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21 Reviews

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I am a first time buyer and applied for a mortgage via Nationwide and I believe I got a good rate. However it was 15 weeks from application to approval. Here are the issues: 1) I have found the... more

User Reviews

for Nationwide Building Society Mortgages

Rating Summary based on 21 reviews

  • 5 Stars
    8
  • 4 Stars
    6
  • 3 Stars
    1
  • 2 Stars
    4
  • 1 Star
    2

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  • 3.6
  • 4.3
  • 3.5
  • 3.9
  • 3.2
  • 39 of 39 Ciao users found the following review helpful
    Picture of castlebinn

    castlebinn

    4 Stars SOLD 11/03/2002
    User recommends the product

    Advantages Advantages mutual

    Disadvantages Disadvantages could become a greedy bank

    So I started an op on The Strokes, the must-hear band of the moment, after pinching their fantastic debut album Is This It? from my younger sister. They sound like my favourite band The Velvet Underground, and even The Dead Kennedys (saw them once, most violent gig I've ever been to, even the lead singer got clobbered by skinhead yobs.) But I quickly scanned ciao to check if anyone had beaten me to it and they had and their ops were very useful and my enthusiasm went phut. So here's an op on mortgage lender Nationwide instead, because who cares if everyone else has written about them. And hey ... more
  • 8 of 8 Ciao users found the following review helpful
    Picture of cadds8

    cadds8

    User recommends the product

    Advantages Advantages Mutual so best interest of customers(members)

    Disadvantages Disadvantages Not fully flexible

    Looking for a mortgage is a daunting task with so many different products available and uncertainties over interest rates, so when remortgaging 2 years ago, we sought the advice of an IFA (Independant Financial Advisor). He came to our home and discussed our needs both interms of what we could afford and how much stability we were looking for in terms of repayments. Having gone away he came back with an offer from the Nationwide. This offer was very good with a low 2 year fixed rate with free valuation but a fee of £495. However with what we were going to save this was well worth it. The IFA ... more
  • 80 of 81 Ciao users found the following review helpful
    Picture of sit2020

    Level 7 sit2020

    Member since 18/03/2001

    Reviews written: 114

    User doesn't recommend the product

    Advantages Advantages see text

    Disadvantages Disadvantages see text

    I have been a customer of the Nationwide for over ten years, I have not missed or even been late with a single mortgage payment in that time nor have I ever gone overdrawn. So when it became time to move to a larger house we naturally turned to the Nationwide for our mortgage (mistake one). I assumed that because the Nationwide was a building society as opposed to a bank they would be in the best position to serve my needs and offer me solutions to any problems that I might encounter (mistake two). Here is our (still ongoing) story… As we are all too aware the cost of housing has risen ... more
  • 30 of 30 Ciao users found the following review helpful
    Picture of jamez

    jamez

    User recommends the product

    Advantages Advantages Large range of products, helpful patient advice, award winner

    Disadvantages Disadvantages Interest rates can go UP as well as down.

    I bought my first property in September 2000, and it was a fairly lengthy process made somewhat easier by the Nationwide. Perhaps my optimism about my mortgage from the Nationwide is slightly buoyed by the low interest rate making it a good time to have a mortgage and the increase in house prices is helping too. Before I even started looking at houses I looked for a mortgage as this is one of the options – and possibly the easiest one to do at the time, so I had a chat with my Bank – HSBC and Nationwide, and what really swayed me was that my parents had their mortgage with the ... more
  • 45 of 45 Ciao users found the following review helpful
    Picture of jpass

    jpass

    User recommends the product

    Advantages Advantages some good products, low SVR,

    Disadvantages Disadvantages Customer service is terrible

    A mortgage is an essential part of life for most of us, unless of course you are lucky enough to be rolling in money. When you take out a mortgage it is likely to be a long term commitment. Consequently the relationship you have with your mortgage lender will be long term too and could last as long as 25 years. You would not enter into a 25 year relationship with a friend or commit to a 25 year marriage without first knowing the person inside out. You would find out as much as you could about them and as your relationship developed, you would come to trust them. So it should be with your ... more

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