Nationwide online banking services are pretty impressive . I joined there three months ago and I have found the nationwide website www.nationwide.co.uk a very user friendly , co-ordinated and helpful way of banking on the net.
Let me explain that I was very sceptical of banking this way ... Read review
Advantages: reliable , easy to use , well set out site Disadvantages: nothing
Nationwide online banking services are pretty impressive . I joined there three months ago and I have found the nationwide website www.nationwide.co.uk a very user friendly , co-ordinated and helpful way of banking on the net.
Let me explain that I was very sceptical of banking this way but I have tried it and so far have had no regrets.
As a computer novice I found the website easy to follow and it is very simple to register ... ...working days( which is impressive) Nationwide get in touch with you at your home address with your all important pass number and customer number . This comes via the good old trusty Royal Mail .
Then you are ready to roll.Type in the website , click on online banking then enter your details . Your PC should at this point warn you for the first time that you are about to view pages over a secure connection ( you can prevent this appearing ... more
Nationwide online banking services are pretty impressive . I joined there three months ago and I have found the nationwide website www.nationwide.co.uk a very user friendly , co-ordinated and helpful way of banking on the net.
Let me explain that I was very sceptical of banking this way but I have tried it and so far have had no regrets. As a computer novice I found the website easy to follow and it is very simple to register for online banking.
It is a case of the usual stuff really - memorable data which can be anything and a next of kin maiden name are needed by way of passwords.Then after three working days( which is impressive) Nationwide get in touch with you at your home address with your all important pass number and customer number . This comes via the good old trusty Royal Mail .
Then you are ready to roll.Type in the website , click on online banking then enter your details . Your PC should at this point warn you for the first time that you are about to view pages over a secure connection ( you can prevent this appearing again ). Then the trusty yellow padlock should appear at the bottom of the screen to confirm the security .
Once you have signed in your accounts should be listed on the next page. All are underlined so one more click on the relevant account takes you straight to it. All this only takes a matter of seconds and realy is childs play even for me. Once on the account (say flex account) you can do anything you want really . You can transfer funds to another account( say e-savings )which is a favourite of mine , or merely , look at your last fifteen transactions or order a full postal statement. You can even ask for a pin update via snail mail if you have forgotten a particular pin number or request an IR85 tax form if you want to apply for interest gross.
E- savings is one of the best internet only accounts on the net currently for interest rates. As of 2.3.01 it pays 6.35%. You must have a flex account though to qualify as you put money in and take money out via your flex account only. This is no problem as the flex account is a very good current account anyway in it's own right and was successful long before the internet banking revolution started.
In conclusion I have found the nationwide site a top site . I have had no problems so far with them making any mistakes etc with my instructions and they do have a secure messaging service wherby you ask them any qusetion and they normally in my experience get back to you with a detailed answer within 2 working days . Again I think this is impressive.
If you are new to online bankng like me I can't reccommend this company highly enough.
Advantages: Great web site, easy to setup, easy and quick to transfer money between accounts Disadvantages: Easy to setup, but slow too
I have only held a nationwide account for about 7 months now. Initially it took me ages regestering online because there were various things that had to be sent by post etc. The whole setup procedure took about 6 weeks! But once that was over it is all so easy.
I have a Flexaccount and an E-savings account. The Flexaccount can be used with holes-in-the-wall at any time. Nationwide do not charge for using other machines by the way. The E-savings ... ...to stay with nationwide for the forseeable future.
Just one more thing - if the rate you are currently recieving is not as good as you could get elsewhere, don't be loyal to the bank / building society. After all, they are there to give you the best rates! ...
alanbuttle1 19.01.2001 (24.01.2001)
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Ciao members have rated this review on average: very helpful Review of Nationwide Online Banking
Advantages: Clear, easy to use, time-saving, available anytime, worldwide Disadvantages: Subject to fluctuations of web access
...I can honestly say that Nationwide is far and away the best I've ever dealt with. The staff are really friendly and helpful, which I have never really found in other institutions. I would highly recommend the online Nationwide banking facility - I have used two other banks' online banking, and again Nationwide is far superior. It is well-laid-out, clear, easy to use. It is great for checking your balances, recent transactions, transferring money ... ...on Nationwide services, which is very handy. Nationwide have also introduced an online account 'e-savings' with a 7% rate -- which is a great place to tuck money away for a rainy day.
I have written a comprehensive opinion of Nationwide's accounts, which might also be useful.... ...
cypress 11.07.2000 (24.07.2001)
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Ciao members have rated this review on average: very helpful Review of Nationwide Online Banking
Advantages: ALL THE FEATURES OF A BANK, with none of the hassle Disadvantages: none that I can see
We have used Nationwide Building Society as our bank for more than fifteen years. During that time they have constantly improved their service to their members. The on line Banking facility has all the features anyone could want, making the paying of bills and other services very easy.
One of the things that I feel is most unusual is that apart from the fact that you can get a mini statement on line any time you can also ask for a full statement ... ...charge whatsoever. Many other services which are chargeable by other banks are also free. Another outstanding feature is a new savings account which is under your own control on line and yet pays a very high interest rate for each day the money is in the account, with NO penalty for making any withdrawals. ...
pottermarc 31.08.2000
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Ciao members have rated this review on average: very helpful Review of Nationwide Online Banking
Advantages: Bank from home and move money from savings account to current account and vice versa. Disadvantages: Slow connection. Delays in answering queries.
I joined the Nationwide Building Society in order to make use of their Internet Banking site while I was abroad. This has proved very useful, moving money from one account to another, paying bills online and generally being able to keep an eye on my accounts anywhere and at any time.
There were drawbacks at the beginning such as not being able to access the site when it was first started, due to "teething" problems.
Not being able to access it ... ...! It can be very slow at times, but this is usually at peak times during the middle of the day.
A message site on the accounts page can prove useful, providing the answer to the query does not take too long.
All in all a useful banking site to use at home or from anywhere else in the world. ...
margcoli 13.08.2000
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Review of Nationwide Online Banking
Advantages: Good customer service, excellent savings rates. Disadvantages: None I can think of
...quick
All-in-all an excellent site, and excellent products from a company that really does care about members, unlike the banks that are PLCs and seem more concerned about their shareholders.
Nationwide also don't charge customers for using any cash machine, a policy that the others are finally copying. ...
madwolf 28.07.2000
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Review of Nationwide Online Banking
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Advantages: high interest rates Disadvantages: slow processing when setup the account online
Nationwide have some of the highest interest rates availible on the high street. As well as having many branches situated all over the place, you can use normal LINK cash machines.
Because Nationwide do not have any shareholders, Nationwide can and does offer the highest rates possible.
Nationwide has onlinebanking for many of the accounts and you can also setup accounts online. If you have a Flex account you can also pay bills and transfer money online between accounts.
The Nationwideonlinebanking is very secure, and as long as you do not tell anyone, then your account is 100% secure.
I would reccommend Nationwide to anyone, and I am.
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