I have had a Natwest Card for a little over one year now and i can honestly say that it has been excellent. It was my first time applying for a credit card and the bank were really helpful. They even helped me fill out the form. I was a bit worried about whether i would get a card but it turned up in under two weeks.
The main reason i chose the Natwest card was because i have banked with them all my life and it seemed logical to get a credit card with them aswell. It also offered a low APR (the lowest i could find anyway) and the free Air Miles.
It was extremely helpful on my gap year i travelled through North America and Europe and almost every where accepted the card. It is invaluable if you are travelling.
I also found that the Air Miles started to build up, though you do have to spend alot of money to earn them (though this was little trouble for a spendaholic like me). In fact i managed to get anough air miles to take me to Paris and back!
Tip: Pay for everything on your card, petrol, household bills, holidays, all you food shopping, i mean everything!!!
Brilliant credit card that is extremely hard to fault i love it!
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: Excellent on-line service, good for students, air miles scheme, helpful telephone service, sensible credit limits Disadvantages: High APR, high admin charges, trouble using it on certain websites
stuartcorey 02.09.2001 (02.09.2001)
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Ciao members have rated this review on average: very helpful
Review of Natwest Card