Advantages Very Competitive, on-line quotes easy to obtain
|Competitiveness of APR|
|Comprehensiveness of range of products|
|Efficiency of service|
|Value for money|
|Online - Content/organization of site||Excellent|
|Online - Reliability/speed of site||Good|
The price NU quoted was far cheaper than other providers. I asked for quotes from several, including Tesco (£43) and Natwest (£41), and found that most of them are simply resellers of insurance that is provided by other insurers - which means they are selling on a commission basis - therefore dealing with NU directly is much cheaper, aswell as easy to do.I found online insurance cheaper at £25, but after reading the terms and conditions, I realised that the excess was £50 - NU charge £35 which is very competitive and one of the lowest around.
For me it was a very attractive policy which offered everything I needed at the cheapest price from a major insurer. Having not had to make a claim I can't speak about the claims process, but my initial interactions with NU have been nothing but positive.
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