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Everyone seems to use Paypal because of Ebay (which owns them and hence pretty much forces you into accepting Paypal payments. I've found Cusotmer Services dire, they make hidden chanrges like if you refund an accidental payment they deduct money from this but don't tell you, so you only notice if you study your Paypal account. Their charges are also pretty high. I wish someone like Visa would create a similar online payments system. Until then I will continue to use Paypal ONLY becuase its' so widely used and you are forced to do so on Ebay
THere are various other issues you can encounter with them such as having payments taken from your bank account when you provide it ONLY to verify your account. I used to sell CDs from my sizeable record collection online and they notified HMRC of teh amounts coming into my account opening me upto a letter from them. Luckily I could prove I'd been amassing a huge CD collection over the last decade and that this wasn't a business.