I was a first time buyer looking to buy at the very bottom of the slump six months ago and struggled to find a mortgage that didn't require huge deposits - I found it with the Post Office! The fixed rate (mine is 6.1) is high compared to the Bank of England rate but the lowest I found with a ten per cent deposit. Their mortgages are through Bristol and West (think this has just changed to the Bank of Ireland). The website has all the different mortgage products listed and it pretty easy to understand, the staff over the phone helpful, answered all my questions and gave me a aprroval in ...
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