Home > Finance > Banking & Personal Finance > Mortgage Lenders
Preferred/Capstone Mortgages 4 of 4 Ciao Users found the following review helpful
Rating from lalaloren 1 Star ()

Advantages NONE

Disadvantages Many

I had been with Preferred Mortgages for a couple of years and suddenly began to receive letters from Capstone Mortgages about my account - they were saying I was in arrears by one month. I continually called them to find out about it, because I knew that my mortgage left my bank account the day after I was paid and that there was no way that I could be behind. The call centre staff had really a really bad attitude towards me when I called and I have been called a liar on many occasions by them - they would never give me details, just tell me I was behind. I had never been told who Capstone Mortgages were - I had never heard of them until I got these letters, and the call centre staff were not forthcoming with an explanation when I asked!!

Now I find myself in receipt of court action to repossess my home - all because of one alleged missed payment - which when I spoke to someone recently about it, they couldn't actually pinpoint which month I owed for - he told me it was best if I produced statements for Jan, Feb and March of last year!!!

I have had to take a huge cut in pay recently, and yet I have made sure that my mortgage payments are paid and now I'm faced with eviction because Capstone/preferred mortgages reckon I owe them one month's money.

NEVER NEVER go with this company!!!

Detailed Rating

Competitiveness of APR
Product package
Quality of Customer Service
Reward Scheme
Additional Charges
Security and Privacy
Ease of Application

The Author

lalaloren

Author's newest reviews

  • 02/06/2008

    Preferred/Capstone Mortgages

Rate this User Review

How helpful was this review to you? Rating guidelines

Attention, this is the first review from this author

Instead of giving a negative rating, consider:

  • Help this member by giving your advice

  • Report fraud (for example plagiarism) or other issue with the review to the Ciao support team

Activate low rating buttons

Add your comment

 Post comment  Post comment

JavaScript should be enabled to rate or post a comment.

Comments

Maybe you have a question about Preferred Mortgages? Ask here
Previous page Next page Page 1 of 1 | 1 - 4 out of 4 comments
  • MAFARRIMOND 03/06/2008 22:06
    Rated this review as
    Helpful
  • Amy69 03/06/2008 14:44
    Rated this review as
    Helpful
  • bmthkatie 02/06/2008 23:44
    Rated this review as
    Helpful
  • sunmeilan 02/06/2008 22:15
    Rated this review as
    Helpful

    Good luck with this, sounds terrifying.

Previous page Next page Page 1 of 1 | 1 - 4 out of 4 comments

More reviews

for Preferred Mortgages