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Home > Finance > Banking & Personal Finance > Accounts > Royal Bank of Scotland Accounts
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22 Reviews

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I HAVE WROTE AN UPDATE AT THE BOTTOM OF THIS PAGE. HOPE YOU ENJOY READING AND PLEASE FEEL FREE TO GET IN TOUCH IF YOU WISH. GARY. The One Account…...where to begin??? Well for a start you need... more

User Reviews

for Royal Bank of Scotland Accounts

Rating Summary based on 22 reviews

  • 5 Stars
    		12
  • 4 Stars
    		6
  • 3 Stars
    		0
  • 2 Stars
    		0
  • 1 Star
    		4

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 4.5
  		• 4.0
  		• 4.5
  		• 5.0
  		• 4.5
  • 53 of 53 Ciao users found the following review helpful
    Picture of vassilis73

    vassilis73

    5 Stars Royalties Gold Account-Royal Treatment 30/05/2003
    User recommends the product

    Advantages Advantages Inclusive annual travel insurance,free membership of Virgin Wines Club,25% off theatre tickets etc

    Disadvantages Disadvantages £10 a month

    Recently I had to go through my accidental Death insurance and as I was trying to see through my banks digital banking ,how much money they have taken from my account I noticed that they had some new - to me anyway- accounts. They had the Royalties and the Royalties Gold Account. With the Royalties was included an Accidental Death cover of £5000 along with other benefits. With £10 you have £10,000 accidental death cover (of course £10,000 its not much but is ok for my circumstances).I was tempted. I was paying £5.25 per month for my accidental death insurance and with £4.75 more, I had so many ... more
  • 12 of 12 Ciao users found the following review helpful
    Picture of deviloxo

    Level 2 deviloxo

    Member since 08/02/2004

    Reviews written: 12

    4 Stars POCKET MONEY REVOLVING 07/01/2008
    User recommends the product

    Advantages Advantages Unique bank card, interest, freebies, life lesson!!!

    Disadvantages Disadvantages Free texts only available on Orange.

    Technology is so advanced that even pocket money is now outdated, accorded to my teenage son. He wanted his own bank account, not like the kiddie ones which he already had, but one with his own bank card etc. And I found the perfect one from Royal Bank of scotland. The REVOLVE account is specifically for 11- 18 year olds. It took a while to finally register, but only because they are very detailed about identity details needed to join, which to me is a very good thing. The benefits are really good. He gets 3.5% interest on money paid into his account , also there are discounts available such ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of gazereth

    gazereth

    5 Stars The One Account 15/05/2008
    User recommends the product

    Advantages Advantages Paying off your mortgage quickly and saving you thousands of pounds

    Disadvantages Disadvantages You need a lot of common sense and future vision to benefit from this account

    I HAVE WROTE AN UPDATE AT THE BOTTOM OF THIS PAGE. HOPE YOU ENJOY READING AND PLEASE FEEL FREE TO GET IN TOUCH IF YOU WISH. GARY. The One Account…...where to begin??? Well for a start you need to have a common sense mentality, or this product will simply not work for you. The account works by purchasing your house on your switch card, i.e. you have a massive overdraft; as simple as that. You then pay in your wages and any other sums of money you can get hold of into your account, and hey presto, you simply pay off the debt. Why does this product work for me? Well my scenario is that my I own ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of ali007

    ali007

    4 Stars Student Royalties Account 15/08/2001
    User recommends the product

    Advantages Advantages Good interest free overdraft, nice piece of plastic, lots of branches

    Disadvantages Disadvantages Online banking a chore to setup, customer service should be better

    I have been a very happy Nationwide customer for the past six years, sadly the building society don't offer any special accounts for students which led me to search elsewhere for a student account. My attention was first grasped by Barclays who offer an interesting blend of a healthy interest free overdraft and free money! when opening an account. Unfortunately they don't appear to have any branches in Scotland and besides they didn't reply to any of my enquires. The Royal Bank of Scotland's student Royalties account was recommended to me by a friend, however I wasn't too keen as a year ... more
  • 2 of 2 Ciao users found the following review helpful
    Picture of karenarmstrong

    karenarmstrong

    1 Star Very Poor Service 13/08/2000
    User doesn't recommend the product

    Advantages Advantages Fine if you have plenty of cash

    Disadvantages Disadvantages Very high charges, staff that will say anything to get you off the telephone

    I would like to let people know of the way my boyfriend was recently treated by the Royal Bank of Scotland recently. I have also had a similiar problem in the past on two seperate occasions so it must be fairly common. My boyfried has had an account with the bank for the past 9 years from schooldays to post university. He has also had a hefty authorised overdraft mainly accrued from his student days. Two weeks ago he went to withdraw cash from the dispenser only to discover that his overdraft had been withdrawn. He had received no prior notice that this would happen and no notification ... more