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Reviews - Royal Bank of Scotland Accounts

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Super

“POCKET MONEY REVOLVING”

published 07/01/2008

Unique bank card, interest, freebies, life lesson!...

Free texts only available on Orange.

Technology is so advanced that even pocket money is now outdated, accorded to my teenage son. He wanted his own bank account, not like the kiddie ones which he already had, but one with his own bank card etc. And I found the perfect one from Royal Bank of scotland. The REVOLVE account is...

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Competitiveness of APR
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Excellent

“The One Account”

published 15/05/2008

Paying off your mortgage quickly and saving you th...

You need a lot of common sense and future vision t...

I HAVE WROTE AN UPDATE AT THE BOTTOM OF THIS PAGE. HOPE YOU ENJOY READING AND PLEASE FEEL FREE TO GET IN TOUCH IF YOU WISH. GARY. The One Account…...where to begin??? Well for a start you need to have a common sense mentality, or this product will simply not work for you. The account works by...

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Competitiveness of APR
Product package
Quality of Customer Service
Reward Scheme
Additional Charges

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Excellent

Inclusive annual travel insurance,free membership ...

£10 a month

Recently I had to go through my accidental Death insurance and as I was trying to see through my banks digital banking ,how much money they have taken from my account I noticed that they had some new - to me anyway- accounts. They had the Royalties and the Royalties Gold Account. With the...

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Super

“Student Royalties Account”

published 15/08/2001

Good interest free overdraft, nice piece of plasti...

Online banking a chore to setup, customer service ...

I have been a very happy Nationwide customer for the past six years, sadly the building society don't offer any special accounts for students which led me to search elsewhere for a student account. My attention was first grasped by Barclays who offer an interesting blend of a healthy interest...

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Not for me

“Very Poor Service”

published 13/08/2000

Fine if you have plenty of cash

Very high charges, staff that will say anything to...

I would like to let people know of the way my boyfriend was recently treated by the Royal Bank of Scotland recently. I have also had a similiar problem in the past on two seperate occasions so it must be fairly common. My boyfried has had an account with the bank for the past 9 years from...

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Excellent

see exactly how much your mortgage is costing, off...

I haven't got a local branch!!!

I have had my RBOS One Account now since April and I think it is great. I have lived in my house now for five years and changed my mortgage 3 times, I am one of these people that doesn't like to waste money and if I think that I can get a better deal elsewhere I will do it, there is no room for...

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Super

“Business Banking Direct”

published 21/01/2001

Cost effective

Depends heavily on postal service

A very cost effective solution for maintaining business accounts. A nominal transaction charge of £ 0.20 per transaction, with complete access to the account online and by telephone without any extra charge. One gets a card that can be used to withdraw cash from any cash machine nationwide, and...

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Not for me

overdraft facility

overdraft facility!! lack of customer service

I have just spent over an hour trying to get someone to deal with my RBS Student account. I was attracted to this account, like many others, because of the large interest free overdraft. Consequently, I maxed out the overdraft, stuck the money in another account to earn interest and thought all...

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Excellent

“RBOS One Account”

published 08/09/2004

Offsetting savings against your mortgage

truly awful website for online banking

I've had a RBOS One Account for around a year now, and I'd recommend it to anyone. It has really changed the way I think about the mortgage and how much it costs over the time of the loan. The One Account allows you to keep all of your savings in one account (no!) and that money gets offset from...

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Excellent

“Best Bank Ever”

published 04/10/2000

PC Banking, Paying In trough cash tills, IASA Acco...

None so far

I have been a customer of the RBS for nearly 19 years and in that time I have never found any reason to complain or discovered any fault on thier behalf(I don't think too many of the big banks customers could say this). I have two accounts with them and a credit card account: The royal Gold...

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Super

“Student Royalties Account”

published 12/02/2001

Efficient service, no charges on cash machine use,...

Few branches on University campuses, even fewer of...

In a world where everyone wants to give you something for joining their bank...a bank that offers you very little...or so it may seem. In actual fact, I have found that the Student Royalties account with the RBS is exceptional, and that they are justified in offering no incentives for joining...

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Excellent

cheap travel insurance, 50% off top hotels, commis...

£5 account charge per month

The Royal Bank of Scotland's Royalties account is a must if you travel in the UK or abroad or if you ever use foreign currency! When you open your Royal Bank of Scotland 'Royalties' account you automatically become an Entertainment Member, which is a world wide organisation giving you up to 50%...

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Not for me

“Useless”

published 30/07/2000

OK Policies

BAD BAD BAD services!! Not a clue at all!!!!

I have been a customer of the RBS since I was 17, and had a route seventeen account. A year or so later, they informed me that I could now change my account to a student royalties account as I was a sixth form student. I did so, and they promised to send off the Student Royalties pack with...

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Super

“Route 15 account”

published 26/02/2007

good interest rates for young people

No chip and pin

I had been with Royal Bank of Scotland ever since i was born when my parents set up my first account. I didn't really use the bank very much until i was fourteen and I got my first paper round and so i relied on it to ge my wages out. I have to say that the money was put into my account almost...

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Not for me

“RBS = Rude and Poor”

published 15/09/2007

None

Rubbish service

RBS phoned today and without prior warning demanded I pay half my overdraft immediately! I tried to negotiate paying in a day or two, but they insisted on paying in over the same phone call! They said otherwise they will send a letter demanding FULL payment of the overdraft in 28 days! I just...

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