Royal Bank of Scotland Accounts

Advantages: Inclusive annual travel insurance,free membership of Virgin Wines Club,25% off theatre tickets etc
Disadvantages: £10 a month

...I received a package from Royal Bank of Scotland. The package had 2 Royalties Gold Membership cards, a Travel Insurance and Policy Document, a 56 page Service Guide and a 200 page Royalties Gold Member’s Guide to Hotels & Restaurants. What is Royalties Gold Account offers: Discounted personal loans or car buyer’s loans. Up to 1.5%APR if the loan is over £3000 and 1% APR off smaller loans. They only thing you have to do is to call the free helpline ...
...on Stakeholder Pensions offered through Royal Scottish Assurance ( the bank’s life assurance, pensions and investment company ) Discounted online and telephone share dealing. That’s great if you are following the Stock market. They are giving 20% discount on standard commission charges. You can trade online or by telephone. The telephone service offers: real time share price quotes, set a limit and your shares will be traded automatically, if they ... Read review

Advantages: Unique bank card, interest, freebies, life lesson!!!
Disadvantages: Free texts only available on Orange.

...found the perfect one from Royal Bank of scotland. The REVOLVE account is specifically for 11- 18 year olds. It took a while to finally register, but only because they are very detailed about identity details needed to join, which to me is a very good thing. The benefits are really good. He gets 3.5% interest on money paid into his account , also there are discounts available such as cinema tickets, rail tickets and mobile phones. If they have ...
...they can get free texts and ringtones when they top up at certain cash machines. They need to top up 6 times and after the 6th time, details are sent showing them how to claim 150 free text worth £15, same with ringtones. This is the only drawback as my son is with 02. The cinema discount are for The Vue (you need to check certain films and venues available) and the discount is 2 for 1. If they are over 16 they can get 25% discount on a years ... Read review

Advantages: Paying off your mortgage quickly and saving you thousands of pounds
Disadvantages: You need a lot of common sense and future vision to benefit from this account

...it up at my local Royal Bank of Scotland. As for the common sense approach to this account. You can take payment breaks when you like, take more money out on your house and buy a car, holiday or home improvements, as long as you pay the interest the One Account are happy. But I can not emphasise enough that if you don't pay the debt, then you will stay in debt, it is the same no matter if it is a credit card bill or £100,000 on your house….the debt ...
...am not going to harp on for ages about the pro's and con's of this mortgage, but the smart money is held in these accounts, and as long as you are careful, sensible and have a desire to actually own your house one day then this is the best form of mortgage ever, it really is that simple. Feel free to read reviews about these guys not passing on interest rate cuts etc, SO WHAT!!! Come on, in reality these days of petrol price hikes and food price ... Read review

Advantages: Good interest free overdraft, nice piece of plastic, lots of branches
Disadvantages: Online banking a chore to setup, customer service should be better

...of my enquires. The Royal Bank of Scotland's student Royalties account was recommended to me by a friend, however I wasn't too keen as a year earlier I had tried to open a current account with them and was dismayed with the way I was treated by staff, and abruptly left the branch. This time I was more determined to open an account due to their excellent interest free overdraft - up to £2000. The account comes with the all important switch card ...
...card itself is available with a laser etched signature and photo ID, to combat fraud and is offered free of charge. Other bonuses include: Student belongings insurance, lost key retrieval service, discounted CD's DVD' & books, concert tickets and much more besides. There are also various loan schemes for law and healthcare students, and of course telephone and digital banking are thrown into the pot. My only concern has been with the time it takes ... Read review

Advantages: Fine if you have plenty of cash
Disadvantages: Very high charges, staff that will say anything to get you off the telephone

...was recently treated by the Royal Bank of Scotland recently. I have also had a similiar problem in the past on two seperate occasions so it must be fairly common. My boyfried has had an account with the bank for the past 9 years from schooldays to post university. He has also had a hefty authorised overdraft mainly accrued from his student days. Two weeks ago he went to withdraw cash from the dispenser only to discover that his overdraft had been ...
...happen and no notification afterwards to say that tha facility had been removed. On telephoning the bank he was told he could have the overdraft facility reinstated and this would be in effect from the next day. When he went to the cashline machine the next day he was still unable to acess any money so he telephoned the bank again and was told his overdraft could not be reinstated and he would have to wait two days to speak to a customer services ... Read review