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House of Fraser/Newday Credit Card
Review of House Of Fraser Store Card by poll1903

Advantages: It's a credit card
Disadvantages: Everything else.

This card is rubbish in every way - after having it for over 4 years in the hope that it would become worth sticking with, I have become so frustrated that I am chopping it up. The points scheme was stingy and restrictive (and half the time the vouchers ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 6 comments about this review View comments
Nebulous. by 1st2thebar
Much more is required here by LiveMusicLoverLyn

There are 9 other reviews on this product: View other reviews
somewhat helpful

06.11.2015 09:30
Does the job but will be broken up
Review of Co-operative Bank Accounts by thedevilinme

Advantages: Free banking
Disadvantages: Not so ethical

Most of the credit crunch was the Americans fault, not Blairís, although the odd coke snorting, rent boy using bank chief didnít help when it came to making sensible decisions around running a bank. Alas alll banks do reckless trades as itís the only way ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 34 comments about this review View comments
Well reviewed. by supercityfan
vh by mumsymary

There are 11 other reviews on this product: View other reviews
very helpful

05.11.2015 19:05
(06.11.2015 11:45)
AVOID CLOSE BROTHER
Review of Close Brothers by Toto3290

Advantages: none
Disadvantages: STAY AWAY FROM CLOSE BROTHERS

...premium with close brother through BG insurance. I had a bounce DD which came out of my account on Friday . I called them to make a payment on monday and I was told it £68.00 . the car insurance only c ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
No pay no insurance Simples! by LiveMusicLoverLyn
SH by Nymphypig

There are 2 other reviews on this product: View other reviews
not helpful

05.11.2015 11:31
How to get a poor credit rating
Review of Vanquis Credit Card by thedevilinme

Advantages: Easy to get card
Disadvantages: Dire interest rates

I generally have credit cards for emergencies or theater tickets only. I donít like using any sort of cards online or in shops when I donít have to and feel extremely justified over that healthy paranoia when stuff like the Talk Talk breach happens Ė and ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 31 comments about this review View comments
Nice! by LiveMusicLoverLyn
Interesting. Love the graphic. by hiker

There are 42 other reviews on this product: View other reviews
very helpful

27.10.2015 17:09
(28.10.2015 00:51)
BAD REVIEWS GO BACK YEARS SHOULD BE STRUCK OFF
Review of Paragon Mortgages Limited by newvintage

Advantages: zero
Disadvantages: Dont get a mortgage with them

...saying house is crap. PARAGON say the house is un rentable? This is our second survey with this bunch of con ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
NH by Nymphypig
You will find it is the same members of this site who are NH/SHing you because we are the people who monitor this site. Instead of getting defensive and prickly about it, how about improving the standard of your reviews? If you look at the standards of the reviews of ALL of the members below excepting yourself you will see what I am getting at. We are reviewers and moderators and we find your review lacking. So improve it! by Secre

There are 2 other reviews on this product: View other reviews
not helpful

19.10.2015 15:36
Natwest MyRewards - Only They're Not All Mine!
Review of Natwest MyRewards Card by BNibbles

Advantages: At least 0.5% discount on every spend needing no action from you. 3% off utility bills.
Disadvantages: Better to spend £36 fee for card AND bank account. Only use if you always pay card off.

I started with the intention of writing solely about an incentive credit card issued by my own bank, Natwest. However, the deeper I delved into its facilities, the more I became convinced that it was only worth the trouble if viewed alongside and combin ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 30 comments about this review View comments
VH. I'm not particularly impressed with this rewards scheme. by Pointress
Nice appraisal :) by LiveMusicLoverLyn
very helpful

14.10.2015 07:27
(29.10.2015 15:51)
It could be you (but it probably won't be)...
Review of National Savings and Investments Premium Bonds by beautybuff

Advantages: Bit of fun
Disadvantages: Ties up your money

When the first of the month rolls round I have double the excitement of the new month wondering what the new promotion will be on Ciao! ... and seeing how much I have won on the Premium Bonds. I do hope this review is interesting and entertaining as it i ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 27 comments about this review View comments
Great review! by LiveMusicLoverLyn
E, I have £4.00 of bonds somewhere owned since I was a tot, no wins yet in over 50 nearly 60 years :-) by mumsymary

There are 35 other reviews on this product: View other reviews
very helpful

21.09.2015 10:55
Most incompetent car finance brokers!
Review of carfinance247.co.uk by RDP1000

Advantages: None whatsoever
Disadvantages: Everything imaginable

What a bunch of inept, incompetent useless individuals! I have had numerous car finance agreements over the years and they have all been very efficient.....and then I met Car Finance 24/7. I was told I was approved finance up to £10K. What they didn't say ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 3 comments about this review View comments
Not good then?? by Secre
Welcome to ciao by Nymphypig

There are 4 other reviews on this product: View other reviews
somewhat helpful

20.07.2015 12:52
Number 1 customer service bank for a reason
Review of First Direct by Kpjwateridge

Advantages: Easy application, excellent customer service, functional internet banking
Disadvantages: Savings rates not overly rewarding, HSBC branches are weak link

...I work for one of First Direct's competitors (no names of course). I have been in the finance industry since I left school at 16 and haven't looked back ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 14 comments about this review View comments
:) by LiveMusicLoverLyn
VH by Secre

There are 134 other reviews on this product: View other reviews
very helpful

24.05.2015 14:25
Natwest Online Banking
Review of NatWest Online Banking by holly_mai

Advantages: Perfectly ideal
Disadvantages: Couldnt do without it!

...if i didnt have the natwest app. It is so easy, you can transfer money between your accounts within a second, aswell as to outside people (very easy now paying my landlord!). It's also handy to see when you ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 5 comments about this review View comments
hmm by LiveMusicLoverLyn
too ambiguous again by thedevilinme

There are 41 other reviews on this product: View other reviews
somewhat helpful

01.04.2015 10:17
Secure and easy to use. Simple, and effective.
Review of PayPal by rubyeem

Advantages: Easy, fast, no messing about. Secure to use.
Disadvantages: None

I have been using Paypal over a year now, and I can honestly say I am not disapointed. To set it up, you enter your bank information details and the rest is so easy. If you order something from for example, Ebay, type in your Paypal email and password an ... Read review

Ciao members have rated this review on average helpful
Ciao members have made 9 comments about this review View comments
Useful! by Secre
A useful tool :) by LiveMusicLoverLyn

There are 60 other reviews on this product: View other reviews
helpful

05.03.2015 23:28
Great fast easy safe
Review of PayPal by LittleTim

Advantages: Quick, safe, convenient
Disadvantages: None that I can think of

I first set up a PayPal account when I set up an eBay account back in 2001. I was dubious at first as I didn''t like the idea of inputting all of my credit card details into a third party website (I was also new to the whole internet thing back then!) I ... Read review

Ciao members have rated this review on average helpful
Ciao members have made 9 comments about this review View comments
Not bad. by Secre
There is a lot more to it than is in the review - helpful though for a quick part explanation :) by LiveMusicLoverLyn

There are 60 other reviews on this product: View other reviews
helpful

05.03.2015 12:14
Pocket Money Circa 2015
Review of goHenry by sellerleygirl

Advantages: Educates children with financial affairs
Disadvantages: Not found any so far

GO HENRY The nifty Pre-paid card that empowers 8-18 year olds to gain confidence with money INTRODUCTION When I was a kid Ė many moons ago Ė I looked forward to my sixpence (2 and a halfpence in todayís money!!) weekly pocket mone ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 21 comments about this review View comments
Great idea by LiveMusicLoverLyn
Well reviewed. by torr
very helpful

25.02.2015 15:19
(29.10.2015 11:47)
The bank I trust, even if many don't
Review of Royal Bank of Scotland by jmurray01

Advantages: Honest, reliable and trustworthy
Disadvantages: None

...been a customer of the Royal Bank of Scotland since 2007 and can honestly say I have never contemplated leaving. Although I do have credit cards, I have never been one for borrowing from my bank and would rather borrow from separate lenders. I'm ... Read review

Ciao members have rated this review on average helpful
Ciao members have made 13 comments about this review View comments
OK by LiveMusicLoverLyn
Ok. by pumfster

There are 67 other reviews on this product: View other reviews
helpful

22.02.2015 16:36
Nobody is a Loser
Review of National Savings and Investments Premium Bonds by sharper_fin

Advantages: It could be you!
Disadvantages: The chances of winning big are slim

Premium Bonds were introduced by British Prime Minister Harold Macmillan in 1956 as a way of encouraging people to save money after the austerity of the second world war. They proved incredibly successful and today almost a half of us holds some Premium B ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 23 comments about this review View comments
Great! by LiveMusicLoverLyn
I've won a couple of prizes in the past. Congratulations on your wins and hopefully many more! by mikemelmak

There are 35 other reviews on this product: View other reviews
very helpful

13.11.2014 11:25
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