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Nobody is a Loser
Review of National Savings and Investments Premium Bonds by sharper_fin

Advantages: It could be you!
Disadvantages: The chances of winning big are slim

Premium Bonds were introduced by British Prime Minister Harold Macmillan in 1956 as a way of encouraging people to save money after the austerity of the second world war. They proved incredibly successful and today almost a half of us holds some Premium B ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 21 comments about this review View comments
vh :o) by euphie
vh by cornishchic

There are 34 other reviews on this product: View other reviews
very helpful

13.11.2014 11:25
A Review of Two Halves
Review of HSBC Online Banking by sharper_fin

Advantages: The personal online banking is excellent
Disadvantages: The businessonline banking is woeful

In the old days (whenever they were) banking was easy. You just went down the street to your local branch where they greeted you by name because you knew them like you knew the butcher, baker and greengrocer. You conducted your business face to face with ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 12 comments about this review View comments
vh :o) by euphie
I only use the personal banking, and I'd agree with your verdict for that. by cha97michelle

There are 16 other reviews on this product: View other reviews
very helpful

03.11.2014 09:39
Excellent Online Banking
Review of Halifax by skoda987

Advantages: easy to use, Access on any PC, Clear
Disadvantages: Cannot see pending transactions

...swapped my bank to the Halifax in January and I have had such a good experience. I earn cash back on selected shopping and in my opinion it is really useful having all my accounts separate, but easy to view from one log in area online. The online ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 7 comments about this review View comments
Welcome to Ciao - but very thin on detail. by buzios
Thanks for sharing, but maybe add some more detail? by Scotlass712

There are 139 other reviews on this product: View other reviews
somewhat helpful

28.10.2014 11:50
Who says biggest is best?
Review of Leeds & Holbeck Building Society by mikeyc123

Advantages: freindly service, good interest rates, easy to deal with
Disadvantages: branches are not everywhere.

...is now known as The Leeds Building Society rather than Leeds and Holbeck. What is it? The Leeds is a mutual building society and as such it has no shareholders and is ‘owned’ by its members. It is the UK’s 5th biggest building soc ... Read review

Ciao members have rated this review on average exceptional
Ciao members have made 17 comments about this review View comments
Great by wazza115
Excellent review. I'm a member! by AnneLorraine1

There are 3 other reviews on this product: View other reviews
exceptional

04.10.2014 09:49
ignore complaints, stop on card for no reason
Review of Nationwide Building Society Credit Card by catmum53

Advantages: I don't know of any
Disadvantages: stop put on the card frequently and without notice, impossible security questions

...had my third letter from Nationwide credit cards in response to my complaint. They just explain (again) why they are right and I am wrong. The card itself is good but the customer service is just dreadful. They have a habit of stopping your c ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 3 comments about this review View comments
Sorry but to be helpful I would want to know more about the situation and the response from nationwide. by cr01
nota review in nay way by thedevilinme

There are 11 other reviews on this product: View other reviews
somewhat helpful

02.10.2014 15:45
Online Banking.
Review of Halifax Online Banking by ravingreviewer

Advantages: Quick access to account.
Disadvantages: Need internet access.

I realise that this will not apply to everyone as they do not currently hold accounts with the Halifax, but with this said I do hope that this will give you all some idea of how I get on with online banking and that it gives you some thoughts on doing it ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 30 comments about this review View comments
Good review. by IzzyS
VH by Dentolux

There are 47 other reviews on this product: View other reviews
very helpful

21.08.2014 18:09
Impossible to use
Review of Sentinel Card Services by steveHG

Advantages: None
Disadvantages: Listed above

...I have had with using Sentinel Card Services, and in particular its online system for maintaining credit card details. For those who do not know what ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 4 comments about this review View comments
This is really far too vague to be of any use, take a very long look at other reviews in order to get some idea of what is expected of you. by ravingreviewer
Vague. by 1st2thebar

There are 6 other reviews on this product: View other reviews
somewhat helpful

15.07.2014 06:58
(15.07.2014 17:56)
Paypal side with fraudsters and scam loyal customers
Review of PayPal by makita01

Advantages: none at present
Disadvantages: They steel your money

loosing hundreds of pounds through paypal because members claim unauthorised access of there account is not what I was signing up for. The latest scam is users buying products using paypal and then claiming unauthorized access in order to get a refund. no ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 1 comment about this review View comments
Sorry to hear you have had a poor experience. For your review to be more helpful I think I'd like to see some information about what you submitted to Paypal and how they responded to you. There are always 2 sides to every story. by cr01

There are 59 other reviews on this product: View other reviews
somewhat helpful

13.06.2014 23:06
Tesco Credit Card - a good credit card to have.
Review of Tesco Credit Card by Silveryew

Advantages: Collect clubcard points, can use almost everywhere, secure login online.
Disadvantages: Can be expensive if you don't pay in full, payments take a few days to clear.

...apply for and use the Tesco Club Card Credit Card as I want to build up a good credit score, plus I already had a Tesco Clubcard and it was recommended to me as a good way to build up your points. It was very straightforward to apply for , t ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 6 comments about this review View comments
VH by xd-o-n-z-x
vh :o) by euphie

There are 24 other reviews on this product: View other reviews
very helpful

01.06.2014 23:12
HSBC
Review of HSBC by bijan04

Advantages: Good Bank
Disadvantages: Bad staffs in few branches in the UK

I have a HSBC bank account and in my opinion it is a very good bank as it provides best services for its customers. I can access HSBC from most of the parts of the world. However, HSBC has its downside as sometimes it hires staffs that do not deserve to b ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 5 comments about this review View comments
Deficient in user-experience. Your points require expansion for example - what denotes a traditional bank? by 1st2thebar
More detail would be useful - for instance, what type of accounts have you had with them? (Business, personal etc). I actually know of one person who switched to another bank because they had so many problems with HSBC being inflexible when they were a student. Can you give some examples of how their services have worked well for you? by KateHurst

There are 209 other reviews on this product: View other reviews
somewhat helpful

27.05.2014 02:03
A month to open an account and so far no pin for the debit card.
Review of HSBC by mike-soccer-ahoy

Advantages: None
Disadvantages: Every step of opening an account or applying for a credit card

The customer service is absolutely the worst of any company I ever dealt with before, it took 11 business days to get the account number then another 5 business days to get the debit card without a pin, I have been waiting for 4 days for the pin to arrive ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 3 comments about this review View comments
your postie has knicked it by thedevilinme
Lacks information. by 1st2thebar

There are 209 other reviews on this product: View other reviews
somewhat helpful

13.05.2014 08:56
NATWEST HELPFUL BANKING YEA RIGHT
Review of NatWest by davidr009

Advantages: NONE
Disadvantages: MOTO IS HELPFUL BANKING HAVING A LAUGHT OR WHAT

I HAVE BEEN A NATWEST CUSTOMER FOR 10 YEARS BUT AM NOW SEARCHING FOR A DIFFRENT BANK AS TIME AND TIME AGAIN YOU ARE FAILED BY THERE CUSTOMER SERVICES I HAD 250 POUND TAKEN FROM MY ACCOUNT AND PHONED THERE VISA DISPUTES TEAM AND HAD THE MNONWEY PUT BACK IN ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 2 comments about this review View comments
I understand that you're frustrated, but the caps and lack of punctuation and grammatical errors does lessen the helpfulness of your review - if you edit it and add to it, let me know and I will re-rate for you by euphie
Full stops, commas? Use them - they're very good really. by Bollinger28

There are 182 other reviews on this product: View other reviews
not helpful

03.05.2014 22:16
HSBC are as bad as a payday loan company . . HSBC Advance Account
Review of HSBC by tim39

Advantages: Fundamentally an account that seems flexible and has value added add ons
Disadvantages: Totally disproportionate charges which worsen already difficult financial circumstances

I experienced some financial instability as a result of having the arrival of our first child and could I rely on my bank to help me in my hour of need . . . no! My outgoings were pretty even every month and I rarely used my debit card for extra spendi ... Read review

Ciao members have rated this review on average helpful
There are 209 other reviews on this product: View other reviews
helpful

25.03.2014 16:00
ICICI HiSave Accounts - Terrible Customer Service
Review of Icici Bank Accounts by TonyB-UK

Advantages: None
Disadvantages: Real problems withdrawing or transferring money. Terrible customer service.

...withdrawing your money from an ICICI HiSave account, which ICICI don't tell you about. You need to have a "Linked Account" - Other banks and financial institutions will allow you to set this up fully on-line within 5 minutes, ... Read review

Ciao members have rated this review on average helpful
Ciao members have made 2 comments about this review View comments
Thanks. I had considered getting an account with them so this is helpful by koshkha
What are their interest rates like? by Bollinger28

There are 3 other reviews on this product: View other reviews
helpful

21.03.2014 16:04
Dreadful service
Review of HSBC by stephenbill

Advantages: None
Disadvantages: No-one gets back to you if there is problem

HSBC took cash out of my account by mistake. When I went to the branch told me to phone the call centre and the call centre told me to visit the branch. They could not work out what the problem was so I solved it for them,and took documentation to the bra ... Read review

Ciao members have rated this review on average somewhat helpful
There are 209 other reviews on this product: View other reviews
somewhat helpful

17.03.2014 20:02
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