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Credit where credit is due ...
Review of Natwest Card by thedevilinme

Advantages: Good card
Disadvantages: Online fraud

After New Labor and Blair allowed the banks to give pretty much everyone a credit or mortgage that wanted one so to drive the economy the banks had to go out and raise that money to cover it. Plenty of people took up the offer as greedy bank workers took ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 22 comments about this review View comments
VH by Icypink
Well reviewed! by CelticSoulSister

There are 23 other reviews on this product: View other reviews
very helpful

25.04.2016 21:14
(02.05.2016 21:58)
Dreadful, crooked company called Yorkshire Building Society
Review of Yorkshire Building Society by seank1

Advantages: None. They're awful
Disadvantages: Crooked. Dreadful customer service. Impose new contract terms without agreement

No wonder they've been fined £ millions by the FCA. When my fixed term bonds matured, they tried to repay the money at £5,000 per day maximum. None of this was in the terms and conditions when I invested the money. They said they could do it by CHAPS paym ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
Some people who commented can't have read my review. Bettyboo47 seems to think I wanted cash withdrawals from fixed term bonds. The sum was £50,000 Who would want that in cash? YBS refused to refund the money according to their own terms, agreed at the point of investment. by seank1
Nebulous. by 1st2thebar

There are 10 other reviews on this product: View other reviews
not helpful

04.04.2016 17:23
Go Henry - go kids!
Review of goHenry by lulog

Advantages: A great way for children to learn money management
Disadvantages: £2.50 per child is a little steep if you have more than one child.

What is Go Henry? Go Henry is a prepay card for children aged between 8 and 18. It's part of Visa so a trusted company. How does it work? It's fairly simple really once it's set up. Firstly enter the site and order the card, download the app onto your ph ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 21 comments about this review View comments
Expansion required. by 1st2thebar
vh by sophie342

There is 1 other review on this product: View other reviews
very helpful

01.04.2016 20:07
Stay away from them
Review of Close Brothers by Keith78

Advantages: NONE
Disadvantages: waste of time and money

Close Brothers as stating in their website : "leading merchant banking group providing lending, deposit taking, wealth management services and securities trading.Offers specialist vehicle finance solutions for individuals and businesses in partnership wit ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 8 comments about this review View comments
Requires a format. by 1st2thebar
I am still none the wiser. by ravingreviewer

There are 4 other reviews on this product: View other reviews
somewhat helpful

04.03.2016 10:49
(04.03.2016 11:03)
AVOID CLOSE BROTHERS
Review of Close Brothers by Becky72

Advantages: None
Disadvantages: waste of time and money

...comment together with others about Close Brothers which I was reading .Close Brothers is a broker company so they deal with insurances mainly ,they should help people spreading the cost of their insurances . ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 11 comments about this review View comments
Not much info here by supersonic75
Needs more explanation by LiveMusicLoverLyn

There are 4 other reviews on this product: View other reviews
not helpful

02.03.2016 14:23
(03.03.2016 08:17)
Not just for Yorkshire folk
Review of Yorkshire Building Society by micksheff

Advantages: Small friendly branches, open all day Saturday
Disadvantages: None for me but everyone's requirements are different

...a savings account with the Yorkshire Building Society a couple of years ago for a number of different reasons but first and foremost they were offering competitive interest rates for savers with just a modest amount of money (under £3,000) and th ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 39 comments about this review View comments
vh x by cornishchic
Very helpful by AliceBond

There are 10 other reviews on this product: View other reviews
very helpful

09.02.2016 07:08
House of Fraser/Newday Credit Card
Review of House Of Fraser Store Card by poll1903

Advantages: It's a credit card
Disadvantages: Everything else.

This card is rubbish in every way - after having it for over 4 years in the hope that it would become worth sticking with, I have become so frustrated that I am chopping it up. The points scheme was stingy and restrictive (and half the time the vouchers ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 6 comments about this review View comments
Nebulous. by 1st2thebar
Much more is required here by LiveMusicLoverLyn

There are 9 other reviews on this product: View other reviews
somewhat helpful

06.11.2015 09:30
Does the job but will be broken up
Review of Co-operative Bank Accounts by thedevilinme

Advantages: Free banking
Disadvantages: Not so ethical

Most of the credit crunch was the Americans fault, not Blairís, although the odd coke snorting, rent boy using bank chief didnít help when it came to making sensible decisions around running a bank. Alas alll banks do reckless trades as itís the only way ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 34 comments about this review View comments
Well reviewed. by supercityfan
vh by mumsymary

There are 11 other reviews on this product: View other reviews
very helpful

05.11.2015 19:05
(06.11.2015 11:45)
AVOID CLOSE BROTHER
Review of Close Brothers by Toto3290

Advantages: none
Disadvantages: STAY AWAY FROM CLOSE BROTHERS

...premium with close brother through BG insurance. I had a bounce DD which came out of my account on Friday . I called them to make a payment on monday and I was told it £68.00 . the car insurance only c ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
No pay no insurance Simples! by LiveMusicLoverLyn
SH by Nymphypig

There are 4 other reviews on this product: View other reviews
not helpful

05.11.2015 11:31
How to get a poor credit rating
Review of Vanquis Credit Card by thedevilinme

Advantages: Easy to get card
Disadvantages: Dire interest rates

I generally have credit cards for emergencies or theater tickets only. I donít like using any sort of cards online or in shops when I donít have to and feel extremely justified over that healthy paranoia when stuff like the Talk Talk breach happens Ė and ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 31 comments about this review View comments
Nice! by LiveMusicLoverLyn
Interesting. Love the graphic. by hiker

There are 42 other reviews on this product: View other reviews
very helpful

27.10.2015 17:09
(28.10.2015 00:51)
BAD REVIEWS GO BACK YEARS SHOULD BE STRUCK OFF
Review of Paragon Mortgages Limited by newvintage

Advantages: zero
Disadvantages: Dont get a mortgage with them

...saying house is crap. PARAGON say the house is un rentable? This is our second survey with this bunch of con ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
NH by Nymphypig
You will find it is the same members of this site who are NH/SHing you because we are the people who monitor this site. Instead of getting defensive and prickly about it, how about improving the standard of your reviews? If you look at the standards of the reviews of ALL of the members below excepting yourself you will see what I am getting at. We are reviewers and moderators and we find your review lacking. So improve it! by Secre

There are 2 other reviews on this product: View other reviews
not helpful

19.10.2015 15:36
Natwest MyRewards - Only They're Not All Mine!
Review of Natwest MyRewards Card by BNibbles

Advantages: At least 0.5% discount on every spend needing no action from you. 3% off utility bills.
Disadvantages: Better to spend £36 fee for card AND bank account. Only use if you always pay card off.

I started with the intention of writing solely about an incentive credit card issued by my own bank, Natwest. However, the deeper I delved into its facilities, the more I became convinced that it was only worth the trouble if viewed alongside and combin ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 31 comments about this review View comments
fab review by danielclark691
VH. I'm not particularly impressed with this rewards scheme. by Pointress
very helpful

14.10.2015 07:27
(29.10.2015 15:51)
It could be you (but it probably won't be)...
Review of National Savings and Investments Premium Bonds by beautybuff

Advantages: Bit of fun
Disadvantages: Ties up your money

When the first of the month rolls round I have double the excitement of the new month wondering what the new promotion will be on Ciao! ... and seeing how much I have won on the Premium Bonds. I do hope this review is interesting and entertaining as it i ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 27 comments about this review View comments
Great review! by LiveMusicLoverLyn
E, I have £4.00 of bonds somewhere owned since I was a tot, no wins yet in over 50 nearly 60 years :-) by mumsymary

There are 35 other reviews on this product: View other reviews
very helpful

21.09.2015 10:55
Most incompetent car finance brokers!
Review of carfinance247.co.uk by RDP1000

Advantages: None whatsoever
Disadvantages: Everything imaginable

What a bunch of inept, incompetent useless individuals! I have had numerous car finance agreements over the years and they have all been very efficient.....and then I met Car Finance 24/7. I was told I was approved finance up to £10K. What they didn't say ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 3 comments about this review View comments
Not good then?? by Secre
Welcome to ciao by Nymphypig

There are 4 other reviews on this product: View other reviews
somewhat helpful

20.07.2015 12:52
Number 1 customer service bank for a reason
Review of First Direct by Kpjwateridge

Advantages: Easy application, excellent customer service, functional internet banking
Disadvantages: Savings rates not overly rewarding, HSBC branches are weak link

...I work for one of First Direct's competitors (no names of course). I have been in the finance industry since I left school at 16 and haven't looked back ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 14 comments about this review View comments
:) by LiveMusicLoverLyn
VH by Secre

There are 134 other reviews on this product: View other reviews
very helpful

24.05.2015 14:25
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