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Bucks BS - always worth checking directly
Review of Buckinghamshire Building Society by bobbieal

Advantages: Small but perfectly formed
Disadvantages: Not on price comparison sites. Instant access rates are very low.

The Buckinghamshire Building Society was founded in 1907. It was originally called the Chalfont & District Permanent Building Society but was renamed the Buckinghamshire in 1961. Its head office and only branch is in Chalfont St Giles in Buckinghamshire. ... Read review

Ciao members have rated this review on average very helpful
very helpful

14.10.2012 23:09
Barclays a bank that is probably better than most
Review of Barclays Bank Accounts by chrisc92

Advantages: Internet banking and leaders in innovation (eg pingit and contactless payment)
Disadvantages: Low interest rates, telephone banking

I have held a Barclays Bank Account since the Stone Age well since January 1985 – still a very long time, and in this time has Barclays shown me any reward for my continued patriotism? In a word, no! When I first applied for a Barclays Bank Account it w ... Read review

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Most banks have a bad reputation now by mozzie76
Great review, even though it only covered some of the services (for which some will no doubt mark you down!) by Emma1973

There are 35 other reviews on this product: View other reviews
very helpful

14.10.2012 13:24
Tesco Credit Card one of the better reward cards on the market
Review of Tesco Credit Card by chrisc92

Advantages: An extensive range of offers that can be up to 4 times your points value
Disadvantages: Great card if you pay your bills on time

...credit cards – Beneficial, Goldfish, Tesco (Clubcard), Egg and Virgin. Of these Tesco’s has by far been the one that has offered the better rewards. However, before my family went to Disney World in Florid ... Read review

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There are 23 other reviews on this product: View other reviews
very helpful

14.10.2012 00:39
Goldfish the card that is a little fishy
Review of Goldfish Card by chrisc92

Advantages: Good website
Disadvantages: Poor rewards and conversion rate, high interest rate, exaggerated credit limits

For several years Goldfish had been my primary credit card replacing one I had with Beneficial Bank only a year or so after I had moved to Plymouth because they offered a better interest rate and offered a rewards programme that vaguely interested me and ... Read review

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Good review by mozzie76

There are 38 other reviews on this product: View other reviews
very helpful

11.10.2012 00:02
You Can Pay Early and still fall foul of late payment
Review of Virgin Credit Card by dustydabin

Advantages: Good offers which are communicated regularly
Disadvantages: designed to make you default and lose any preferential rate you have

as an offer the card seems good, however the management of it is rigid and draconian. If you pay any paments between your last mininmum period and the next period beware you may still be classed as late paying if as in my case you paid before the issue of ... Read review

Ciao members have rated this review on average somewhat helpful
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no 12 quid and we would be late more often. Seesm fair. by thedevilinme
Sorry but you need to explain the card far better than focusing just on your bad experience. by rosebud2001

There are 20 other reviews on this product: View other reviews
somewhat helpful

28.08.2012 09:33
DECLINED ?????? THEY JUST PUT ON £200 ?? OUT OF THE BLUE I DECLIN
Review of Zopa Loans by slr1975

Advantages: NONE HIDDEN CHARGES
Disadvantages: LOTS OF PEOPLE PAYING INTO THAT WILL GET A FEW QUID BACK

*** GO TO YOUR BANK**** APPLIED FOR £2500 LOAN TO PAY OFF £1000 LEFT ON A £10000 LOAN WHICH I REPAY £200 A MONTH THEY REFUSED AT £117 A MONTH? GOD KNOWS WHY AND ALSO THEY LUMPED ON A £150 FINDERS FEE THAT I WAS UNAWARE ABOUT THEN HAD THE CHEEK TO PUT A ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 5 comments about this review View comments
I'm afraid I didn't find much that was useful in what you wrote. Maybe you could explain why you chose to use them in the first place, how they decided you were eligible, how much they were prepared to lend you and how much you decided to borrow? by KateHurst
more of a rant than a review. by CPTDANIELS

There are 10 other reviews on this product: View other reviews
not helpful

07.08.2012 16:18
Who Charges You XTRA?
Review of Halifax Accounts by deanoreview

Advantages: None. Just another typical greedy bank.
Disadvantages: high charges even for small amounts . Unwilling to accept human Error.

...XTRA?" I've held an account with Halifax for about 10 years . Yet am now being charged £20 for being just £2.65 overdrawn for 20 days . Being a dormant account unused for several months an unexpected small debit (thanks Ebay) caused me to ... Read review

Ciao members have rated this review on average somewhat helpful
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All banks charege if you go overdrawn. This is nothing new! by mozzie76

There are 31 other reviews on this product: View other reviews
somewhat helpful

28.07.2012 22:50
Cahoot Shocking Service
Review of Cahoot by elitepetsupplies

Advantages: None
Disadvantages: Poor customer service, unfair interest rate rises, hard to deal with

They are the worst bank i have ever dealth with. Now owned by the equally uselss Santander. Unsympathetic, unfair and useless in my opinion sums them up in three words. Their customer service is shocking, should a problem arise it will be difficult to r ... Read review

Ciao members have rated this review on average somewhat helpful
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somewhat helpful

28.07.2012 18:13
Incredibly bad service
Review of Woolwich Mortgages by pseudorandom

Advantages: They do answer the phone eventually
Disadvantages: Dishonesty, Incompetence, Zero integrity, Zero office leadership, Chaotic system

It took Woolwich 2 months to issue a mortgage which was beset by delays, mistakes and lies. At one point the application sat dormant for three weeks because they weren't sure what type of survey was required. We have chased and chased this company and hav ... Read review

Ciao members have rated this review on average somewhat helpful
There are 16 other reviews on this product: View other reviews
somewhat helpful

05.07.2012 12:37
Easy access to bank statements but don't try the call centre
Review of Barclays Bank Online by rolandrat123

Advantages: Easy access to statements
Disadvantages: Indian Call Centre

---Why I Use This--- .Being way out in the countryside and with no close branches I have been in a way forced to use online banking as a way of accessing my accounts and finding out what my up-to-dae balances are. ---The Brand--- Barclays - I have ... Read review

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yes I know they have had deservedly bad press lately but I was just writing about my personal experience. by rolandrat123
Oddly enough my accountant had a catastrophic experience with Barclays last month (over a mortgage) and closed down her several accounts with them. R. by RICHADA

There are 37 other reviews on this product: View other reviews
very helpful

02.07.2012 18:46
Top travel aid
Review of Virgin Prepaid Mastercard by captainsteve83

Advantages: Safe! Secure!
Disadvantages: Cost for cash withdrawals

I recently took my girlfriend on a trip to Barcelona and one of the fist things I thought about was how to manage our money whilst we were away. I have heard of prepaid cards for a while now and have used one in the past to upload my monthly spending mon ... Read review

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helpful

22.06.2012 18:23
(25.06.2012 10:04)
Terrible Service with poor account information
Review of Tesco Credit Card by Mike_Walker

Advantages: Club Card Points
Disadvantages: Low credit limit, High charges, terrible interface, poor customer service

Tesco give me a very low limit £300 for the first year based on a salary of more than £40000. They charge £12 when you exceed the limit which is easy to do when the limit is so low. Their payment system is terrible taking several days for payments to ... Read review

Ciao members have rated this review on average somewhat helpful
There are 23 other reviews on this product: View other reviews
somewhat helpful

07.06.2012 13:40
Nectar Points - after the probational period :)
Review of Sainsbury Card by Marie21Again

Advantages: Easy to use, clear statements and earns extra £s through Nectar Points
Disadvantages: Nectar points earnings slow down after the promo period.

I have had my Sainsburys CC for over the 2 year double nectar points period, and despite the reduction of them, it’s still not bad. My APR is 15.94%, but as I pay it EVERY month, the nectar points builds up nicely every month. Unfortunately, I am not aw ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 3 comments about this review View comments
Sound advice from the members below. You need greater detail to make this review helpful by savvyshopper6476
This review appears cut off "Yes" to...... As it stands though - it needs a lot more detail. Why not read a few reviews and edit in a bit. If you do let me know and I'll drop back with a decent rate :) by Marge3781

There are 14 other reviews on this product: View other reviews
somewhat helpful

14.05.2012 22:23
(14.05.2012 23:55)
another rip off bank?
Review of Nationwide Building Society by deanociao1972

Advantages: none
Disadvantages: same charges as the banks .

this building society acts just like a greedy bank with charges of £20 and £15 (total £35) even if overdrawn by one pence for 1 day only. An interest rate of probably a Billion APR. I moved from the Halifax to escape from the greed and arrogance and as a ... Read review

helpful

10.05.2012 13:17
(10.05.2012 13:19)
Ruined my child's attempt at opening savings account
Review of Britannia Building Society by fredme123

Advantages: None
Disadvantages: Unprofessional

Well done Britannia Building Society in Westbury-on-Trym, Bristol UK for ruining my eight year old daughter’s first attempt at opening a savings account. The dismissive attitude, incompetence and rudeness of counter staff left my daughter open mouthed. ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 3 comments about this review View comments
Sorry you had such bad experiences - but even so, there is no significant detail on the services, only the woefully minimal customer service skills of the staff at that particular branch. Why not read around other reviews on the site and rewrite - I'd happily rerate if you do. by JOHNV
Never mind the services that are provided in general! by dynamicnurse

There are 8 other reviews on this product: View other reviews
not helpful

05.05.2012 13:58
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