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One of the bigger building societies, offering some good savings
Review of Leeds & Holbeck Building Society by bobbieal

Advantages: Easy to open online accounts
Disadvantages: No branches near me

The Leeds Building Society was formally the Leeds and Holbeck Building Society. It was founded in 1875 and renamed itself the Leeds Bulding society in 2005. The Leeds is the 5th biggest building society in UK (out of 47) with assets of £9,829 million (as ... Read review

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very helpful

15.10.2012 23:58
Solid Building Society but only average rates
Review of Skipton Building Society by bobbieal

Advantages: Solid, easy to use building society
Disadvantages: Rates can easily be bettered

The Skipton Building Society was founded in 1835. In 2009, it bailed out the Scarborough Building Society and in 2010 it merged with the Chesham Building Society The Skipton is the 4th biggest building society in UK (out of 47) with assets of £13,849 mil ... Read review

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very helpful

15.10.2012 23:55
N&P works fine for me
Review of Norwich & Peterborough Building Society by bobbieal

Advantages: Free debit card use abroad and some great regular saver rates.
Disadvantages: Not all savings accounts pay good interest rates and no interest on current account credit balance

The Norwich and Peterborough Building Society (N&P) merged with the Yorkshire Building Society in 2011. Its head office is in Peterborough, but the group's head office is in Bradford. N&P is now just a trading name of the Yorkshire, but offers quite diffe ... Read review

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Well covered :o) by Alyson29
They sound worth checking out - 4% or 5% in this current economic climate isn't to be sniffed at :o) by Bollinger28

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very helpful

14.10.2012 23:12
Bucks BS - always worth checking directly
Review of Buckinghamshire Building Society by bobbieal

Advantages: Small but perfectly formed
Disadvantages: Not on price comparison sites. Instant access rates are very low.

The Buckinghamshire Building Society was founded in 1907. It was originally called the Chalfont & District Permanent Building Society but was renamed the Buckinghamshire in 1961. Its head office and only branch is in Chalfont St Giles in Buckinghamshire. ... Read review

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very helpful

14.10.2012 23:09
Barclays a bank that is probably better than most
Review of Barclays Bank Accounts by chrisc92

Advantages: Internet banking and leaders in innovation (eg pingit and contactless payment)
Disadvantages: Low interest rates, telephone banking

I have held a Barclays Bank Account since the Stone Age well since January 1985 – still a very long time, and in this time has Barclays shown me any reward for my continued patriotism? In a word, no! When I first applied for a Barclays Bank Account it w ... Read review

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Most banks have a bad reputation now by mozzie76
Great review, even though it only covered some of the services (for which some will no doubt mark you down!) by Emma1973

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very helpful

14.10.2012 13:24
Tesco Credit Card one of the better reward cards on the market
Review of Tesco Credit Card by chrisc92

Advantages: An extensive range of offers that can be up to 4 times your points value
Disadvantages: Great card if you pay your bills on time

...credit cards – Beneficial, Goldfish, Tesco (Clubcard), Egg and Virgin. Of these Tesco’s has by far been the one that has offered the better rewards. However, before my family went to Disney World in Florid ... Read review

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very helpful

14.10.2012 00:39
Goldfish the card that is a little fishy
Review of Goldfish Card by chrisc92

Advantages: Good website
Disadvantages: Poor rewards and conversion rate, high interest rate, exaggerated credit limits

For several years Goldfish had been my primary credit card replacing one I had with Beneficial Bank only a year or so after I had moved to Plymouth because they offered a better interest rate and offered a rewards programme that vaguely interested me and ... Read review

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Good review by mozzie76

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very helpful

11.10.2012 00:02
You Can Pay Early and still fall foul of late payment
Review of Virgin Credit Card by dustydabin

Advantages: Good offers which are communicated regularly
Disadvantages: designed to make you default and lose any preferential rate you have

as an offer the card seems good, however the management of it is rigid and draconian. If you pay any paments between your last mininmum period and the next period beware you may still be classed as late paying if as in my case you paid before the issue of ... Read review

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no 12 quid and we would be late more often. Seesm fair. by thedevilinme
Sorry but you need to explain the card far better than focusing just on your bad experience. by rosebud2001

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somewhat helpful

28.08.2012 09:33
DECLINED ?????? THEY JUST PUT ON £200 ?? OUT OF THE BLUE I DECLIN
Review of Zopa Loans by slr1975

Advantages: NONE HIDDEN CHARGES
Disadvantages: LOTS OF PEOPLE PAYING INTO THAT WILL GET A FEW QUID BACK

*** GO TO YOUR BANK**** APPLIED FOR £2500 LOAN TO PAY OFF £1000 LEFT ON A £10000 LOAN WHICH I REPAY £200 A MONTH THEY REFUSED AT £117 A MONTH? GOD KNOWS WHY AND ALSO THEY LUMPED ON A £150 FINDERS FEE THAT I WAS UNAWARE ABOUT THEN HAD THE CHEEK TO PUT A ... Read review

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I'm afraid I didn't find much that was useful in what you wrote. Maybe you could explain why you chose to use them in the first place, how they decided you were eligible, how much they were prepared to lend you and how much you decided to borrow? by KateHurst
more of a rant than a review. by CPTDANIELS

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not helpful

07.08.2012 16:18
Who Charges You XTRA?
Review of Halifax Accounts by deanoreview

Advantages: None. Just another typical greedy bank.
Disadvantages: high charges even for small amounts . Unwilling to accept human Error.

...XTRA?" I've held an account with Halifax for about 10 years . Yet am now being charged £20 for being just £2.65 overdrawn for 20 days . Being a dormant account unused for several months an unexpected small debit (thanks Ebay) caused me to ... Read review

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All banks charege if you go overdrawn. This is nothing new! by mozzie76

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somewhat helpful

28.07.2012 22:50
Cahoot Shocking Service
Review of Cahoot by elitepetsupplies

Advantages: None
Disadvantages: Poor customer service, unfair interest rate rises, hard to deal with

They are the worst bank i have ever dealth with. Now owned by the equally uselss Santander. Unsympathetic, unfair and useless in my opinion sums them up in three words. Their customer service is shocking, should a problem arise it will be difficult to r ... Read review

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somewhat helpful

28.07.2012 18:13
Incredibly bad service
Review of Woolwich Mortgages by pseudorandom

Advantages: They do answer the phone eventually
Disadvantages: Dishonesty, Incompetence, Zero integrity, Zero office leadership, Chaotic system

It took Woolwich 2 months to issue a mortgage which was beset by delays, mistakes and lies. At one point the application sat dormant for three weeks because they weren't sure what type of survey was required. We have chased and chased this company and hav ... Read review

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somewhat helpful

05.07.2012 12:37
Easy access to bank statements but don't try the call centre
Review of Barclays Bank Online by rolandrat123

Advantages: Easy access to statements
Disadvantages: Indian Call Centre

---Why I Use This--- .Being way out in the countryside and with no close branches I have been in a way forced to use online banking as a way of accessing my accounts and finding out what my up-to-dae balances are. ---The Brand--- Barclays - I have ... Read review

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yes I know they have had deservedly bad press lately but I was just writing about my personal experience. by rolandrat123
Oddly enough my accountant had a catastrophic experience with Barclays last month (over a mortgage) and closed down her several accounts with them. R. by RICHADA

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very helpful

02.07.2012 18:46
Top travel aid
Review of Virgin Prepaid Mastercard by captainsteve83

Advantages: Safe! Secure!
Disadvantages: Cost for cash withdrawals

I recently took my girlfriend on a trip to Barcelona and one of the fist things I thought about was how to manage our money whilst we were away. I have heard of prepaid cards for a while now and have used one in the past to upload my monthly spending mon ... Read review

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helpful

22.06.2012 18:23
(25.06.2012 10:04)
Terrible Service with poor account information
Review of Tesco Credit Card by Mike_Walker

Advantages: Club Card Points
Disadvantages: Low credit limit, High charges, terrible interface, poor customer service

Tesco give me a very low limit £300 for the first year based on a salary of more than £40000. They charge £12 when you exceed the limit which is easy to do when the limit is so low. Their payment system is terrible taking several days for payments to ... Read review

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somewhat helpful

07.06.2012 13:40
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