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Appalling cancellation charges
Review of Churchill Insurance Company Limited by rothera23

Advantages: based on my experience their are none that I can think of
Disadvantages: no explanation of cancellation charges online or over the phone

...I no longer have, with Churchill giving 30 days notice both by email and over the phone and at no time was I told their would be a 53 pound cancellation fee. Tried to get some satisfaction over the phone but no luc ... Read review

Ciao members have rated this review on average not helpful
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They all do it and £53 is not as bad as some by LiveMusicLoverLyn
Pretty sure all insurance companies have cancellation fees by sandemp

There is 1 other review on this product: View other reviews
not helpful

03.11.2015 10:37
How to get a poor credit rating
Review of Vanquis Credit Card by thedevilinme

Advantages: Easy to get card
Disadvantages: Dire interest rates

I generally have credit cards for emergencies or theater tickets only. I don’t like using any sort of cards online or in shops when I don’t have to and feel extremely justified over that healthy paranoia when stuff like the Talk Talk breach happens – and ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 31 comments about this review View comments
Nice! by LiveMusicLoverLyn
Interesting. Love the graphic. by hiker

There are 42 other reviews on this product: View other reviews
very helpful

27.10.2015 17:09
(28.10.2015 00:51)
Horrendous agents at Foxtons Guildford
Review of Foxtons by LondonTravels

Advantages: Absolutely nothing
Disadvantages: Horrible service, rude and unkind staff, don't listen to needs, expensive, threatening, uninformed

Unprofessional, pushy, rude and will do bare minimum or NOTHING for you for their huge fee. Had only a few hours to view flats as we were coming in for just the day from London and gave very specific direction on what we required - furnished, off-street p ... Read review

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Welcome to Ciao by Secre
thanks for the warning, hope you do better with the next agent you choose by bettyboo47

There are 24 other reviews on this product: View other reviews
helpful

27.10.2015 14:59
(30.11.2015 14:55)
BAD REVIEWS GO BACK YEARS SHOULD BE STRUCK OFF
Review of Paragon Mortgages Limited by newvintage

Advantages: zero
Disadvantages: Dont get a mortgage with them

...saying house is crap. PARAGON say the house is un rentable? This is our second survey with this bunch of con ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
NH by Nymphypig
You will find it is the same members of this site who are NH/SHing you because we are the people who monitor this site. Instead of getting defensive and prickly about it, how about improving the standard of your reviews? If you look at the standards of the reviews of ALL of the members below excepting yourself you will see what I am getting at. We are reviewers and moderators and we find your review lacking. So improve it! by Secre

There are 2 other reviews on this product: View other reviews
not helpful

19.10.2015 15:36
Bad experience on more than one occasion
Review of www.parcel2go.com by donny121

Advantages: Cheap
Disadvantages: Cheap for a reason, loose parcels, get the run around, no contact number

DO NOT USE PARCELS TO GO! I Have had two parcels lost in a month costing me 500 quid and it takes them over two weeks to tell you that they cannot find it, by this time the buyer has claimed their money back. I am now waiting for negative feedback due to ... Read review

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Ciao members have made 12 comments about this review View comments
Helpful by AnneLorraine1
Welcome to Ciao by Secre

There are 144 other reviews on this product: View other reviews
helpful

16.10.2015 22:05
(17.10.2015 09:44)
car insurance claim
Review of Hastings Direct by EDZXJ6

Advantages: cheap - you get what you pay for
Disadvantages: dont use them

if I could give this company no stars I would.i cant believe the treatment i have had from a so called market leader.my car was damaged in a car park after I had left it for a couple of hours to do a little shopping. when i returned i found that some idio ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 10 comments about this review View comments
More details required. by 1st2thebar
What price? Have you claimed before? Why two claims? What is their reasoning? Have you had any other correspondance by Secre

There are 31 other reviews on this product: View other reviews
somewhat helpful

16.10.2015 14:26
Hermes are the Ratners of courier companies. A complete shambles.
Review of Hermes Parcel delivery by Robert-Saxon

Advantages: Absolutely none. Being cheap does not make up for failed deliveries or smashed or lost goods.
Disadvantages: Absolutely everything. This company fails on every level & shouldn't be in business.

There is simply NOTHING good to say about this company. Hermes are unreliable and unethical, and their drivers are rude, sloppy, indifferent and unprofessional. In four years I have never had a delivery from them that has gone without a hitch. I long ago ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 11 comments about this review View comments
They are dreadful, it seems such a shame that Citylink have gone and we are left with this lot. by LiveMusicLoverLyn
Nicely done. Welcome to Ciao. by 1st2thebar

There are 78 other reviews on this product: View other reviews
very helpful

15.10.2015 07:01
(09.11.2015 14:12)
Natwest MyRewards - Only They're Not All Mine!
Review of Natwest MyRewards Card by BNibbles

Advantages: At least 0.5% discount on every spend needing no action from you. 3% off utility bills.
Disadvantages: Better to spend £36 fee for card AND bank account. Only use if you always pay card off.

I started with the intention of writing solely about an incentive credit card issued by my own bank, Natwest. However, the deeper I delved into its facilities, the more I became convinced that it was only worth the trouble if viewed alongside and combin ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 31 comments about this review View comments
fab review by danielclark691
VH. I'm not particularly impressed with this rewards scheme. by Pointress
very helpful

14.10.2015 07:27
(29.10.2015 15:51)
NIGHTMARE COMPANY
Review of Countrywide Property Lawyers by Suedetreee

Advantages: For the life of me I am unable to think of one
Disadvantages: There is not enough space to list them all

If I could give them a minus then that would be a better reflection for this "company' and I use that term with contempt. I am only grateful that I am not wasting my hard earned money to pay for their inept service!! We are in the best position ever..... ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 8 comments about this review View comments
Oh dear by LiveMusicLoverLyn
SH by Nymphypig

There are 139 other reviews on this product: View other reviews
somewhat helpful

12.10.2015 15:56
Peter Alan Terrible Letting Agents
Review of Peter Alan by AlyshaD

Advantages: None
Disadvantages: Incompetent, Unprofessional

...furnished property in Cardiff through Peter Alan. From the start of the tenancy agreement there were problems with paperwork not done properly. The house was filthy and had to be cleaned and painted from top to bottom before we could move in. Pet ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 8 comments about this review View comments
Oh dear by LiveMusicLoverLyn
A bit too one sided and not balanced by StewwyB

There are 2 other reviews on this product: View other reviews
Poor Show Peter Alan!
by memphisto_chick
House heaven
by Buenosdias
somewhat helpful

08.10.2015 10:53
(08.10.2015 11:27)
STAY VERY CLEAR
Review of Countrywide Property Lawyers by hellfire1970

Advantages: None
Disadvantages: THE WHOLE COUNTRYWIDE SOLICITOR PACKAGE

...next sentence....... DO NOT USE COUNTRYWIDE SOLICITORS. LACK of communication, UNRESPONSIVE to emails, LONG timespan with paperwork. Please find a local friendly solicitor, one that you can speak to face to face rather than a 'te ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 8 comments about this review View comments
Cross? by LiveMusicLoverLyn
NH by Nymphypig

There are 139 other reviews on this product: View other reviews
not helpful

30.09.2015 20:44
It could be you (but it probably won't be)...
Review of National Savings and Investments Premium Bonds by beautybuff

Advantages: Bit of fun
Disadvantages: Ties up your money

When the first of the month rolls round I have double the excitement of the new month wondering what the new promotion will be on Ciao! ... and seeing how much I have won on the Premium Bonds. I do hope this review is interesting and entertaining as it i ... Read review

Ciao members have rated this review on average very helpful
Ciao members have made 27 comments about this review View comments
Great review! by LiveMusicLoverLyn
E, I have £4.00 of bonds somewhere owned since I was a tot, no wins yet in over 50 nearly 60 years :-) by mumsymary

There are 35 other reviews on this product: View other reviews
very helpful

21.09.2015 10:55
Don't protect tenants
Review of Burchell Edwards~ by cici23

Advantages: None
Disadvantages: Poor customer service, don't support tenants, poor communication

...a very poor experience with Burchell Edwards. Property was not cleaned before we moved in (took photographic evidence). On checkout they gave us the wrong information regarding retrieving our deposit and because we queried the sum that was being withe ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 7 comments about this review View comments
Oh dear by LiveMusicLoverLyn
Some reasonable basic details, but perhaps a little more information would be useful. You mentioned a landlord; did they decide that you had to use this company or did you choose them yourself? And if so, what prompted you to choose them in the first place? by KateHurst

There are 5 other reviews on this product: View other reviews
not helpful

07.09.2015 14:32
First time user and they lost my parcel.
Review of Hermes Parcel delivery by nszam

Advantages: nothing
Disadvantages: everything

This is the first time I used myhermes to send a parcel. The only reason why I used myHermes was the retailer would only refund postal charges for return of a incorrect order if I used myHermes. I have never had a parcel that has been lost and I regularly ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 9 comments about this review View comments
Needs more by Secre
Never read a positive review on this outfit, this is more a complaint than a review though as there is no description of their servicers, charges etc. R. by RICHADA

There are 78 other reviews on this product: View other reviews
somewhat helpful

29.08.2015 23:34
Poor
Review of www.parcel2go.com by mpeterwatton

Advantages: NON
Disadvantages: Wont except fault

Paid for a 1 day delivery service for a personalised ebay item i sold. The item still hasn't been delivered and it says on my order page 'Delivery no later than: 20th August 2015' Which clearly shows so far it is 6 days late. I have had to refund my buyer ... Read review

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Ciao members have made 9 comments about this review View comments
I shall definitely avoid them. by Nymphypig
One to avoid then by sandemp

There are 144 other reviews on this product: View other reviews
helpful

26.08.2015 11:10
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