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Beware: After 1st yeat premiums skyrocket
Review of BUPA by davidfraser

Advantages: Slick operations
Disadvantages: Slick operations used to hide aggressive profit motive

I was shocked to read, in a time of global-wide austerity, that hidden amongst the details of my annual renewal advice was the fact that you are demanding a 16.5% premium payment increase. Firstly, this very important fact should be conveyed to me in an o ... Read review

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Well spotted Richada... nothing gets by you... But, the point that apparently did however was that my "letter" was a "review" of their service! i.e. a systematic strategy to use cheap premiums in the 1st year to get people to join, followed by steep rises thereafter. Once you realized it was a letter, you should have actually read it and perhaps be forewarned of the aforementioned ploy. Still, I guess the internet needs people to aimlessly snipe rather than add real value. by davidfraser
This appears to be a letter to BUPA rather than a review of their services. R. by RICHADA

There are 15 other reviews on this product: View other reviews
helpful

08.07.2013 17:05
**BEWARE!! DON'T USE CLAIMS DIRECT**
Review of Claims Direct by ballerina167

Advantages: none
Disadvantages: claims directs entire set up

...injuries and a rep from Claims Direct said it was worth persuing for compensation. So I did. I paid £1000 for the Insurance policy and was then awarded £3000 for the claim. However I only got a cheq ... Read review

Ciao members have rated this review on average somewhat helpful
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But you do need to put more in about them. by dynamicnurse
Helpful as people need to know and avoid this lot! Ann by anwar

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somewhat helpful

08.09.2012 10:08
BUPA - no longer a reasonable service
Review of BUPA by crestarider

Advantages: None
Disadvantages: Cost, restricted choice of doctors, fee shortfalls

BUPA have hardly increased their allowances towards surgery and anaesthetic fees over 20 years. To make matters worse is that they have recently (April 2012) cut their benefits for a huge range of surgical procedures This means that the patient must ... Read review

Ciao members have rated this review on average not helpful
Ciao members have made 2 comments about this review View comments
As it happens, I have had very good experience with BUPA, but that is not the reason for the low rating, which is that you don't give sufficient information about the company and its services for a reader to put your remarks in context. by torr
What do they provide cover for? How much is it? Any refunds? How easy is it to get? by dynamicnurse

There are 15 other reviews on this product: View other reviews
not helpful

25.08.2012 12:59
BUPA - getting less than you thought!
Review of BUPA by lsfell

Advantages: none
Disadvantages: Not value for money

We have held a family BUPA health insurance for the last 10 years, but in light of recent developments, I am about to make a move away from this insurer for the following reasons: 1. Our health insurance premiums rise each year by an amount ... Read review

Ciao members have rated this review on average very helpful
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very helpful

02.05.2012 06:06
(02.05.2012 06:59)
Good honest banking
Review of Nationwide Building Society by bobbieal

Advantages: Good reliable friendly service
Disadvantages: Slightly lower than top interest rates on savings and no interest on current account

...have been a customer of Nationwide since 1997 when I opened a Flex account. I also have bank accounts with several of the other big banks and so am able to compare the service and products at Nationwide with the others available. T ... Read review

Ciao members have rated this review on average very helpful
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Good review by Summers_mummy

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very helpful

23.01.2012 16:04
payment protection
Review of Halifax Insurance Ireland by chipslog1

Advantages: you will only use them once
Disadvantages: You will probably be made bankrupt waiting to be paid

You will never find a worst company they will even resort to lying to avoid paying.. Halifax kept me waiting for nine months before I received my first payment they expect you to keep up payments and in the mean time you will have to encounter every excus ... Read review

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not rated

30.11.2011 20:43
Think twice before using BUPA
Review of BUPA by arve

Advantages: There is nothing good to say about BUPA
Disadvantages: Very Poor company

...to let people know how BUPA did treat us. My family and me live in Thailand and were going on holiday to Norway and bought a worldwide travel health insurance with BUPA Thailand as we have done before. The times we have used them before we did not ... Read review

Ciao members have rated this review on average very helpful
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An dher elis the issue with private insurance. If you pay on time and dont claim when it comes to claiming they wriggle and wriggle not to pay, why thye make so much money by thedevilinme

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very helpful

19.07.2011 18:51
Avoid at all costs
Review of Budget Insurance Company Limited by syd1947

Advantages: Cheap
Disadvantages: Unethical and unhelpful

In December last year I arranged home insurance with Budget, for my father on line. I paid by credit card. In October due to bad health my father had to sell his home and move into a care home. I had cause to check his insurance policy and there was this ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 2 comments about this review View comments
Sorry but more information and opinion are required to make this review helpful. Let me know if you update. by TheHairyGodmother
I have rated as useful, as I do think this snippet of info would be something I would really want to know if considering a policy with this company. However most readers here will want more info for a useful rating, so you might want to edit in more overall details of this company. As to their behaviour, please seek advice asap! I have found Help the Aged to be very knowledgeable on such things, but my first call would be to political representitive. Good luck by Marge3781
somewhat helpful

04.12.2010 12:34
please be aware, Aviva health insurance will not pay!!
Review of Norwich Union (CGNU) by izinoyka

Advantages: Absolutely Nothing
Disadvantages: They will not pay, and if they do it will be a very small portion of the whole cost.

Not good at all. I went to see a specialist about a lump in my armpit and he said it could be cancerous and needs to be removed right away under general anaesthetic, and have it sent away for biopsy. Passed this information back to Aviva who said they are ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 2 comments about this review View comments
I am sorry to hear about your situation and hope there is a good outcome. As regards the review - anyone wanting to read about Norwich Union are going to find this and anyone wanting to hear first hand experiences about Aviva are not going to get to read what you have to say - so you need to contact Ciao to get this moved. I will be happy to come back and re-rate when this is sorted out. (Out of curiosity, would the NHS not have treated this for you as there was a possibility of malignancy?) by ALM1
welcome to ciao by x-stcy-x

There are 4 other reviews on this product: View other reviews
somewhat helpful

24.11.2010 15:50
hCentive works quite fast for finding out health insurance plans
Review of hcentive.com by david.johnson12

Advantages: Everything
Disadvantages: Nothing

hCentive was recommended by one of my colleagues who joined our team a month back. Our employer does not provide group health insurance. So, my colleague had to buy family health insurance privately and somehow landed on this site. He mentioned that he wa ... Read review

Ciao members have rated this review on average somewhat helpful
Ciao members have made 1 comment about this review View comments
Does it operate in the UK? You write "It saves a lot of time on your part in finalizing a good health insurance plan from some of the best known and reputed companies in US", but that's of no help to the UK consumer as this is a UK not US site. by Bollinger28
somewhat helpful

12.04.2010 08:20
Healthcare International = Rubbish
Review of Healthcare International by thomgrey

Advantages: none
Disadvantages: rubbish service

My experience with this company has been terrible. I would definitely NOT deal with them again. My experience with this company has been terrible. I would definitely NOT deal with them again. My experience with this company has been terrible. I woul ... Read review

Ciao members have rated this review on average off topic
Ciao members have made 6 comments about this review View comments
as below by TheHairyGodmother
This is not a consumer review by tune57
off topic

31.03.2010 08:34
(31.03.2010 08:38)
A broken man but we can mend him
Review of BUPA by atticusuk

Advantages: Speed of treatment
Disadvantages: Cost I guess

Many years ago when I lived in London a friend suffered a nasty double fracture of their leg, not exactly life threatening but not exactly pain free and as a result then ended up in a London hospital, when I went to visit I was shocked to find that they h ... Read review

Ciao members have rated this review on average very helpful
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I have an awful feeling that I should be seriously considering private cover given my interest in roller derby... lol x by bandcamp
I sometimes wished I was employed but hey ho HNS will have to do for me by paulpry118

There are 15 other reviews on this product: View other reviews
very helpful

21.02.2010 10:58
Paymentshield/Royal & Sun Alliance
Review of Royal & Sun Alliance Insurance plc by judest

Advantages: NONE sorry.
Disadvantages: Claiming! Phoning!

...a policy with Paymentshield or Royal & Sun Alliance underwriters ever again. The customer service is appalling. I had an escape of water necessitating building work to a party wall between my bathroom and my neighbour's kitchen ... Read review

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helpful

11.12.2009 16:22
NO PAYOUT on the Accident, Sickness & Unemplotment policy.
Review of Pinnacle Insurance PLC by scrogz

Advantages: None
Disadvantages: Lost all my monies paid and now no money to pay mortgage.

Avoid Cardif Pinnacle at all costs. To give you some background I am a self employed drilling materials co-ordinator working in the North Sea on the oilrigs therefore I took on a policy to cover Accident, Sickness & Unemployment back in December 2004. E ... Read review

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helpful

04.11.2009 20:37
Ok when taking your money but when you want to claim.............
Review of HSA by Happy-Bunny

Advantages: My typing has improved massively writing so many letters
Disadvantages: Where do I begin???

My experience with HSA have included the following a) Initially happy to take payments but then when you want to claim they want to see this record, that record, these x-rays (yes you have to pay your dentist for these to be released), those x-rays, pr ... Read review

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as below by TheHairyGodmother
Welcome to Ciao. If you feel you would like to add or expand on the details in the review at any time in the future you can do this by using the edit feature. The edit feature is at the top centre of your review as you read it or easily accessed from your homepage under each review in your list. Fionaxx by COOOEEE

There are 7 other reviews on this product: View other reviews
helpful

14.07.2009 12:49
(14.07.2009 12:51)
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