Advantages: Long term investment with a guaranteed minimum sum and life insurance element, good service
Disadvantages: Small returns on money invested, small amount of life insurance cover

Back in the year 2000, my life was very different to the one I lead now. I was single, childless, earning my first decent salary since graduating a couple of years earlier and had relatively few major outgoings each month, having successfully cleared my e ... Read review

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Great info. I just read that someone got a grand total of 56p with Scottish Friendly. I don't think it's worth it even if I can get £100 cashback on quidco. by Deru

Well handled review by brereton66

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SCOTTISH FRIENDLY ASSURANCE ARE ROBBERS!
by JASPER57

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Advantages: A relatively low risk fund, high income yield of almost 6%, below average initial charge, one of the top funds in its sector, low interest rates make bonds attractive
Disadvantages: Bonds underperform when equities outperform, long term performance is modest compared to equity funds

I don't personally have a holding in this investment fund but recommended it to a family member roughly 3 years ago in the summer of 1998. The reason I suggested this fund was because of the relatively low risk nature and the high yield of almost 6%. The ... Read review

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Ciao members have made 3 comments about this review View comments

Very good opinion. Looking forward to more stuff of this nature. by Montenegrin

very well written op, cheers Deni by Deni

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