Refuge Assurance plc

Advantages: cheapest I could find
Disadvantages: have to die to get the money !

...Although Legal & General provide a range of financial products and services, this review is specifically concerned with life assurance as that is the area in whjch I have personal experience of dealing with them. WHY INSURE I remember, when first married, being quite reluctant to 'waste' money on life assurance, when there was so much we needed for the home. However my husband insisted on it so we took out just enough on his life only (the breadwinner) to cover the mortgage and no more. As it turned out I was widowed early and with three children to bring up, was very grateful to him for his prudence.The mortgage was paid and I was well aware of the need to get my life covered to protect the children should something happen to me. I would now always recommend a decent amount of life cover and have made sure my children, all... Read review

Ciao members have rated this review on average somewhat helpful

Advantages: Uses your post code to determine cover
Disadvantages: The calculation for insuring cover

...I joined Countrywide Assured Insurance Services back in July 1999. At the time I was a first time buyer and was looking for a competitive home contents rate to cover me for the first year. I had never heard of countrywide Assured but chose them because I had arranged my mortgage through one of their independent mortgage representatives and wanted something less complicated while I sorted myself out. Their home contents insurance is arranged by Guardian Insurance and is designed for people looking for contents cover at a competitive price, which was just what I needed. In order to get cover from Countrywide Assured you have to qualify all 6 requirements. These are: You require contents cover only for your home Your postcode area is where minimum security is required The home is self-contained The home is not lent, or sublet... Read review

Ciao members have rated this review on average helpful

Advantages: Cheapest quote
Disadvantages: Didn't cover contents of car, rude operators who don't know what's happening, slow at processing claims

...When I got my provisional driving licence, I was insured as a second driver on my car, with my dad as the main driver. Having passed my test in September, I took out my own insurance policy,and, predictably, the premium doubled. The cheapest quote I could find was with Direct Line plc. However, this month, whilst at University, my car was stolen, and found burnt out. It has been a fight to get a settlement, and they provide no update as to the status of the claim. Each time I rang them, I was passed from pillar to post, and eventually, I asked to speak to a supervisor. Far from sorting out my claim, she was rude, unhelpful, and confused matters further. Finally, almost a month after my car was recovered, I have been sent a letter with a settlement. I decided that I wished to dispute the settlement, and had to send them adverts... Read review

Ciao members have rated this review on average helpful