Alliance & Leicester Accounts

...some basic research, I found Alliance & Leicester’s ‘First Save’ instant access savings account for children came out tops in terms of interest rates earned (currently over 4 percent Gross) and flexibility in operation. There were also a couple of other banks and building society accounts that I considered such as Nationwide Building Society’s Smart 2 Save (currently 4.00% gross), some Halifax accounts (though they required regular monthly payments) ...
...higher than 4% apart from Alliance & Leicester was at some of the more rural Building societies. However, rural building societies often have their own built in clauses with the account meaning only local residents can open such accounts e.g. Saffron Building Society (currently 4.7% gross). Therefore, the best choice of account available to me was the Alliance & Leicester First Save account. Opening the account (Child’s) As the account is for people ...

Connoisseur_Haggler 08.09.2003 · Read full review
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Review of Alliance & Leicester Accounts

...eventually we decided on the Alliance and Leicester (A&L). I had made an enquiry about charity accounts earlier that year as well as ISA's and on both occasions they had been very helpful. We also wanted to change our mortgage so we decided to ask about this as well. We ended up changing both to the A&L. But more about the mortgage for another op. maybe. The A&L have at least two different current accounts , I think depending on income . When we ...
...year to open Premier Account Plus , so we just qualified . The lady that helped us at the branch was very helpful and sorted out the new mortgage , the current account , a phonesave account which comes with the Premier account and a money back credit card. By the time the mortgage was all sorted out we felt we had become friends . We had loads of problems when we first opened the account .The old bank supplied the new bank with details of our standing ...

SueLiz 23.12.2002 · Read full review
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Review of Alliance & Leicester Accounts

...reason for my opening an Alliance and Leicester Premier Direct Current account, which, at the time, was offering a nice and high 8.5% Gross interest on money in the current account but this is limited to the first £2,500 and will only last a year from the date of opening the account. Any amount above £2,500 only earns the usual 0.1% in line with many other banks and the rate will drop to right down to 1% below base rate after one year. They've dropped ...
...offering giving you £100 for switching over to them but with a much lower interest rate and you can potentially get another £50 if you open your account via a cashback site. Despite the £2,500 limit, I thought that was good enough for me as 8.5% of £2,500 earns around £170 a year. To open and to retain this account with the generous in-credit rate, there is a requirement and that is for me to pay in at least £500 a month, which for me isn't a problem. ...

Deru 20.02.2009 · Read full review
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Review of Alliance & Leicester Accounts

...bank near me were with Alliance Leicester (technically not a bank, but a building society). I’d also been thinking about opening a savings account to stash away some of my Christmas money (I sound so sensible!), and AL had both of these, and the savings account had a really good interest rate (4.40%). I went to my nearest branch, complete with passport and proof of address, and opened both accounts at the same time. I chose the U18 cashcard account, ...
...did play this really annoying Alliance Leicester song over and over until I was ready to throw the phone at the wall. On the positive side, the interest rates are pretty competitive, and the online banking facility is kinda cool (I’m only little, leave me be). Alliance Leicester do a huge range of different accounts, as well as mortgages, personal loans, credit cards and motor finance. Website: www.Alliance-Leicester.co.uk Any comments are very ...

peekaboo123 18.02.2003 · Read full review
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Review of Alliance & Leicester Accounts

...street banks, I swopped to Alliance and Leicest Premier Account three years ago,(the premier account does need a minimum £500 monthly payment into the account) I also set up a savings account at the same time. They currently offer £25 on opening an account online, and 2.12% AER credit interest rate plus a 0%AER on overdrawn accounts up to a limit of £2500. The Premier account gives both a cheque book and 3 in one Visa debit card, with £100 cheque ...
...I would certainly recommend Alliance and Leicester, particularly for someone like myself who works full time, lives miles from the nearest town and needs a bank that is accessible when I need it rather than during normal banking hours. It is accessible to both phone and internet users and visitors to local branches where money can also be paid in and withdrawn. ...

soupdragon10 30.10.2003 · Read full review
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Review of Alliance & Leicester Accounts

...opened Premier Current Account with Alliance & Leicester because like many others, I was disappointed with the interest rate with many high street banks. For example, Barclays/HSBC interest rate on the current account is a pathetic 0.1%, whereas A & L Premier Current Account (PCA) is 2.12%AER. Interest is paid on a monthly basis. The only catch is that you must pay a minimum of £500 per month if you wish to continue to receive 2.12%AER. This suited ...
...account. The opening of this account was straightforward. I visited a local branch filled in simple application form. The staff was friendly, helpful and told me that they required to carry out a credit reference check and will inform by phone me of the outcome. Later that day, I received a call informing me I have passed the credit reference check. A few days later, I received a formal application form which I signed and returned. Soon enough, ...

marko100 20.06.2003 (06.01.2004) · Read full review
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Review of Alliance & Leicester Accounts

...changed my bank account to Alliance and Leicester for a decent interest rate after previously banking with Natwest. The interest rate on my current account was significantly higher and they offered a wide range of savings accounts and loans at very competitive rates. I applied for my current account online and had confirmation, card and stationary in the post within a few days. The staff are very friendly and will always offer advice and check that ...
...when you visit a branch. One of the main restrictions is that only limited information regarding your account is available from the branch. If you wish to check information such as whether a cheque has been presented etc then you need to use their telephone banking service. However, the telephone banking service is at local rate. Although this was a restriction when I visited a branch and required further information they provided a line to their ...

helen201274 29.04.2003 (28.05.2003) · Read full review
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Review of Alliance & Leicester Accounts

...U18 CASHCARD ACCOUNT FROM THE ALLIANCE & LEICESTER Well if you are under 18, or your off-spring is, then you will be in the same position as me. Living far from any branches of any banks it is difficult to obtain and pay in money and most banks don’t issue accounts to Under 18s. My son is 16 and has amounted quite a bit of cash from gifts etc so I enquired at the village post office and it seems they are a number of banks/buildings societies ...
...the Alliance Current Account. You can access the site on www.alliance-leicester.com, which gives the option of accessing all the services that they provide. There are better accounts but none that I have found for Under 18s and with the convenient option of using my local post office. ...

spiceyspice 29.03.2002 · Read full review
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Review of Alliance & Leicester Accounts

Quite simply the worst customer service I have ever experienced. The staff (when you can get through to the call centre - 45 minutes is my quickest time) are incredibly inflexible, 'the computer says no' is the stock resonse, they are not willing to listen to individual needs and simply repeat stock answers. The cheque clearance timescale with A&L is shockingly long, longer than any other high street bank (du to the fact that they are not a clearing ...
...deposited a cheque on a tuesday morning and they did not release the funds until wednesday of the following week (6 working days!), when I asked if it would be possible to increase my overdraft (from £250 to £300) for a temporary period until the cheque (£950) cleared I was told 'no', the explanation? ' the computer wont allow it' could I appeal this or ask for a manager to look at my request? 'no', why?, 'the computer wont allow it'. Getting to ...

tintin74 22.09.2008 · Read full review
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Review of Alliance & Leicester Accounts

...next week' I went into Alliance and Leicester. The staff there were extremely helpful and even though, by that time, they were just about to close, they took the time to explain their different accounts and then helped me fill in my details after I opted for their 'Young Worker Account' which would either allow me to have an Visa electron or, subject to status, a Visa debit card. Despite having no proof of my income I recieved a call the next day ...
...debit card. I recieved everything through the post very quickly and even recieved another call from a lady at my local branch to see if I was eligable for tax free interest (I wish) so she could set it up for me. The only problem I experienced was when, a couple of days after recieving my account details through the post, I decided to set up for internet banking. Having put in all my details into the online form it, for some reason, would not allow ...

mouse_20 16.01.2006 · Read full review
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Review of Alliance & Leicester Accounts

...For this reason the Alliance & Leicester was always my first choice if I changed my account provider as you only need to pay £500 per month into the account and you also get a linked savings account. I finally decided to make the move when I found that if you open the account via Topcashback you get £50 into your Topcashback account. I was told by the bank that I would receive this as soon as my first wage gets credited to my account but another ...
...was taken from the the Alliance & Leicester website and should be checked as rates do of course change. It is basically an internet and phone based account and you get a chequebook and Visa Card as well as the switching service to change all your direct debits and standing orders. You also have the option of them closing your old account down but I have declined to do this just to make sure it all goes smoothly. They also have a refer a friend ...

bazh66 21.06.2007 (14.02.2008) · Read full review
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Review of Alliance & Leicester Accounts

I opened my alliance and leicester cashcard account for under 18s 6 months ago. The account opening process was very straightforward and easy to understand even for a first bank account. I was attracted by the healthy tiered rates of interest upto 3.75% gross per year. When I turned 16 they sent a letter congratulating me and giving me my new Visa Electron online Debit card which I can use to buy goods in shops upto the balance in my account. What ...
...to a customer adviser and they were polite and efficient in dealing with my requests. You can also get a cheque book when you have £100 per week going into your account. I wouldn't hesitate to reccomend their account to even the most demanding customer. Congratulations to Alliance & Leicester! ...

c.k2 07.08.2000 · Read full review
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Review of Alliance & Leicester Accounts

I have been an Alliance And Leicester/Giro Bank customer for just over one year. The standard of Customer Service has dropped since i have been banking with them.When i transfered my bank account from HSBC they were only too happy to get me signed up for their UNDER 18 VISA ELECTRON DEBIT CARD ACCOUNT. The account is probably the best around, better than SOLO and SWITCH. The bank offers you competitive rate of interest which is variable and can ...
...is 3.90% Gross AER.Interest is added to the account each month depending on when you order your statements. The other benefits of the account its self is that you can withdraw upto £250 a day from any cash machine without being charged by using the other banks ATM (Automatic Teller Machine). You can check your account balance by either Mobile text messaging, Telephone,TV and the Internet.Their Customer Service is quite poor considering that they ...

greyowl 23.03.2003 (24.03.2003) · Read full review
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Review of Alliance & Leicester Accounts

I foolishly joined the Alliance and Leicester, having held a giro account with my husband for a number of years. They repeatedly failed to pay direct debits and standing orders for me when I set them up for payment, and this led to my receiving rather disturbing letters from people I owed money to at the time. When I complained they said it was my fault for not checking that the payments had gone out on time. I said that they were there to make sure ...

coppull51 07.10.2000 · Read full review
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Review of Alliance & Leicester Accounts

So far - so good! Alliance & Leicester Premier Current Account I decided that it was about time I looked around to see if I could get a better deal from my bank, having spent 20+ years with the same major player, more out of apathy than loyalty. I did a bit of research and found that I could open the Alliance and Leicester Premier Current Account on-line and if I used their Premier Switching service to move my direct debits and standing orders, ...
...subject to certain conditions, give me a minimum overdraft of £250 and not charge me any fees for going over my overdraft limit during the switching period. Additional benefits are £100 for opening my account, FREE European annual multi-trip travel insurance(for eligible account holders up to the age of 65) and a linked PlusSaver savings account, with an enhanced interest rate, (0.75% above current PlusSaver rate of 5.25%.) Minimum age for this ...

anne106 31.07.2008 · Read full review
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Review of Alliance & Leicester Accounts