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Home > Finance > Banking & Personal Finance > Credit Cards > Amazon.co.uk Mastercard
Well, you didn't think I would put a picture of my card here, did you?

User Reviews

for Amazon.co.uk Mastercard

Rating Summary based on 12 reviews

  • 5 Stars
    		4
  • 4 Stars
    		2
  • 3 Stars
    		0
  • 2 Stars
    		2
  • 1 Star
    		4

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 2.8
  		• 3.0
  		• 3.7
  		• 4.2
  		• 3.4
Previous page Next page Page 1 of 2 | 1 to 10 out of 12 Review(s)
  • 83 of 83 Ciao users found the following review helpful
    Picture of Collingwood21

    Collingwood21

    4 Stars One Amazon Mastercard...And You're Done Diamond review Review with images 09/10/2011
    User recommends the product

    Advantages Advantages Earn Amazon gift certificates, Easy to manage your account online, Card widely accepted

    Disadvantages Disadvantages Unsuitable for anyone who can't pay off their balance in full each month; Quite low cashback rate

    You can view credit cards in one of two ways: (1) they make modern life easier by removing the need to be forever looking for the nearest cash point, providing payment flexibility and offering a way of managing your money, or (2) they are instruments of evil that tempt us into purchases we otherwise wouldn’t have made and help us rack up huge levels of debt, which the card companies then charge us painful amounts of interest on. As the sort of person who is able to pay off their full bill each month, I fall firmly into the first camp. I like having a credit card; I find it convenient ... more
  • 133 of 133 Ciao users found the following review helpful
    Picture of denella

    Level 8 denella

    Member since 28/08/2006

    Reviews written: 362

    2 Stars Don't go too close to your limit... 11/05/2007
    User doesn't recommend the product

    Advantages Advantages Very competitive APR

    Disadvantages Disadvantages Credit limit reduced without warning

    I was initially very satisfied with the Amazon credit card, which is administered by Halifax of whom I had no prior experience as a bank. I frequently buy books and sometimes household items on Amazon's website, so it was an incentive to earn loyalty points when using their own credit card. As time went on, I found that the rate of interest on this card was lower than that of most other credit cards, so I began to use it more and more for balance transfers. My situation doesn't always allow me to pay off my credit cards in full, as I am struggling to pay a mortgage singlehandedly and have an ... more
  • 42 of 43 Ciao users found the following review helpful
    Picture of getscenic

    getscenic

    4 Stars the boys from brazil have a credit card for you 08/04/2006
    User recommends the product

    Advantages Advantages loyalty points, backed by halfax, 0% offers.

    Disadvantages Disadvantages only useful if you buy from amazon

    After years of playing the credit card merry go round of balance transfers, 0% offers, and free gifts, it was time to cut down my credit cards. At present I have the Nationwide visa cashback card and the Amazon mastercard. The card was launched back last year on thier website, and I was attracted to the loyalty programe and the 0% offers. Without going into the fine print ,these are the main features:- Type of card Mastercard Card administration Halifax plc If you are registered for Halifax online accounts you can use the same login and password as your bank account. 0% for 9 months on balance ... more
  • 8 of 8 Ciao users found the following review helpful
    Picture of underworldmagic

    Level 1 underworldmagic

    Member since 24/04/2003

    Reviews written: 7

    5 Stars Amazon Credit Card Review - Free Vouchers! 25/03/2008
    User recommends the product

    Advantages Advantages Rewards, use worldwide, provided by Halifax

    Disadvantages Disadvantages None

    Introduction ########## I wanted a MasterCard because I wanted to order items from international stores online and they didn't accept my regular maestro card. So I went for the search in finding one which would give something back to me for using the card. I was not really interested in the APR or anything like that because I had no intention of keeping credit from the bank - all money would be settled as soon as possible. All I wanted is a card which was accepted internationally for internet orders. Finding the Card ############## While I was surfing around for credit cards and the rewards I ... more
  • 17 of 17 Ciao users found the following review helpful
    Picture of HellyP

    HellyP

    5 Stars Decent interest rate, and Amazon points 11/12/2006
    User recommends the product

    Advantages Advantages Loyalty points that convert into Amazon Vouchers

    Disadvantages Disadvantages Not the most competitive rate at present

    I switched to the Amazon Halifax card earlier this year, when I was looking for something lower interest - 12.9% at the time, however I believe this is now 15.9% APR. The first six months were interest free for balance transfers, and I believe this still applies. Other features: There is no annual fee. Fees for late payment, over the limit spending, or returned payment is £12. APR for Cash withdrawal is 22.95%. Interest free period up to 59 days for purchases only. Minimum payment is 2% or £5. Cash advance fee is 2.5% or £3 min. Not only did this card have a lower interest than my previous ... more
  • 1 of 1 Ciao users found the following review helpful
    1 Star Quick review of Amazon Credit Card by Maria151 05/05/2007
    Have had a really awful experience with Amazon credit card. - It took months to get the card after being approved. - Their statements get 'lost in the post' and you end up having to pay a late fee, when its not even your fault! - I found their customer service reps to be very rude. - Their system often seems to go down causing you to have to ring back again and again on an 0845 number. Getting this card has cost me more money than its worth. DO NOT GET THE CARD.
  • 6 of 6 Ciao users found the following review helpful
    Picture of alvinlwh

    alvinlwh

    5 Stars The card for a bookworm 13/04/2007
    User recommends the product

    Advantages Advantages Fair APR, Amazon points

    Disadvantages Disadvantages No further offers after introduction offer, difficult to set up internet account

    The Amazon.co.uk credit card is my real true credit card (I got a Vanquis one with only £250 before), and I got it during my student days; that is before I had any real income or job. I just filled out the application to 'try my luck', and I was told online that I had been approved for a £1700 credit limit! So that is how students get into deep debts. I got the paperwork quickly, and I just needed to sign and return it. The card arrived just days later. For every £1 you spend with this card on amazon's website, you get 1 point. For £1 spent elsewhere, you get 0.5 points. And when you reach ... more
  • 31 of 33 Ciao users found the following review helpful
    2 Stars Quick review of Amazon Credit Card by Victorcrazy 14/11/2007
    The card is ok but like all big companies, the customer service advisors are hopeless! 8 calls & 3 emails to them and they can't be bothered to reply. Somebody found my card after I had lost it. This person phoned Amazon Credit Card office and they couldn't even bothered to get the persons identity and even worse, they didn't even call me to tell me that it had been found.
  • 16 of 17 Ciao users found the following review helpful
    Picture of deanmoncaster

    deanmoncaster

    1 Star The most difficult company to deal with. 28/03/2007
    User doesn't recommend the product

    Advantages Advantages Rewards for using it

    Disadvantages Disadvantages Impossibility of improving your account

    I have been an Amazon card holder now for over a year and they set the limit very low. I have tried to have this limit increased 4 times and each time they come back with some bull shit reason as to why they cannot set the limit higher. I have 4500 limits with Virgin and LloydsTSB Platinum cards and am classed as an excellent credit risk with LloydsTSB and can get any loan I wish. However when it comes to the Amazon card I have never had such an arduous task of trying to get a credit limit increase in my life. I need my limit increasing from its current level as I sometimes need to put company ... more
  • 25 of 41 Ciao users found the following review helpful
    Picture of Elaina18

    Elaina18

    5 Stars Amazon Credit Card 17/04/2006
    User recommends the product

    Advantages Advantages 0% Balance transfer for 9 months - no transfer fees

    Disadvantages Disadvantages Offer is only for 9 months (if only they can't they make it longer!!! :-) )

    Not much to say about this as I have opened this account for balance transfer offer. Most credit cards offer you an incentive to get you to apply. I found the card by an internet search Advantages - If you require a 0% balance transfer card but do not want to pay any transfer fees, this is one of the few cards left that is worth applying for. - it is worth getting if you wish to carry out a balance transfer for 9 months with no fees and 0% APR for the promotional period. - The card is part of the Halifax, so great references. Good security set up when sending the card and pin number to you ... more
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