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Home > Entertainment > TV > TV Advertisements > Financial > Financial Consultants& Advisers > Baines & Ernst Dept [TV Advertisement]
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User Reviews

for Baines & Ernst Dept [TV Advertisement]

Rating Summary based on 9 reviews

  • 5 Stars
    		3
  • 4 Stars
    		1
  • 3 Stars
    		0
  • 2 Stars
    		0
  • 1 Star
    		5

Detailed rating

  • Clarity of message & brand identity
  • Humour
  • Quality of Concept
  • Soundtrack
  • Special Effects
  		• 3.1
  		• 1.1
  		• 2.7
  		• 2.0
  		• 2.1

Review attribute filters

Previous page Next page Page 1 of 1 | 1 to 9 out of 9 Review(s)
  • 42 of 44 Ciao users found the following review helpful
    Picture of Johnsie

    Johnsie

    1 Star Increase your debt with Baines and Ernst... 23/05/2002
    User doesn't recommend the product

    Advantages Advantages You think it's all sorted....

    Disadvantages Disadvantages Extended Payment time, Pay huge fees, Not legally binding

    Baines & Ernst are the biggest Debt management company in the UK. Impressive huh? One of my mates enlisted their help as he found himself in a situation where his sleep was affected, he worried constantly, he had used all his credit cards to the limit and got loans to have a nice life... It all started when his long term partner ditched him for a bloke with more money and a better job, but hey thats another story... He felt down and wanted to cheer himself up and he had 2 credit cards with £1000 on each to spend... Clothes quickly ensured he reached his limit and he called up for a higher ... more
  • 12 of 12 Ciao users found the following review helpful
    Picture of Justice

    Justice

    1 Star You suck 01/02/2001
    User doesn't recommend the product

    Advantages Advantages You'll never get in debt again

    Disadvantages Disadvantages You'll never get any credit again

    Never in my life have I felt so low. That was my opinion less than a year ago, my business was slowly drifting off down the proverbial Swanny River, my partner had quit his job and my life was falling apart. They say you can't start your ascent until you've hit rock bottom, well, I'd hit it all right. My business had been in trouble for a while and I had refinanced everything I could, I'd negotiated temporary repayment programs with all but one of my creditors and already borrowed in the region of 15k from friends and family, the borrowing had to stop. Why is there always one? Why wouldn't ... more
  • 13 of 16 Ciao users found the following review helpful
    Picture of mobile3

    mobile3

    1 Star debt management...debt mismanagement 01/06/2003
    User doesn't recommend the product

    Advantages Advantages your monthly outgoings will decrease

    Disadvantages Disadvantages you will never pay the initial amount off

    I had to contact Baines and Ernst a couple of years ago, (or so I thought after seeing them on the tv) my out goings were not exceeding my income but not leaving me much at the end of the month. So I thought that all my problems were over. I rang the number given and gave them all my credit info they requested, Then they told me to stop paying. once I stopped paying everything i had then to send all the late payment letters to them for them to negotiate a payment schedule. they worked this out on information I gave them in terms of my income and what i had to payout that wasn';t covered by ... more
  • 4 of 5 Ciao users found the following review helpful
    Picture of merlina

    merlina

    1 Star Stealing from the poor 12/08/2000
    User doesn't recommend the product

    Advantages Advantages None

    Disadvantages Disadvantages gives you some more debts

    I really don't know why the Adcertising Standards Authority lets these people get away with their misleading ad - their so-called service is nothing more than a way of getting money out of people who are already in dire financial straits. They offer to help with depts and reduce payments, but what they don't tell you is that they take a huge, and I mean huge, chunk of that money in their fees. they don't do anything that any Citizen's Advice Bueau or local Money Advice Centre won't do for free or for a small donation. Ask any financial journalist or similar authority on debt management - this ... more
  • 10 of 15 Ciao users found the following review helpful
    Picture of homer385

    homer385

    1 Star LIFE SUCKERS OF HUMANITY 18/03/2005
    User doesn't recommend the product

    Advantages Advantages none

    Disadvantages Disadvantages many

    I like many were drawn in by the amazing helpfulness of the baines&earnst advert, 'cut down you monthly out goings for a better life'. 'quickly remove your debts without the worry'. It's all camel dung as i found out the hard way. I had a pregnant wife £11,000.00 pounds of debt and i just lost my job, sitting at home depressed and full of sorrow about my situation an advert ,bains&earnst we willl help you get back on your feet go on give us a call. as most have we did. they explained how they work 'we will take all your debts speak to the relevant people and that's all you do. 'youpay us £140 ... more
  • 0 of 7 Ciao users found the following review helpful
    Picture of ultra_glossy

    ultra_glossy

    5 Stars Baines & Ernst took all the pressure away 17/08/2010
    User recommends the product

    Advantages Advantages Professional & Helpful Service

    Disadvantages Disadvantages Paperwork

    My husband and I racked up huge debts over the years and thought we were managing okay by transferring balances to 0% ccredit cards. the more we did this, the less we could transfer to a new card therefore our debts were spread over multiple cards. Then one christmas, the promotional rate on one of the credit cards expired and we were paying the normal interest rate. on the oustanding balance, the minimum payment they were asking for was around £250. As well as several other credit cards payments, household costs, catalogue bills and three children to support, it all got too much to handle. I ... more
  • 0 of 6 Ciao users found the following review helpful
    Picture of fittjasandra

    fittjasandra

    4 Stars Paper work is done and i am on my way 30/08/2010
    User recommends the product

    Advantages Advantages experience, lots of staff, consistant in what they say

    Disadvantages Disadvantages lots of staff do not always get the same person

    I told my husband that i had the debt ( had most of the debt were before we got married) he was obviously very angry but accepted that i had not put him into my debt directly and that i was sorting out my problem, and he supported me and put me on a budget so i would get through this. I had to fill out a lot of paperwork but thankfully someone came and help me with everything, and to be honest i contacted 3 companies and the reason i went with this company was because it had professional documents that wernt just photocopied and after i read the reviews on this site i got nervous until i ... more
  • 1 of 5 Ciao users found the following review helpful
    Picture of samsam78

    samsam78

    5 Stars Light at the end of the tunnel - affordable help 19/09/2003
    User recommends the product

    Advantages Advantages Helps you get out of debt

    Disadvantages Disadvantages cant think of one

    I am currently trying to sort out my debts after getting in a mess. B&E have helped me so much what I did was Phone up after seeing the advert for them and wanted to find out more about it. Ive met a wonderful women so I want to get straight for her. They went through all of my ingoings and outgoings and calculated a monthly affordable payment. Yes they do take a slight cut of the money but in return you get regular calls all free envelopes and most of your debts will not charge interest so you are saving money in the long run. all I do is when i get a bill now send it in a pre-paid envelope ... more
  • 0 of 5 Ciao users found the following review helpful
    Picture of Couver

    Couver

    5 Stars money back and debts solved but it is a long 5 years 16/07/2010
    User recommends the product

    Advantages Advantages quick, offers, do as they say, experienced, work as a business

    Disadvantages Disadvantages fees, paperwork, work as a business

    I am currently planning a holiday and 5 years ago that seemed like it would never happen, this is because i learned from my mistakes and saved and saved to pay off my debts, along with baines and ernst advising me I was very happy in the time that I was with baines and ernst, I was trouble free and I didn’t have to worry about the creditors being “on my back” as they constantly told me because from the start they were very efficient and took away the worries. they made sure everything ran smoothly for me. Now i am debt free and i have learned a life lesson to always have some money saved up ( ... more
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