Home > Entertainment > TV > TV Advertisements > Financial > Financial Consultants& Advisers > Baines & Ernst Dept [TV Advertisement]

Rating Summary

1-9 of 9 reviews Show most helpful reviews first Newest first


Community Level 5Johnsie


Increase your debt with Baines and Ernst...

AdvantagesYou think it's all sorted....

DisadvantagesExtended Payment time, Pay huge fees, Not legally binding

"Baines & Ernst are the biggest Debt management company in the UK. Impressive huh? One of my mates enlisted their help as he found himself in a situation where his sleep was affected, he worried constantly, he had used all his credit cards to the limit and got loans to have a nice life... It all started when his long term partner ditched him for a bloke with more money and a better job, but hey thats another story... He felt down and wanted ..." Read review

Ciao members have rated this review on average: very helpful

Community Level 1Justice


You suck

AdvantagesYou'll never get in debt again

DisadvantagesYou'll never get any credit again

"...these ads on TV for Baines & Ernst, it sounded so easy, I'd give them my problem creditor, pay them for the inconvenience and let them deal with it, yeah, that was it. How could I have been so foolish? Before I knew it, I’d handed my soul to the devil and was paying him in monthly instalments for the privilege of destroying my life. Baines & Ernst told me that as a client I was in no position to pick and choose which debts I kept and ..." Read review

Ciao members have rated this review on average: very helpful

Community Level 2mobile3


debt management...debt mismanagement

Advantagesyour monthly outgoings will decrease

Disadvantagesyou will never pay the initial amount off

"I had to contact Baines and Ernst a couple of years ago, (or so I thought after seeing them on the tv) my out goings were not exceeding my income but not leaving me much at the end of the month. So I thought that all my problems were over. I rang the number given and gave them all my credit info they requested, Then they told me to stop paying. once I stopped paying everything i had then to send all the late payment letters to them for them to ..." Read review

Ciao members have rated this review on average: helpful

Community Level 3merlina


Stealing from the poor


Disadvantagesgives you some more debts

"I really don't know why the Adcertising Standards Authority lets these people get away with their misleading ad - their so-called service is nothing more than a way of getting money out of people who are already in dire financial straits. They offer to help with depts and reduce payments, but what they don't tell you is that they take a huge, and I mean huge, chunk of that money in their fees. they don't do anything that any Citizen's Advice Bueau ..." Read review

Ciao members have rated this review on average: helpful

Community Level 1homer385





"I like many were drawn in by the amazing helpfulness of the baines&earnst advert, 'cut down you monthly out goings for a better life'. 'quickly remove your debts without the worry'. It's all camel dung as i found out the hard way. I had a pregnant wife £11,000.00 pounds of debt and i just lost my job, sitting at home depressed and full of sorrow about my situation an advert ,bains&earnst we willl help you get back on your feet go on give us a call. ..." Read review

Ciao members have rated this review on average: helpful

Community Level 1ultra_glossy


Baines & Ernst took all the pressure away

AdvantagesProfessional & Helpful Service


"...much to handle. I chose Baines & Ernst to help me with my problem as it was one that i recognised (most likely from the TV advert). After sending my details online, i had a phonecall within minutes and they were extremely helpful and encouraging. we had to gather a lot of paperwork to prove income and outgoings such as outstanding balances, bills, ID, payslips but once submitted, we waited for the news that we got accepted for an IVA and am now ..." Read review

Ciao members have rated this review on average: somewhat helpful

Community Level 1fittjasandra


Paper work is done and i am on my way

Advantagesexperience, lots of staff, consistant in what they say

Disadvantageslots of staff do not always get the same person

"I told my husband that i had the debt ( had most of the debt were before we got married) he was obviously very angry but accepted that i had not put him into my debt directly and that i was sorting out my problem, and he supported me and put me on a budget so i would get through this. I had to fill out a lot of paperwork but thankfully someone came and help me with everything, and to be honest i contacted 3 companies and the reason i went with this ..." Read review

Ciao members have rated this review on average: somewhat helpful

Community Level 1samsam78


Light at the end of the tunnel - affordable help

AdvantagesHelps you get out of debt

Disadvantagescant think of one

"I am currently trying to sort out my debts after getting in a mess. B&E have helped me so much what I did was Phone up after seeing the advert for them and wanted to find out more about it. Ive met a wonderful women so I want to get straight for her. They went through all of my ingoings and outgoings and calculated a monthly affordable payment. Yes they do take a slight cut of the money but in return you get regular calls all free envelopes and most ..." Read review

Ciao members have rated this review on average: somewhat helpful

Community Level 1Couver


money back and debts solved but it is a long 5 years

Advantagesquick, offers, do as they say, experienced, work as a business

Disadvantagesfees, paperwork, work as a business

"...off my debts, along with baines and ernst advising me I was very happy in the time that I was with baines and ernst, I was trouble free and I didn’t have to worry about the creditors being “on my back” as they constantly told me because from the start they were very efficient and took away the worries. they made sure everything ran smoothly for me. Now i am debt free and i have learned a life lesson to always have some money saved up ( after the ..." Read review

Ciao members have rated this review on average: not helpful

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