Rating Summary based on 100 reviews
Advantages IF USED CORRECTLY, LOTS OF ADVANTAGES - CASH, INSURANCE
Disadvantages IF NOT PAID BACK EVERY MONTH, EXPENSIVE
Advantages Reliable; History of development and innovation
Disadvantages High APR; Poor customer services
Advantages Great purchase protection and extended warranty
Disadvantages Just about everything else
Advantages shouldn't there be some?
Disadvantages high APR, abysmal response to e-fraud case, £15 if you're late each month
Advantages Good level of customer service
Disadvantages high interest
Advantages Six weeks interest free credit.
Disadvantages High APR and excessive charges.
Advantages Handy for Budgeting, widely accepted
Disadvantages Quite a high APR, miserable customer services
Advantages See the main article
Disadvantages APR, customer service (lack of), poor communication skills