Barclaycard

BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if somebody does not carry a credit card, and actual cash in the form of notes and coins is being used less and less, and cheques are also being used less, with ...
...option of online banking. Barclaycard say that there are over 8 million cardholders who hold a Barclaycard and is used in over 26 million locations worldwide. Barclaycard is part of Barclays Bank, which has been around for more than 300 years, and operates in over 50 countries around the world. CASHBACK BONUS Every time you use the Barclaycard Cashback MasterCard, you earn, as the name suggests, cashback. By making a purchase with the card, you ...

JAVER1967 18.09.2008 · Read full review
Ciao members have rated this review on average: exceptional
Review of Barclaycard

● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11 million in circulation – 8.4 million of those are in the UK. That makes 1 in 5 UK credit cards a Barclaycard. ● Barclaycard can be used at over 22 million ...
...Digest” found British consumers rated Barclaycard the most trusted credit card brand in the country. OK, so I think we can establish that Barclaycard have a big brand image (so big that their name is even recognised by my spellchecker, in fact). They are trusted and used by a lot of people. They have a history of innovation and moving with the times. So why is it that the good people of Ciao have seen fit to give Barclaycard an average rating of ...

Collingwood21 29.05.2004 · Read full review
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...So, full marks to Barclaycard for this added benefit of a years extra peace of mind. However, at the same time I was looking on the website about the extended guarantee, I noticed something else… Price Promise. Basically, Price promise states that if you buy something branded for one price, then find it cheaper somewhere else within 60 days, you can claim back the difference from Barclaycard. I’ve seen price promises advertised before in shops, ...
...bought it). However, witht the Barclaycard price promise there appear to be a lot less restrictions, only that the item must be branded, cost more than £50, paid for in full with the card, and….. and this is the best part….. it even applies to internet sales (provided its UK based, available in exactly the same colour, etc., with the same warranty, and you once you have added the delivery and packaging costs on). Having seen this, I decided to have ...

Pauley123 21.10.2003 · Read full review
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Review of Barclaycard

I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all my necessaties on my Barclaycard and then pay it off in full at the end of each month, which means that I always know exactly what is in my bank. Barclaycards ...
...also withdraw cash on a Barclaycard at a cash machine but you will be charged either 1.5% or £1.50, whichever is greatest, so I have never used this service. If you make full payments on time, you will not pay any interest, and Barclaycard occasionally send you a letter to say that your credit limit has been raised. Mine has changed from £350 to £2150 in 5 years. The APR on Barclaycard may appear higher than many other cards that are being offered, ...

Kkaos 29.04.2001 · Read full review
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Review of Barclaycard

I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay off monthly, and the other if I nead extended credit, which helps to minimise interest payments. Barclaycard introduced a points scheme a number of years ...
...points we received. With Barclaycard you get 1 point for every £10 spent, and gifts require a set number of points, eg a case of wine 600 points, 2 cinema tickets 290 points, £10 Amazon voucher 400 points, £10 Leisure voucher which can be used in Pizza Hut, Brewer's Fayre and Travel Inns, etc. Over the years I have made use of quite a number of these offers, including Wine, Brewer's Fayre and the cinema tickets and enjoyed their use. Now Everything ...

gander 16.05.2001 (29.10.2001) · Read full review
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Review of Barclaycard

...is Angus Deayton in the Barclaycard advertisements. “You’re covered against fraud” etc. etc. Well, I can tell you that they play a different tune when you’ve actually been on the receiving end of an e-commerce fraud. For all the gory details see my review on CIAO of the little known but big on pulling a fast one ISP “BigBlueSky”. Suffice to say that the ISP took £25 from me for a “year’s free access” ...
...As I’d signed up with Barclaycard (indeed it’s the only card I use on the web for just this reason - despite the horrendous interest rates) I assumed I was covered against fraud. I wrote to their charge back department in Stockton-on-Tees and included screen shots from the BBS site. Explained that I hadn’t got the service I’d paid for and would like a refund as this was obviously fraud. Barclaycard wrote back, TEMPORARILY ...

touff 09.08.2001 · Read full review
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Review of Barclaycard

I’ve had a Barclaycard for about three years. There was no special reason for choosing them over a different card, except for the fact that I applied and they accepted me. Until recently I was quite happy with my card, I spent the money, they sent me a bill, and after I picked myself up of the floor, I paid it. I have had reason to telephone their customer service line on a couple of occasions and could usually find any information by pressing ...
...compared to other cards available. Barclaycard is top of the list for high interest rates by quite a bit. Though this made me start to think about transferring to a different card, I never quite got around to it and thought that the level of service provided may not be as high with a different card so I stuck with it. Then, I bought my computer ( not on my credit card thank god ), and was introduced to the wonder of paying bills online. No more ...

purpleangel 04.06.2001 · Read full review
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Review of Barclaycard

...time anyone has liken a Barclaycard to a mother-in-law but the analogy stands since treat her well and you will benefit, abuse her and you will pay dearly ! A Barclaycard costs an annual fee of £10 though this is wavered if you spend over £200 on transactions per year or pay interest. The main advantage of a Barclaycard is that if you time your purchases correctly you can receive up to six weeks interest free credit. For example if your monthly ...
...a bonus for using your Barclaycard you gain one reward point for every £10 you spend per month. Just like the promotions in petrol stations the rewards are meant as an extra. Since around 400 points, equivalent to £4000 spent, gains you a £10 CD it is obviously far cheaper to buy the item rather than spend unnecessarily on your card. Many other benefits exist with a Barclaycard, such as special deals on utility bills and travel insurance. Free extended ...

theimp 05.10.2001 · Read full review
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Review of Barclaycard

...I applied for the student Barclaycard because they said I could have £30 of Waterstone's vouchers to do so. I also got 15% off any Waterstones Vouchers I wished to purchase, which can also be used in HMV and is great at Christmas time! I was looking for my first credit card and out of the blue popped Barclaycard so I thought hell, why not? The APR is uncompetitive and customer services are miserable, but this is the best card in my wallet, and not ...
...of £600 (the standard student Barclaycard limit). I also had, at the time, a Universa credit card with a £500 limit and Capital One with £400. In case you don't know, Capital One and Universa are cards designed for people with bad credit histories, and so their APRs are not far off 30%. Barclaycard is not that uncompetitive. My APR is 18.9% (I think). Now, I don't have a bad credit history. The only reason Universa and Capital One got my business ...

killip 29.06.2004 · Read full review
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Review of Barclaycard

...and some Mastercard. My Barclaycard is by far the worst one of these cards. The list below highlights problems I have come across. 1. High APR rates for cards 2. Poor customer service 3. Next to nothing for Loyalty 4. No communication on account status 5. Online Statements To be honest I dont have anything good to say about any of the products that Barclaycard offers. I took out the card when I was a student, the women at the freshers fair ...
...Compare that with a Barclaycard rate of 27.7%. You will find there would be a huge saving. 2. Balance Transfers - Lots of companies will charge you a percentage for transfering the existing balance of other cards you may have. Some however will give you 0% on balance transfers for up to 12 months, for example Virgin will give you 0% for 13 months on balance transfers, Egg will give you 0% for 12 months. Howver Both websites will charge you a 2.5% ...

Jaws311uk 13.05.2007 · Read full review
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Review of Barclaycard

When I started university, in freshers week while we were getting used to the new surroundings, one of the stalls that we kept coming across were those of Barclays. The Barclays team were there to, 'help us settle in'. They were going to help us new students. How were they going to do that? Well, its easy, give a new vulnerable student who has just started university a plastic card and tell them don't worry, if you are ever stuck, this plastic card ...
...although, this plastic card will rescue you when you are in a bit of trouble, for example your loan hasn't come through, or as in our days, your grant cheque is late or hasn't yet been cashed. What will happen when you are in bigger trouble, as in you have used your plastic card over but don't have a job, how will you pay the minimum payment. These vulnerable students don't know that the item of clothing that was on sale for £15 at a well known fashion ...

tas1 30.03.2001 · Read full review
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Review of Barclaycard

I have had a Barclaycard Visa and a Mastercard for around 12 years and have always paid my bills promptly. I used my Barclaycards for almost all my purchases because I believed that in doing so it would offer me some form of protection against unscrupulous shop owners. Sadly, this is not the case. For the first time, last year, I made a claim against the owner of Splashsports, a shop in Glasgow which sells diving equipment, because I had received ...
...didn't fit me. I asked Barclaycard to intervene because they claim that they will help sort these situations out for you. They sent me a claims pack and I filled it in and provided my receipts and explained what had happened. I wasn't complaining about the quality of the product I'd been sold. I was complaining that the, supposedly, experienced salesperson had measured me for a suit which did not fit me when it arrived. First of all Barclaycard never ...

rustifer 02.03.2001 · Read full review
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Review of Barclaycard

...have been a user of Barclaycard for almost three years now. Up until recently I had been satisfied with the service: it did everything I wanted it to (i.e. buy things) and was accepted quite widely. However, recently I have had problems with my Barclaycard that have made me reconsider. Firstly, the good points of Barclaycard. At a basic level, it does what a credit card should do. It is widely accepted as a method of payment, and there are quite ...
...The best thing about Barclaycard is the purchase protection after it. Despite becoming disillusioned about it (for reasons which are coming later), I have to admit that the level of purchase protection is excellent. On certain household electrical items costing over £50, it gives an extended warranty of an extra year just for purchasing the items on the Barclaycard and ringing a number with the details of the item. The purchase protection on most ...

zargax 24.07.2001 (27.01.2006) · Read full review
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Review of Barclaycard

I got the Student Barclaycard when I first started university in 1999. The application process was fast and straightforward (leaflets are available at universities or go to www.barclaycard.co.uk). At that time, they were giving away a Phillips C12 BT Cellnet Pay as You Go Mobile phone free with each successful application so that was a great bonus. However, I am not sure if this offer is still applicable. With it being a student barclaycard, there ...
...rate stands at 1.492%. Barclaycard provide you with a detailed two page statement each month - page one is a summary including your balance, what and when to pay and your credit limit. Page two is a more comprehensive breakdown of your individual monthly transactions. Cash withdrawals can be made using your Barclaycard with a 1.5% charge, or £1.50 minimum. Payment is made simple as Barclaycard offer various methods of payment. However, the most ...

paulruegg 28.01.2001 · Read full review
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Review of Barclaycard

...and incompetent customer service from Barclaycard in India. A week ago, I took out a tial 3-day subscription with a website (download-provider.com) and paid the $4 fee with my Barclaycard. I intended from the start to cancel the subscription before 3 days as I knew that if I did not, there would be a recurring monthly charge of $37. However, I never received a confirmation email rom the website, nor any information regarding how to unsubscribe, ...
...to me. I therefore called Barclaycard (a call centre in India) immediately to tell them about the situation and to cancel my card in order to prevent any fraudulent transactions being made. At this point, there were no suspicious transactions on my account and as I was assured that the card had been cancelled, I believed I was in the clear. Relief. However, I logged onto my account last night and found, to my utter dismay, that my card was still ...

Tyler999 17.01.2009 · Read full review
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Review of Barclaycard