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Home > Finance > Banking & Personal Finance > Credit Cards > Barclaycard

User Reviews

for Barclaycard

Rating Summary based on 100 reviews

  • 5 Stars
    		13
  • 4 Stars
    		26
  • 3 Stars
    		22
  • 2 Stars
    		12
  • 1 Star
    		27

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 2.6
  		• 2.4
  		• 3.9
  		• 3.2
  		• 2.9
Previous page Next page Page 1 of 10 | 1 to 10 out of 100 Review(s)
  • 133 of 133 Ciao users found the following review helpful
    Picture of JAVER1967

    JAVER1967

    4 Stars BARCLAYCARD CASHBACK MASTERCARD - FRIEND OR FOE 18/09/2008
    User recommends the product

    Advantages Advantages IF USED CORRECTLY, LOTS OF ADVANTAGES - CASH, INSURANCE

    Disadvantages Disadvantages IF NOT PAID BACK EVERY MONTH, EXPENSIVE

    BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if somebody does not carry a credit card, and actual cash in the form of notes and coins is being used less and less, and cheques are also being used less, with the usage of credit cards increasing. Barclaycard was the first credit card to offer withdrawals from ATMs, and the first to provide customers with ... more
  • 86 of 87 Ciao users found the following review helpful
    Picture of Collingwood21

    Collingwood21

    3 Stars Veni, Vidi, Visa Review with images 29/05/2004
    User doesn't recommend the product

    Advantages Advantages Reliable; History of development and innovation

    Disadvantages Disadvantages High APR; Poor customer services

    ● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11 million in circulation – 8.4 million of those are in the UK. That makes 1 in 5 UK credit cards a Barclaycard. ● Barclaycard can be used at over 22 million places in 200 countries. ● A recent survey by “Reader’s Digest” found British consumers rated Barclaycard the most trusted credit card brand ... more
  • 20 of 20 Ciao users found the following review helpful
    Picture of Pauley123

    Pauley123

    4 Stars Finally 2 reasons to get a Barclaycard 21/10/2003
    User recommends the product

    Advantages Advantages Great purchase protection and extended warranty

    Disadvantages Disadvantages Just about everything else

    Finally I found a good reason to use my Barclaycard. Well, actually two I guess, but one is a godsend. On Saturday I purchased a new Sony DVD Recorder from Dixons. I knew that I would be paying more than I could have paid on some websites, but for the convenience of having it there and then, and for a little “retail therapy” I decided to take it. I paid in full on my Barclaycard, as I have done on a couple of occasions, to take advantage of their year’s extended guarantee offer. I object to the high prices Dixons and others charge for extending warranties, sometimes as much as 25% on top of ... more
  • 6 of 6 Ciao users found the following review helpful
    Picture of Kkaos

    Level 2 Kkaos

    Member since 23/04/2001

    Reviews written: 30

    5 Stars Sparklycard 29/04/2001
    User recommends the product

    Advantages Advantages Reputable company with great offers and deals

    Disadvantages Disadvantages Not a low APR

    I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all my necessaties on my Barclaycard and then pay it off in full at the end of each month, which means that I always know exactly what is in my bank. Barclaycards have a pin number so that you can check your balance at a cash machine. You can also withdraw cash on a Barclaycard at a cash machine but you ... more
  • 51 of 52 Ciao users found the following review helpful
    Picture of gander

    Level 4 gander

    Member since 20/10/2000

    Reviews written: 57

    4 Stars Barclaycard Rewards no longer REWARDING 16/05/2001
    User recommends the product

    Advantages Advantages Reward Scheme

    Disadvantages Disadvantages Rewards no longer good value

    I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay off monthly, and the other if I nead extended credit, which helps to minimise interest payments. Barclaycard introduced a points scheme a number of years ago, and I found it quite useful to get free gifts, indeed a couple of years ago, my wife and I decided to use the card in the supermarket for ... more
  • 13 of 14 Ciao users found the following review helpful
    Picture of touff

    touff

    2 Stars Not as safe on the web as Angus assumes 09/08/2001
    User doesn't recommend the product

    Advantages Advantages shouldn't there be some?

    Disadvantages Disadvantages high APR, abysmal response to e-fraud case, £15 if you're late each month

    Barclaycard. “Buy on the web without worrying” crows the smugness that is Angus Deayton in the Barclaycard advertisements. “You’re covered against fraud” etc. etc. Well, I can tell you that they play a different tune when you’ve actually been on the receiving end of an e-commerce fraud. For all the gory details see my review on CIAO of the little known but big on pulling a fast one ISP “BigBlueSky”. Suffice to say that the ISP took £25 from me for a “year’s free access” (yep, before you say it I KNOW I SHOULD have seen it ... more
  • 61 of 61 Ciao users found the following review helpful
    Picture of purpleangel

    purpleangel

    2 Stars One Card.. A Million Rip Offs. 04/06/2001
    User doesn't recommend the product

    Advantages Advantages Good level of customer service

    Disadvantages Disadvantages high interest

    I’ve had a Barclaycard for about three years. There was no special reason for choosing them over a different card, except for the fact that I applied and they accepted me. Until recently I was quite happy with my card, I spent the money, they sent me a bill, and after I picked myself up of the floor, I paid it. I have had reason to telephone their customer service line on a couple of occasions and could usually find any information by pressing a few numbers, the times I did speak to a customer service representative, I found them to be polite and helpful. However, I have recently become ... more
  • 16 of 16 Ciao users found the following review helpful
    Picture of theimp

    theimp

    4 Stars The Joy Of Barclays 05/10/2001
    User recommends the product

    Advantages Advantages Six weeks interest free credit.

    Disadvantages Disadvantages High APR and excessive charges.

    This is probably the first time anyone has liken a Barclaycard to a mother-in-law but the analogy stands since treat her well and you will benefit, abuse her and you will pay dearly ! A Barclaycard costs an annual fee of £10 though this is wavered if you spend over £200 on transactions per year or pay interest. The main advantage of a Barclaycard is that if you time your purchases correctly you can receive up to six weeks interest free credit. For example if your monthly statement date is January 31st, then you could buy an item on February 1st with your Barclaycard. This purchase would not be ... more
  • 11 of 11 Ciao users found the following review helpful
    Picture of killip

    killip

    4 Stars Time for a change 29/06/2004
    User recommends the product

    Advantages Advantages Handy for Budgeting, widely accepted

    Disadvantages Disadvantages Quite a high APR, miserable customer services

    Well well well it has been a long time since I've been on Ciao hasn't it? Good to see some of the old crew are still here (Hi Trampus!) and I hope the community is still going strong. Any road, Barclaycard. I applied for the student Barclaycard because they said I could have £30 of Waterstone's vouchers to do so. I also got 15% off any Waterstones Vouchers I wished to purchase, which can also be used in HMV and is great at Christmas time! I was looking for my first credit card and out of the blue popped Barclaycard so I thought hell, why not? The APR is uncompetitive and customer services are ... more
  • 14 of 14 Ciao users found the following review helpful
    Picture of Jaws311uk

    Jaws311uk

    1 Star Barclaycard - friend or foe 13/05/2007
    User doesn't recommend the product

    Advantages Advantages See the main article

    Disadvantages Disadvantages APR, customer service (lack of), poor communication skills

    The world of credit cards can certainly be rather daunting. Especally if you dont look around for the best deal. Different credit cards suit different people's lifestyle. I have 5 different credit cards. Some are Visa and some Mastercard. My Barclaycard is by far the worst one of these cards. The list below highlights problems I have come across. 1. High APR rates for cards 2. Poor customer service 3. Next to nothing for Loyalty 4. No communication on account status 5. Online Statements To be honest I dont have anything good to say about any of the products that Barclaycard offers. I took out ... more
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