Rating Summary

Detailed rating

Competitiveness of APR
Product package
Quality of Customer Service
Reward Scheme
Additional Charges
Security and Privacy
Ease of Application
1-15 of 100 reviews Show most helpful reviews first Newest first

 

Community Level 7JAVER1967

JAVER1967

BARCLAYCARD CASHBACK MASTERCARD - FRIEND OR FOE

AdvantagesIF USED CORRECTLY, LOTS OF ADVANTAGES - CASH, INSURANCE

DisadvantagesIF NOT PAID BACK EVERY MONTH, EXPENSIVE

"BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if somebody does not carry a credit card, and actual cash in the form of notes and coins is being used less and less, and cheques are also being used less, ..." Read review
18.09.2008

Ciao members have rated this review on average: exceptional

Community Level 8Collingwoo...

Collingwood21

Veni, Vidi, Visa Review with images

AdvantagesReliable; History of development and innovation

DisadvantagesHigh APR; Poor customer services

"● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11 million in circulation – 8.4 million of those are in the UK. That makes 1 in 5 UK credit cards a Barclaycard. ● Barclaycard can be used at over ..." Read review
29.05.2004

Ciao members have rated this review on average: very helpful

Community Level 2Pauley123

Pauley123

Finally 2 reasons to get a Barclaycard

AdvantagesGreat purchase protection and extended warranty

DisadvantagesJust about everything else

"...everything. So, full marks to Barclaycard for this added benefit of a years extra peace of mind. However, at the same time I was looking on the website about the extended guarantee, I noticed something else… Price Promise. Basically, Price promise states that if you buy something branded for one price, then find it cheaper somewhere else within 60 days, you can claim back the difference from Barclaycard. I’ve seen price promises advertised before ..." Read review
21.10.2003

Ciao members have rated this review on average: very helpful

Sparklycard

AdvantagesReputable company with great offers and deals

DisadvantagesNot a low APR

"...I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all my necessaties on my Barclaycard and then pay it off in full at the end of each month, which means that I always know exactly what is in my bank. Barclaycards ..." Read review
29.04.2001

Ciao members have rated this review on average: very helpful

Barclaycard Rewards no longer REWARDING

AdvantagesReward Scheme

DisadvantagesRewards no longer good value

"I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay off monthly, and the other if I nead extended credit, which helps to minimise interest payments. Barclaycard introduced a points scheme a number of years ..." Read review
16.05.2001

Ciao members have rated this review on average: very helpful

Community Level 2touff

touff

Not as safe on the web as Angus assumes

Advantagesshouldn't there be some?

Disadvantageshigh APR, abysmal response to e-fraud case, £15 if you're late each month

"...is Angus Deayton in the Barclaycard advertisements. “You’re covered against fraud” etc. etc. Well, I can tell you that they play a different tune when you’ve actually been on the receiving end of an e-commerce fraud. For all the gory details see my review on CIAO of the little known but big on pulling a fast one ISP “BigBlueSky”. Suffice to say that the ISP took £25 from me for a “year’s free access” ..." Read review
09.08.2001

Ciao members have rated this review on average: very helpful

Community Level 3purpleangel

purpleangel

One Card.. A Million Rip Offs.

AdvantagesGood level of customer service

Disadvantageshigh interest

"I’ve had a Barclaycard for about three years. There was no special reason for choosing them over a different card, except for the fact that I applied and they accepted me. Until recently I was quite happy with my card, I spent the money, they sent me a bill, and after I picked myself up of the floor, I paid it. I have had reason to telephone their customer service line on a couple of occasions and could usually find any information by ..." Read review
04.06.2001

Ciao members have rated this review on average: very helpful

Community Level 2theimp

theimp

The Joy Of Barclays

AdvantagesSix weeks interest free credit.

DisadvantagesHigh APR and excessive charges.

"...time anyone has liken a Barclaycard to a mother-in-law but the analogy stands since treat her well and you will benefit, abuse her and you will pay dearly ! A Barclaycard costs an annual fee of £10 though this is wavered if you spend over £200 on transactions per year or pay interest. The main advantage of a Barclaycard is that if you time your purchases correctly you can receive up to six weeks interest free credit. For example if your monthly ..." Read review
05.10.2001

Ciao members have rated this review on average: very helpful

Community Level 4killip

killip

Time for a change

AdvantagesHandy for Budgeting, widely accepted

DisadvantagesQuite a high APR, miserable customer services

"...Barclaycard. I applied for the student Barclaycard because they said I could have £30 of Waterstone's vouchers to do so. I also got 15% off any Waterstones Vouchers I wished to purchase, which can also be used in HMV and is great at Christmas time! I was looking for my first credit card and out of the blue popped Barclaycard so I thought hell, why not? The APR is uncompetitive and customer services are miserable, but this is the best card in ..." Read review
29.06.2004

Ciao members have rated this review on average: very helpful

Community Level 1Jaws311uk

Jaws311uk

Barclaycard - friend or foe

AdvantagesSee the main article

DisadvantagesAPR, customer service (lack of), poor communication skills

"...and some Mastercard. My Barclaycard is by far the worst one of these cards. The list below highlights problems I have come across. 1. High APR rates for cards 2. Poor customer service 3. Next to nothing for Loyalty 4. No communication on account status 5. Online Statements To be honest I dont have anything good to say about any of the products that Barclaycard offers. I took out the card when I was a student, the women at the freshers fair ..." Read review
13.05.2007

Ciao members have rated this review on average: very helpful

Community Level 1tas1

tas1

Barclaycard.. a load of debt

Advantagesyou feel like you have loads of money

Disadvantagesyou end up in loads of debt

"When I started university, in freshers week while we were getting used to the new surroundings, one of the stalls that we kept coming across were those of Barclays. The Barclays team were there to, 'help us settle in'. They were going to help us new students. How were they going to do that? Well, its easy, give a new vulnerable student who has just started university a plastic card and tell them don't worry, if you are ever stuck, this plastic ..." Read review
30.03.2001

Ciao members have rated this review on average: very helpful

Community Level 3rustifer

rustifer

Barclaycard - no product protection

AdvantagesNone for the customer that I can see

DisadvantagesHigh interest charges and no protection against bad products

"I have had a Barclaycard Visa and a Mastercard for around 12 years and have always paid my bills promptly. I used my Barclaycards for almost all my purchases because I believed that in doing so it would offer me some form of protection against unscrupulous shop owners. Sadly, this is not the case. For the first time, last year, I made a claim against the owner of Splashsports, a shop in Glasgow which sells diving equipment, because I had received ..." Read review
02.03.2001

Ciao members have rated this review on average: very helpful

Community Level 2zargax

zargax

Warning off Barclaycard

AdvantagesA fantastic electical goods purchase protection

DisadvantagesPoor APR, awful customer service, quite a few charges, poor reward scheme

"...have been a user of Barclaycard for almost three years now. Up until recently I had been satisfied with the service: it did everything I wanted it to (i.e. buy things) and was accepted quite widely. However, recently I have had problems with my Barclaycard that have made me reconsider. Firstly, the good points of Barclaycard. At a basic level, it does what a credit card should do. It is widely accepted as a method of payment, and there are quite ..." Read review
24.07.2001

Ciao members have rated this review on average: very helpful

Community Level 1Tyler999

Tyler999

Incompetent Barclaycard Customer Service

AdvantagesNone

DisadvantagesCutomer Service

"...and incompetent customer service from Barclaycard in India. A week ago, I took out a tial 3-day subscription with a website (download-provider.com) and paid the $4 fee with my Barclaycard. I intended from the start to cancel the subscription before 3 days as I knew that if I did not, there would be a recurring monthly charge of $37. However, I never received a confirmation email rom the website, nor any information regarding how to unsubscribe, ..." Read review
17.01.2009

Ciao members have rated this review on average: very helpful

Community Level 2paulruegg

paulruegg

Student Barclaycard

AdvantagesNo annual charge!

DisadvantagesNone

"I got the Student Barclaycard when I first started university in 1999. The application process was fast and straightforward (leaflets are available at universities or go to www.barclaycard.co.uk). At that time, they were giving away a Phillips C12 BT Cellnet Pay as You Go Mobile phone free with each successful application so that was a great bonus. However, I am not sure if this offer is still applicable. With it being a student barclaycard, there ..." Read review
28.01.2001

Ciao members have rated this review on average: very helpful



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