Barclays Bank Accounts

...in school (about aged 13) Barclays set up a basic account in a broom cupboard. I had a young savers account with Halifax and knew I had about £200 in there the thing was that was really out of bounds. I would save birthday and Christmas money but other than that my 50p pocket money was spent on sweets and cheap toys. I decided that in order to really save money I had to pay it into an account every week. At the time the manager from a local Barclays ...
...I have been with Barclays since although my account now had a minus figure and spending seems so easy. Young Persons Account ------------------------------- As a teenager my bank account had a basic rate of interest and I was given a paying in book. It wasn't until I got my first Saturday job at a local florist that I was given a bank card. My Young Persons Account suited me fine. I was able to get to my money when I needed it and my employer was ...

leofluffy69 14.12.2008 · Read full review
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Review of Barclays Bank Accounts

Barclays Open Plan Formerly an inspiration from the Woolwich, it was said when Barclays took them over that a big part of the reason was that those who claim to be fluent in finance were impressed by this financial model. Well, they liked it so much they bought the company. And a couple of years on we were faced with a saturation level advertising campaign to bring the concept to the people. Promising savings of billions for the nation! So, as ...
...a simple concept. You tell Barclays how much you want in your current account. As a minimum and maximum. If you drop below the minimum, it will sweep money out of your savings account to ensure you do not go overdrawn and get clobbered for charges. Should you exceed the maximum in your current account, it will sweep these funds in to your savings account to allow you to earn a higher rate of interest on it. The only disadvantage is that Barclays ...

daveops 27.04.2003 (17.05.2003) · Read full review
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Review of Barclays Bank Accounts

REVIEW OF BARCLAYS "BARCLAY PLUS" ACCOUNT. ****WHY I CHOSE BARCLAYS**** At the age of 13 (this year!) i finally started taking an interest in fiance (i even understand alot about the NR Crises!). So i spent about a week googleing, seeing what NatWest, Lloyds TSB, Halifax, HSBC, Abbey, Nationwide and The Co-operative bank had to offer. I didn't bother looking up Barclays because i had heard bad things about them on TV (Watchdog & News), but eventually ...
...the account was given a barclays statement folder, card wallet, paying in book protector and a pen! Got Debit Card, Paying in book, card pin and welcome letter with account details within a week. ****VISA CONNECT CARD**** I've read bad reviews on here about the Visa Electron Card, and when i opened the account i expected to get that card. But to my surprise when i opened the envolope to find the card it had the Visa logo with the word "Debit" ...

SuperDude13 11.10.2007 (12.10.2007) · Read full review
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Review of Barclays Bank Accounts

...warning. My account with Barclays Bank was opened way back in the early 70s when I was saving to get married. I remained with the Central Liverpool Branch because it was next door to my place of work and I continued saving until I became pregnant. By this time I had accumulated a small nest egg (or so I thought) which I could use to purchase a pram, cot, baby clothes etc., Nearing the end of my pregnancy, I felt secure enough to purchase the necessary ...
...No chance........because of the mess Barclays agreed that they would fund the next full structural survey when I found a suitable property. All went well I found a beautiful house, the surveyors were instructed. They seemed to have all the necessary credentials and I again waited for the results. Having been told by telephone that all was well, we instructed solicitors to begin work although the written document we were told would follow in a week ...

ANNJSEC 19.02.2001 · Read full review
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Review of Barclays Bank Accounts

...actually been a customer of barclays for just over a year, and have a joint current account, and joint e-saver account which is used for the general household finance (bills, mortgage etc). This may or may not be long enough for me to comment on the accounts, but I can compare it to Natwest (who I had my sole accounts with from the age of about 16 to last year) and Lloyds TSB who I moved my sole accounts to from Natwest (as I felt I could be getting ...
...another day!). We chose Barclays for the joint accounts, as it seemed sensible for us to use the same bank that one of us was already with, and as mentioned above, I wasn't that happy with Natwest. Other half had been with Barclays for a while, (even worked there at one point), so we went with them. The current account has a very low rate of interest, just a few pence every now and again (they appear to pay interest every 3 months, but it does ...

clarebarker 07.08.2008 · Read full review
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Review of Barclays Bank Accounts

...an account with them. Barclays don't offer these cheap gimicks, but read on to find out what you do get. When I converted my current account to a Student Account last year, Barclays offered me an interest-free fee-free overdraft of up to £1350 (check with your branch as it may have increased), a Student Barclaycard with an instant credit limit of £200 (and remember, once you've had the card for at least three months, you can ask the bank to increase ...
...doubles up as your Delta card), as well as your own Student Advisor who is more or less always on hand to help you out. Having an account with such a large bank is beneficial, as you can be assured that you will always have access to your money. I'm not sure what they're interest rates are, as these tend to change on a daily basis, so it's best to check with your local branch. On the whole, I've been with the bank for two years now, and I'm very ...

agapi_mou 16.09.2001 · Read full review
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Review of Barclays Bank Accounts

...you a little bit of the self-promotion from the leafleting they give. You can use your card at 25,000 cash machines world wide, and Barclays will not charge you for using any of the cash machines in the category (those are any with the ‘Link’ or ‘Visa’ signs on them). ...

laserquester 07.01.2002 · Read full review
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Review of Barclays Bank Accounts

...had a current account with Barclays at the time of looking for a student so it seemed sensible(ish) to go with them. At the click of button they transferred my current account to a student accout and bingo THE BONUSES/INCENTIVES Theres always a gimmick... Within a couple of days my £20 Waterstones or HMV vouchers arrived (which is quick) and you recieve these on successfully opening the account. I did not need to change my cards as they let me ...
...my opinion this is where Barclays falls slap on its chops. Everytime I go to see a personal banker I have had to wait 15 minutes at the least and even when I get there some of them have to go and ask someone else which adds more time. However most of them are very helpful and definately sympathetic which is a bonus. However as probably every student will do I had my cards nicked and had to have them stopped. Thankfully my replacements were with me ...

JamJar 08.11.2002 · Read full review
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Review of Barclays Bank Accounts

...a close look at the Barclays student offer. The incentives are certainly good. Things have changed this year as opposed to the freebies i got last year though. Firstly there is the offer of £20 Waterstones vouchers when you deposit £500 into the account, then there is a further £20 of vouchers when you successfully apply for a Barclaycard (you don't have to use it). In my day (hang on, i'm only 20, i shouldn't be saying things like that) you got ...
...cards. As a member of Barclays you are entitled to 15% off at Waterstones and HMV, but this must be obtained through vouchers that you can apply for (Ask for a £10 voucher and they debit £8.50 from your account). The online banking site is well laid out, extremely informative and easy to use, they even have a demonstration account to browse through before deciding to use the facility. The only bad point is that the site can be a little slow. I ...

jameshale 28.01.2001 (09.02.2001) · Read full review
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Review of Barclays Bank Accounts

Barclays provide a great service for students. The reason I initially took a Barclays account was because it was the closest bank to uni, but that wouldnt be a big problem even if it weren't so close because there are so many branches of each type of bank scattered around. The no quibble interest free overdraft limit is £1250 which has proved to be very handy - and thats exactly what it is - NO QUIBBLE!! Friends who bank at other places have regular ...

queenjewls 03.08.2000 · Read full review
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Review of Barclays Bank Accounts

Barclays are great because you get an interest free overdraft of up to £1,200. You can however, increase that up to £3000 at a reduced interest rate. This is much higher than any other limit offered by other banks. When I opened my account I was given a free mobile phone. I'm not sure what the freebies are at the moment. But a phone has to be better tha a mug and some crappy money off vouchers that you're never going to use. When you Graduate, you ...
...they understand that your finances don't change overnight when you finish Uni. Or you can take out a loan with no repayments for the first two years. You can acces your account on line which is really easy to use and is as 'up to date' a picture of your account as your going to get anywhere. The only drawback I've found is the high interest rate and low credit limit that come with the Barclaycard - but for some reason this card is recommended by ...

eatmorepies 06.01.2001 · Read full review
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Review of Barclays Bank Accounts

The Barclays Account is one of the best I think there is around especially for students. I was originally with Lloyds Bank and I found there customer service very poor – They were also very inflexible. On several occasions they would charge me £10 for going £1 overdrawn. This is why when I became a student I switched to Barclays – They have excellent personal service and their monthly statement provides a lot more info than most banks – Their online ...

nickdilworth 03.08.2000 · Read full review
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Review of Barclays Bank Accounts

...August 2002) I went into Barclays Bank to open an account. After waiting nearly an hour to open the account I was told that it will take upto 45 mins. to open and then I would have to wait a further three weeks for confirmation of the account being opened. REASONS FOR THIS ~~~~~~~~~~~~~~~~ To protect the customer, and to prevent fraud. Why do they need to ask you for proof of identity ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The banking ...
...opening their first account with Barclays and to existing customers taking out certain products for the first time. They realise that this can be a nuisance; however, in the light of the heightened need for proctection after the events of security. Simply put, this means they can help prevent money laundering and help protect you from fraud. This is not just happening at Barclays Bank but other banks also. This is due to terrorism in the Capital ...

Ladywell1 27.07.2002 (19.08.2002) · Read full review
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Review of Barclays Bank Accounts

...been thoroughly impressed with my Barclays account. When I first opened the account, I was using another with Natwest but I was seduced for that no-quibbles £100 overdraft buffer (this course is £200). The Connect card which comes with the account is a Visa Debit (Delta) which I am also pleased with, as it appears to be more universally accepted than other cards, e.g.say, Switch or Cirrus. The first time I needed their help, just before christmas, ...
...British and I had lots of troubles with other banks before: HSBC didn't even let me to iopen a current account and Natwest didn't let you to apply for any overdraft. The only thing the assistant asked me was if I were UK resident, I didn't even have to show them my passport, just my British driving license. They were approachable and understanding. I wanted about £500: no questions asked and without attemping to pull some kind of guilt trip- an experience ...

asterion 26.12.2000 · Read full review
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Review of Barclays Bank Accounts

Barclays bank seems to have been hit over the head with a student-friendly hammer. In my first year at Uni the student advisers were all over forty, grumpy and miserly. However, as NUS's preferred bank they had to act fast to combat the negative reoprts in the student press, and through word of mouth. I was planning to change my account and go to HSBC, who my partner has had wonderful service from. But at the beginning of my second year something ...
...the customer service of HSBC, and that's an area Barclays could improve, but they do offer the best rates for students, and that's definitely something worth thinking about. But the best piece of advice I could give you would be to go with the bank you're comfortable with and trust. ...

suziepop 16.06.2001 · Read full review
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Review of Barclays Bank Accounts