Barclays Bank Loans

I have always found Barclays in general to be great to me and very helpful. I use online banking daily and find it excillent for finding out my bank balance. I used the new loan site and applied for a £500 loan, I was shocked to find I had been decliend. Yet a month before I was offered a £1000 loan. I cannot understand why they throw money at you when you do not need it, and yet when I am need a loan it is never there. I find the site itself quite ...

Lynx101 25.07.2000 · Read full review
Ciao members have rated this review on average: very helpful
Review of Barclays Bank Loans

...tried the loan part of Barclays directly. We rang them and apparently they didn't have access to the records-yes the people who issue the money do not have records of clients they are kept at the branch, apparently these are held at the branch! We eventually found out that a clerical error meant that the branch the account was held at with in St John's Wood and not a local one. We eventually got all the documents through, rang up the loans people ...
...(the branch that we'd never been to)and after weeks of wrangling, being on hold on the phone, not having calls returned and standing in queues, we finally got them to admit they over charged us by £400 (a mistake with the insurance). We still think they are overcharging interest because of the £400 but we're not sure. Generally the staff have tried to be helpful but are hampered by their own company Overall The package is bog standard, but there ...

o.gerbilpants 13.09.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Barclays Bank Loans

...on line banking facility with Barclays getting a loan is easy. Once you are logged in clicking on the Barclayloan link will show you your pre-approved loan limit and getting a loan up to this amount is pretty easy. You personal limit is calculated (according to website) by the ay you manage you money in you account. You can specify either the amount you want to borrow (within the limit) or the monthly repayment you want to make. If you specify ...
...However the main disadvantage with Barclays is that they charge a high interest rate on the loan and this usually offsets any advantages. My advice if you want an easy to apply loan is to apply for an egg loan which has a similar procedure and charges a much lower interest rate. This facility is also available only to those who already have a Barlcays current account and are already registered to use on-line banking. For cutomers of other banks ...

iriyas 15.08.2002 · Read full review
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Review of Barclays Bank Loans

Before you decide to have a Consolidated Loan from Barclays, make sure you ask questions. Several years ago we lumped overdrafts and loans together by having a consolidated loan. After several years we tried applying for an overdraft and Barclays would not give us one as we had a consolidated loan, and we were then told we could not have an overdraft until the consolidated loan had been paid in full. As the loan was for five years, no amount ...

Patricia 05.01.2001 · Read full review
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Review of Barclays Bank Loans

...these banks. I think the Barclays is my first choice, that Barclays is always better for the customer for the financial problems. About four weeks you can check your bank account, the money will been got. But you must to get the sign from your education institute or local education centre. The loan will be payback from you finish your education and half year term, at moment the interest is 12.9%. It means you do not warry about your money payback ...

keer_zhang 02.11.2002 (03.11.2002) · Read full review
Ciao members have rated this review on average: somewhat helpful
Review of Barclays Bank Loans