Cahoot Loans

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Reviews - Cahoot Loans

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Excellent

Low Interest Rates, Daily Iterest, Flexible

Online Account Only, Temptation To Only Pay The Mi...

~~~~ Update~~~~~ Cahoot are offering you the chance to earn £50 paid into your Cahoot Felxible Loan. All you have to do is transfer a balance of £1500 or more from another credit or store card before the end of December and you will earn the £50! The cash gets paid in February so you must still...

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Excellent

“The REAL Flexible Friend”

published 03/12/2001

Easy to set up. Very flexible. Competitive APR

Wouldn't let me have the full amount requested

The first section of this opinion relates to a personal loan that I arranged some months ago through Cahoot.com. The second section relates to the Cahoot Visa Card. 1. THE LOAN Anyone having an idle look through my opinions may notice that I seem to be in the market for a new car, possibly an...

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Excellent

“Be flexible”

published 14/05/2002

Flexible repayment, can borrow more (up to your ag...

Can't pay lump sums online

I choose Cahoot's flexible loan because of the advertised rate of 8% APR and flexible repayment options. It is unsecured, the interest is calculated daily and there are no early repayment penalties. Setting Up ---------- Applying online is easy, you need a secure connection, you fill in your...

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Excellent

“Cahoot flexible loans.”

published 22/06/2003

I was accepted where I have been refused elsewhere...

None yet really!

I have a graduate account with barclays with a lot of debt (£3000 overdraft and £3000 personal loan) and was finding the repayments on my loan quite high, so I approached barclays with the intention of consolidating loan, overdraft and £1000 credit card with another loan with lower repayments. I...

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Excellent

Lowest APR on the market at current

Can only be applied for online

This was my first ever loan application, and although I thought I would be baffled by all the legal jargon I found the cahoots loan very easy to understand! I took a fixed rate loan for £1000 at only 5.9%, I am borrowing it over a period of 12 months and only have to pay them a total of around...

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Super

Great new approach to online personal loan applica...

Yet to find.

I was trying to get a loan for about xxxxx amount in June this year to clear of some debts and use the rest of the money for other things. But, I was keen on low APR. I was not interested in just any loan as it was not desperate situation. The particular reason for applying for loan was I did...

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Excellent

Great APR, plus a loan where YOU are in control

I'm still waiting to find the catch!!!

If you're in the market for an unsecured personal loan, and you don't mind banking on the internet, then Cahoot's flexible loan should really be at the top of your short list. Cahoot is the online bank that's part of Abbey National, and unlike most places, they won't accept you at all unless you...

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Excellent

“Cahoot - Fixed Rate Loan”

published 30/03/2004

Low APR, Easy to use website

Only available on-line

This was my second loan from Cahoot, I had a £4k flexible loan which I then consolidated, along with other debts into a £7 fixed rate loan. I choose the fixed rate (currently at 5.9%) loan over the flexible, as I want a definitive end date to the loan. Although the flexible loan was, well...

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Not for me

“Cahoot Fixed Rate Loan”

published 02/01/2007

Ease of opening an account

No flexibility in fixed rate loan account

I took out a Fixed Rate Loan with Cahoot to purcase a car for a 4 year term. I chose Cahoot as it was listed on the 'Autotrader' website and the APR was very competitive. It was easy to apply for and the cash was available within a week of applying - so far so good. After 18 months, I decided to...

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Not for me

Can withdraw up to credit level

Increasing APR when they decide on existing balanc...

I am very unimpressed with a cahoot personal loan. The one thing i did find when taking out a loan was they had a great user friendly web site that was secure and easy to use this is what prompted me to use their service but i wish i hadnt I took out a flexible cahoot loan about 4 years ago and...

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Excellent

“cahoot..excellent”

published 20/05/2003

keep track of amount owing online

none as yet

I changed to cahoot personal loan 1 year ago and cut my interest rate for my car from 28% to 7%. It is easy to apply for you just fill in the online application form tell them how much you want to borrow, what you would like your initial withdrawal to be and are told straight away if you have...

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Excellent

“cahoot flexible loan”

published 20/10/2002

competetive apr just 7%. flexible loan. no early s...

can take two weeks to set up.

cahoots flexible loan was the perfect solution in re organising my personal finances. i initially only applied for the loan because the 7.0 % apr was the lowest i could find anywhere. within a week of applying a copy of terms and conditions and a copy of my credit agreement arrived through my...

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Not for me

They're keen to get you on board.

A rapidly increasing interest rate once you've sig...

I recommend everyone avoids the Cahoot Flexible Loan. I took a loan with Cahoot out about 3 years ago, at an interest rate of 8.4%. Within a month of taking it out, they increased the percentage rate to 8.9% and then gradually increased the percentage rate over time until I am now paying 14.9%...

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Not for me

Simple and quick online application, excellent in...

After 1 year, they increased my interest rate fro...

I took my flexible loan in good faith just after buying my first house seemed like am excellent deal without any catches. I realise that it was a "flexible" loan and the interest rates can be subject to change, which is clearly stated in my terms and conditions. However what is NOT stated is that...

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Super

“Flexible loan”

published 01/04/2004

Flexible Loan

It means the interest rate is not set and can go u...

I found it quick and easy to set up and also had a quick response to any of my enquiries. The advantage is that its flexible so at times of the year when you need more money you can make the minimum payment and when you have a bit more money you can overpay as much as you want without being...

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Efficiency of service
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