Capital Home Loans > Reviews

Advantages: Courteous staff , often on a first name basis. offer good self cert
Disadvantages: Not the cheapest rates but serve a purpose

Never had any problems with this company They gave me a decent mortgage and have been efficient and polite through out. Their offices are much better run than most (I am in the industry I know!) Everything I have asked of them they have provided me with really quickly. I have never had to ask for anything more than once! The application stage sailed through with no hitches to the point where the vendors of my new property left me a note thanking ... Read review

Advantages: Lend Money on most types of property
Disadvantages: Hard to get through on phone, but use faxes and just keep sending

I have a different experience when dealing with CHL. They are easy to get Mortgages with and some of their products compare well. We use CHL as a set up and walk away company. If you're looking for a long term good rate and dont mind paying set up fee's these are good. We base our sums over a three year period, CHL comes out good. However if your always chasing and moving mortgages to keep rates low then these are not the best. In our experience it ... Read review

Advantages: none
Disadvantages: Ripped off

...who arranged a mortgage with Capital Home loans, they were made aware of the financial history and agreed to give a mortgage at 10% As my daughter had no other option she agreed hopeing to go to work once the child was born this she did. Her husband has now closed down his business before he ran into debt and is now a selfemployed taxi driver.As he has no new accounts to show it will be three years before they can get out of the grip of Capital Home ... Read review

Advantages: Will give mortgage to pretty much anybody
Disadvantages: Unhelpful staff, incorrect redemption statements, high interest rates

Please dont use this company as your mortgage provider unless you have tried every other avenue. When starting out on the property ladder as a self employed person they were one of the few to offer me a mortgage. The application was agreed in principle but then the trouble started!!! Nothing went right but eventually I got the mortgage (short story!). When it came to leaving CHL and moving to another more competative mortgage provider the troubles ... Read review