Rating Summary based on 21 reviews
Advantages Introductory interest rate of 0%, free travel insurance.
Disadvantages High interest rate on cash advances and transfers
Advantages Interest Rate, No Fraud Liability, Choice of Statement Dates
Disadvantages Minimum payment of 3%
Advantages 0% on purchases for 6 months
Disadvantages Hmph - they have raised their standard rate to 15.9%APR at a time when interest rates are falling, 0% on purchases for 6 months, Average balance transfer rate
Advantages Great Credit Limits
Disadvantages Don't Forget to pay the bill!
Advantages Low APR, 0% offer, cash back
Disadvantages May use high hand tactics to increase their profits
Advantages 0% for first 6 months, also sensible credit limits.
Disadvantages The 6 months has to end sometime :-)
Advantages Good long term low interest rate
Advantages Fantastic fraud protection
Disadvantages Easy to run up debts
Advantages Appears to be a good APR - initially
Disadvantages Incorrect rates set, very poor customer service, lack of customer empathy and concern