Advantages: takes control of your debts Disadvantages: none
Debt is quickly becoming the curse of modern living. Not only is life becoming expensive in the western world, the pressures of fashion and status require many of us to spend money on things that we feel we should have, rather than things that we actually need. Upgrading the car, building an extension, the right school for the children, the flash holiday, all concepts alien to the "make do and mend" philosophy of our grandparents generation but all ...
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Ciao members have rated this review on average very helpful
Advantages: Knowledgable, Friendly, Truthful Disadvantages: Call centre, so not everyone deals with you the same way
...not all your payments to Churchwood goes to your creditors but then agin, you can't expect them to work for free - 15% (subject to a minimum £30) of your monthly payment stays with them. I feel it's worth it as I personally haven't had to talk to a creditor in about 6 months!! ...
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Ciao members have rated this review on average helpful
After great service I am now having trouble getting them return my "over payments" I settled my debtors 2 months ago and now I getting the "its not our department that deal with this" treatment. Letters have not been answered and they are still sending me statements as if payment is going to the debtors. Is this legal? I cant even get a contact name over the phone. DO NOT USE THIS COMPANY UNDER ANY CIRCUMSTANCES. I am giving you facts
Ciao members have rated this review on average helpful
Advantages: None Disadvantages: Very high fees, no debt management performed
...please, please never ever use Churchwood Financial Ltd (or any of the other companies they trade as).
I went to them because my repayments and interest were becoming unmanageable. When I finally left them almost six months later, I was simply more in debt than when I started.
They promise to take care of everything... If only this was even half way true. They promise to liaise with creditors, set up repayment agreements that will stop your interest ...
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Ciao members have rated this review on average helpful