Advantages: free £500 overdraft, able to draw money from all ATMs without charge,free internet banking Disadvantages: no high street presence apart from London
I opend an account with Citibank about five years ago and since then I havent even thought about moving the account elsewhere. I previously had current account with Natwest and then Barclays and I had to close both the accounts within few months.
I went to the Citibank branch in Oxford street with all my details (passport, salary bills and so on ) and my account was opened straight away and made use of the free foreign currency service just prior ...
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I changed to Citibank about a year and a half ago having got fed up with the charges being levied by my prior bank.
* The internet service is excellent.
* You get free telephone banking (with a freefone number).
* You can use nearly every cash machine available (including abroad) free of charge. I have yet to find a cash machine that I have not been able to use.
* You get a free £400 overdraft.
* You get a free US dollar saving account, should ...
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Advantages: Online Banking, Great customer service Disadvantages: Nothing as far as I know
...on the other hand
But Citibank in India made my life very easy. I do not have to go to the bank unless really required in cases like to apply for a new debit card since you have lost one.
Even the opening of an account is so simple and secure because, one of my friend at work wanted to open an account with citibank and requested our HR to contact them on this regard. Surprisingly, an executive from citibank came to our office with all the forms ...
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Advantages: Services Disadvantages: Lack of branches
...still being serve as a citibank priority customer in any country. Imagine yourself carrying a Citibank cash card or credit card, you will immediately be rcognised by the merchants. I experienced this before. This make you fell confident when travelling overseas. ...
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Advantages: Well known global bank, Good products. Disadvantages: Lousy call return rate.
Citibank are the only bank I know of to offer an interest and fee free £500 overdraft in the UK. Other products are as good, travel fx, Libor mortgages, etc
It has the added advantage of being truely worldwide eg phone banking from the many countries they serve is free and in your home language.
There used to be a low income criteria (£20k = UK national average wage)for becoming a member but it was removed, I don't think I came back through ...
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Advantages: available worldwide Disadvantages: marketing and mortgage department
I have used Citibank for both my private and my company(not available now) accounts for a number of years. I travel all over the world with my job, and can use my cash card anywhere I go as it has all the links that you want on it. In addittion the card doubles as a debit card, and a credit card abroad.
There are very few branches, but you can use Lloyds TSB to pay in any cash/cheques. Most banking is done over the phone, which is freephone and ...
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Advantages: Friendly, courteous service Disadvantages: Not too many branches around
I moved to Citibank about 2 years ago now and have never had a single cause to complain about there service (both attitude and level of). Compared to my old British bank who seem to take their customers for granted and charge them for the privilage, it's a refreshing change to be treated like you matter.
Their internet banking service, whilst I must admist is not the most sophisticated and all embracing that I've seen, it does everything I want ...
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Advantages: Global reach, good internet access Disadvantages: Customer Service
...to be a fan of Citibank - a big fan. I have four accounts with Citibank in three different countries. I used to rave to friends about them:
- free ATM access
- no account charges
- ability to transfer money internationally without charge
- good internet access
No more. I have turned from apostle to terrorist, from Paulus to Saulus. I have not yet moved my accounts because of the hassle involved - but I want to warn others.
What turned me ...
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Advantages: Worldwide; Large Bank; Phone Banking Disadvantages: Limited UK Branches; Poor Personal Contact
...**
I have just down rated Citibank to 'Poor' and can no longer recommend this bank to anyone.
Recent appalling service is leading me to the conclusion that they no longer care about retaining my custom and I am now looking to a new provider ....
The reasons:
(i) recently, Citibank took down the entire online and telephone service for 3+ days without notifying me in any way. Claimed letter never arrived. They were so sorry but there was no ...
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Advantages: Interest, overdraft, freefne customer services Disadvantages: takes time to answer
Open a citibank bank account and you can get a FREE flight or Eurostar ticket to Paris or Brussels.
The only CATCH is that you must either leave £2,000 in the account for 32 months OR have your salary transferred.
Other advantages include:
a reasonable (2.5%) rate of interest on your savings.
Not the best, but not the worst either- and very good considering that you have use of cashcards and cheques for free.
An interest FREE overdraft ...
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Advantages: None that I can think of Disadvantages: Numerous, appaulling service levels, unacceptable delays in clearing checks
...open a bank account.
We chose Citibank because we believed that being part of a US owned operation, we would get the standards of service to which we have become accustomed from AmSouth, our bank in the US.
Nothing could be further from the truth. Whereas in the US, a bank will take a MAXIMUM of 3 days to clear a check, Citibank took 14 working days to clear our bank cashier's checks. This would have been hard to accept had the checks been written ...
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Staff courtesy
Promptness of service
Efficiency of service
Competitiveness of char...
helpful
08.08.2000
Quick review of Citibank Review ofCitibankby
Venukiran
I have a bad experience with CitiBank. I paid my mobile postpaid bill through CitiBank online utility Payment. Even after 4 days the amount is not received by my mobile service provider. Still there is no response from the citibank. I recomment not to use CitiBank Utility Payment service. Venu (p_venukiran@yahoo.com)
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Advantages: Lots of free perks, excellent customer service Disadvantages: Few branches
...transfers of money to other Citibank accounts in the U.S., India and Mexico
* No charge for using cash machines anywhere in the world
* No fees for purchases made in foreign currencies
* The ability to make deposits of cheques drawn in U.S. dollars or Euros with no extra fees
* Free travel insurance with really good cover for you & your partner for the first year after you've opened your account
The above features should convince you that this ...
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Advantages: Worldwide access to cash dispensers, phone and internet banking, international freephone numbers, savings accounts available in all major currencies, free banking, ability to pay in cheques for free at Lloyds bank branches, £500 interest free overdraft. Disadvantages: Not the highest interest rates for savings, not available to low earners.
Since I opened my Citibank account three years ago, I have not looked back. The service has proved to be extremely reliable and error free, unlike my experience with other banks. It is only when you hear of the experience of others that you realise how lucky you are. Recently my partner tried to transfer some money using the telephone banking service of a major high street bank. It was only when she tried to make the transfer that she discovered there ...
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Staff courtesy
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Efficiency of service
Competitiveness of char...
helpful
22.08.2001
(15.08.2002)
Quick review of Citibank Review ofCitibankby
laughorcry
Oh yes. I am one of the suckers whospends a lot of time in both UK and Europe and therefore needs to have easy access to money in different currencies. Citibank does offer some savings on inetrantional transactions, but their costomer service is appalling.
In fact, my husband and I have nicknamed them Personal Wankers, not Personal Bankers. Good Luck.
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