Ciao - for people with opinions

Latest reviews Latest questions
Write a review Latest videos
Special offers
Home > Finance > Banking & Personal Finance > Credit Cards > Debenhams Store Card
No image available

User Reviews

for Debenhams Store Card

Rating Summary based on 14 reviews

  • 5 Stars
    		3
  • 4 Stars
    		5
  • 3 Stars
    		3
  • 2 Stars
    		2
  • 1 Star
    		1

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 2.6
  		• 1.9
  		• 4.4
  		• 3.4
  		• 3.9

Review attribute filters

Previous page Next page Page 1 of 2 | 1 to 10 out of 14 Review(s)
  • 39 of 40 Ciao users found the following review helpful
    Picture of robynpennock

    robynpennock

    4 Stars The Debenhams Card 28/10/2005
    User recommends the product

    Advantages Advantages Discount and bonuses

    Disadvantages Disadvantages APR

    Now I work for Debenhams, and have done now for a year and if there is one thing I have to do, it's to be able to process account cards. There have been some modifications to the old store card and a new MasterCard has been introduced, but I'm sure you will find all the information you need below! . THE APPLICATION. The application for a Debenhams card is pretty much the same as before, except now it is a dual application you are considered for a Debenhams store card and a Debenhams MasterCard (explained later on in DEBENHAMS MASTERCARD section). There is the written application, which I would ... more
  • 27 of 27 Ciao users found the following review helpful
    Picture of dabmim

    dabmim

    2 Stars PAYING TOO MUCH 25/11/2003
    User doesn't recommend the product

    Advantages Advantages Discounts, specials

    Disadvantages Disadvantages interest rate

    I like Debenham’s, they sell just about everything you can possible want – and despite their prices being on the steep side I usually buy my kitchen stuff there and other bits and bobs that we find difficult to get anywhere else. So I guess it was natural when we were asked if we wanted a Debenham’s card by store staff – to answer “Yes”. A week or so later our card came along and we began to use it. We used our card and then the company behind the card ‘G E CAPITAL BANK’ increased our credit limit, and so they continued to do so until it reached its present limit of £8000 and was ‘promoted’ ... more
  • 57 of 57 Ciao users found the following review helpful
    Picture of criple

    criple

    5 Stars Is This Card An Ace Or A Joker 31/12/2002
    User recommends the product

    Advantages Advantages Nectar Points, Discounts, Sale Evenings

    Disadvantages Disadvantages Interest Rate

    With so many cards to choose from you may be wondering if it is still worth having account cards for the big organisations such as Marks & Spencer and Debenhams. These cards are also known as store cards and generally speaking they may only be used at the store named on the card. Some cards like the JJB Sports card have many different partners where you can shop, it goes under the name of a Duet card and you may use it wherever you see the Duet sign. It doesn’t seem to matter if you can use the card at one store or many, as there is one factor that remains the same, high interest rates. I have ... more
  • 46 of 46 Ciao users found the following review helpful
    Picture of zoe_page

    Level 8 zoe_page

    Member since 08/07/2001

    Reviews written: 871

    4 Stars The Blue and The Gold 30/10/2002
    User recommends the product

    Advantages Advantages Discout weeks, sale preview evenings, 10% off for the first week

    Disadvantages Disadvantages the interest rate - ouch!

    First things First. ---------------------- Although I don’t have and never have had a typical Debenhams store card as such (I had the staff discount credit card) I feel I am qualified to write this opinion due to the fact that I spent two years working for Debenhams, almost exclusively in the Customer Accounts Department. The Basics --------------- There are two types of store card available, the standard blue card, and the more beneficial gold card. You cannot apply for a gold card though – basically you have to fulfill the requirements (see below) and the kind people at GE ... more
  • 33 of 33 Ciao users found the following review helpful
    Picture of jonathanw3

    jonathanw3

    3 Stars Debenhams do da dirty 16/01/2006
    User doesn't recommend the product

    Advantages Advantages Rewards, Special member nights, pre-sale information, money off vouchers

    Disadvantages Disadvantages HIgh interest on cash and purchases, High fees if anything goes wrong

    I went into Debenhams in Wigan in the North West and was about to spend around £100 pounds on clothes and various other things. Anyway I had remembered watching a programme on store cards. They said that they are excellent to have so long as you don't misuse them. They also said that you received 10% off on purchases when you open an account. I looked around the store and found a little card explaining a little about the card. I noticed that you got ten percent off purchases when you opened an account. I thought that if I did not use it again at least I have saved over a tenner on my purchases ... more
  • 18 of 18 Ciao users found the following review helpful
    Picture of rss2k7

    rss2k7

    3 Stars Debenhams Card - Current Member Of Staff 24/10/2007
    User recommends the product

    Advantages Advantages First week 10% discount, and regular special offers/vouchers

    Disadvantages Disadvantages High APR - and pressure on staff to open accounts

    Firstly of all i would like to point out that i currently work in Debenhams and therefore i know more about the advantages/disadvantages of having a debenhams card than some people who have written their reviews on the site so far. Also there have been a few changes particularly to the "account cover" side of things over the past few months so it is also worth considering those. Opening your account It is extremely easy to open your Debenhams account, in fact every member of staff who serves you at the till point WILL ask you if you would like to open one (it is a test shop requirment...if we ... more
  • 27 of 27 Ciao users found the following review helpful
    Picture of blondgem

    blondgem

    5 Stars Handy Little Card 21/06/2008
    User recommends the product

    Advantages Advantages -

    Disadvantages Disadvantages -

    I have had a Debenhams store card for many years now, as you or may not read my Debenhams review, I can spend an awful lot of time in there and an awful lot of money. Debenhams store cards are issued by GE Money, one of the main companies that department stores, such as Debenhams go through when arranging a store card. Its an ideal piece of plastic if you shop a lot in Debenhams and works like any other store card. When you first take out the card you will be asked to fill in an application form in store so they are able to contact GE Money to see whether you would be accepted for a card. As ... more
  • 9 of 11 Ciao users found the following review helpful
    Picture of NTRob

    NTRob

    3 Stars Do you really need this card 09/03/2003
    User doesn't recommend the product

    Advantages Advantages Great place to shop, good bonuses

    Disadvantages Disadvantages APR%

    I bought an expensive coat from debenhams so I signed up for the card and got a 10% discount worth £15. I'm your typical male I don't exactly live to shop for clothes. However the main advantage of the card is you get occaisional mail that allows you to get what are really quite good offers. e.g. 10% weeks, mega day events, sales and of course nectar points. I've used the card for 2/3 years now and the disicpline you need to make it work for you, is to pay off the balance every month. If not the interest rate soon swallows up any saving you might of made when you bought your goods!! If you ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of djdeag

    djdeag

    4 Stars Debenhams Store Card Pros + Cons card? 14/11/2006
    User recommends the product

    Advantages Advantages Discounts

    Disadvantages Disadvantages High APR

    I first became aware of this account card when my mum first applied for one many years ago. This account card has a first downer of being a very high APR of which in my mind has a big red cross over it, but the benifits of the card if used to its full potentional can out weigh and avoid the bad. As many credit cards and store cards have, this card has an intrest free period of purchases of up to 56 days of the purchase providing the balance was cleared and payment was on time on the last statement. There are 2 different types of account cards the blue and the gold. You can only apply for the ... more
  • 25 of 27 Ciao users found the following review helpful
    Picture of Daniel_Kemp79

    Daniel_Kemp79

    2 Stars Why bother 08/05/2003
    User doesn't recommend the product

    Advantages Advantages 10 percent off on many occasions throughout the year

    Disadvantages Disadvantages You may well be bankrupted

    Having worked for Debenhams, I am among the people who put their ethics and morals aside and pushed this card to customers for all its worth, with a lot of success. From a sale's adviser's point of view, it's fairly easy to sell: "Would you like to open an account and save 10% NOW and for a WHOLE WEEK!?" Not only that, but it's easy to open (providing you're dealing with a competent member of staff); there is a high acceptance rate from GE Capital, the bank that deals with the account; you save 10% or more throughout the year at various "mega days" and account evenings (but you may have ... more
Previous page Next page Page 1 of 2 | 1 to 10 out of 14 Review(s)