Advantages: Cheap, you can choose not to pay for some services, they will actully insure my car. Disadvantages: You can't use them if you're a bloke.
...doesn't apply?
I found Diamond via the confused.com website. I have quite a low opinion of the insurance industry which is probably not merited but for the most part I believe you are paying to comply with the law and not much else.
At this point I should say that Diamond only provide insurance for women drivers (sorry boys). The rationale for this is that statistically women drivers have less accidents than men and so if they aim at just women ... ...people I spoke to at Diamond were excellent, whether I was being given priority because I was a referral from their parent company's website (confused.com) I don't know. However they took me through the process step by step, we checked the details they had for me were correct and then, joy oh joy, their policies turned out to be modular so they gave me options, options which entailed them VOLUNTEERING information to me about things most insurers ...
Sweary 13.11.2003
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: Excellent prices (obviously this won't apply to everyone), Willing to insure male partners as named drivers, Easy to get quote online, Call Centre helpful during office hours Disadvantages: Call Centre switches to a foreign call centre out of hours and is useless then!
Diamond specialise in car insurance for women. Background Information and Some Interesting Statistics...
In many instances, with all insurance companies, women can often receive cheaper insurance quotes than men... the reason for this? Well, according to information Diamond have collected women tend to be involved in the same number of accidents as men, but those accidents don't tend to be quite as serious. Because of this, when a man makes a claim ... ...that are considered "safer".
Diamond make a suggestion that they feel this trend is likely to change (and is probably changing now), but they confirm that "until the statistical evidence shows that there has been a swing insurance companies will still rate women differently from men". Good news for women then!
(Obviously all insurance companies have this information, it's just that Diamond chooses to use this information to help market itself towards ...
angeelu 19.04.2004
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: Generally Cheaper Disadvantages: If you have to make a claim you're on your own
...make it any easier!
Diamond - The company
Diamond is owned by Admiral Insurance which own a host of other insurance companies including Elephant. I was always amazed how I could get radically different quotes from different companies all owned by the same company, however I suppose I never delved into the small print of each so there may well be a valid reason for this but anyway I'm wondering off the point here! The company operates on the premise ... ...basis by insuring woman only Diamond can offer women lower insurance premiums. They do allow males to be insured but only as named drivers
The policy
Having seen various television advertisements, speaking to a friend insured by them and receiving an outrageous renewal quote from my existing insurer (Admiral?!) I decided to check them out. I must admit my experiences from getting the quote through to being insured were perfectly fine. Diamond is ...
maz2909 04.11.2005
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: Willing to match quotes and very approachable Disadvantages: None
...really prefer to stay with Diamond and wondered if you could help me and possibly match Swift's quote ?" Again, sickly sweet voice used.
Anyway, to cut a long story short - Andrew did his utmost to help me and matched Swifts' quote.
So it does go to show that you don't have to take the first price they offer, barter with them.
Am really pleased I'm still with Diamond as I have been a customer for several years now. They're so easy to deal with ...
emma_prettyinpink 11.02.2009
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: Beat the insurance giants with just one call! Disadvantages: None
...risk category. This is where Diamond excel in providing insurance at a much lower cost than anyone else. When I started driving my own car at 19, I did the mandatory phoning through every insurance company in the Yellow Pages. Time after time I was being quoted in excess of £1000 which is totally unacceptable. I spent that much on the car itself! I soon realised that it was going to be more expensive for me anyway as this was my first year driving, ... ...I would have gone through Diamond again. I will do so when my insurance is up for renewal later this year.
Diamond do have a monthly payment schedule as well, but the interest is high, like with the majority of companies.
So, advice for anyone out there wanting much cheaper car insurance, (and actually getting cheaper insurance), I highly recommend Diamond. It's a bit more well known know than a few years ago, but the company are doing very well, ...
Nicola21 17.04.2001
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: Girl only cover Disadvantages: Girl only cover
...disagree with the statement that Diamond attracted me with. This was that Women are more careful drivers than men. He claims that they are more dangerous when he is cursing and moaning about being stuck behind someone that is driving slower than he is.
Well the facts don't lie do they? If they did, companies like Diamond would not be able to function or offer their great cover.
However, saying this, Damond do state that generally Men have as many ... ...savings on to us.
Diamond are an Insurer simply for Women. They claim it was created by women for women.
Their website is worth a look.
www.diamond.co.uk
You can find out about all of their other services here.
This review is about the Motor Insurance so I will continue with that.
The services they provide are very thorough and give you great protection.
One of their policies gives you:-
* 24hour Accident Helpline * Convenient monthly instalment ...
romybuzzer 19.03.2002
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: None whatsoever Disadvantages: Should never be touched with a bargepole
...we're still dealing (unsuccessfully) with Diamond and all their other companies. The following is a letter I sent to my own insurers in exasperation!
This is a long-standing case dating back to an incident on 17.08.06 at which I was not present. My husband was stationary at a roundabout behind the claimant’s, Renault Clio which was also stationary. The Clio started to advance and then stopped and unfortunately my husband bumped into the back of ... ...constant telephone calls from both Diamond Insurance and (if I remember correctly) Royal Sun Alliance regarding verification of this incident. We gave all details that were requested of us including full Volvo Owners Insurance policy number and address and the registration number of our Volvo. Still we received repeated telephone calls from Diamond requesting again all the details that had already been supplied to them. Each of these telephone calls ...
VivMorris 23.06.2007 (18.06.2007)
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: courtesy car if your car is being repaired Disadvantages: get left high and dry if your car is written off
...town for 8 weeks until Diamond finally gave me my first cheque. My insurance was fully comprehensive. Their offer was over £1000 below the list price for my car and I rejected the claim. (I had checked my facts with a friend who works in insurance). Diamond eventually gave me another £200.
My insurance had been renewed on 4th January and I crashed on 6th January - Diamond therefore deducted the full years insurance premium from my settlement, leaving ... ...Yes, they are entitled to do this, it is in their small print - but that, coupled with their insult of a settlement has left me fuming. Needless to say, I have not taken out further insurance with them.
My advice - dont be taken in by their friendly "women only" service. It wont help you when you need it most. ...
Kymbo 15.03.2003
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: cheap Disadvantages: fine until you actually have an accident
...had been insured previously with Diamond and switched last year as elephant.co.uk gave me a better offer. This year my parents had offered to pay for my car insurance as I have gone back to studying full-time to do an Msc in speech therapy. I dutifuly searched many insurance companies to get the cheapest quote as i did not want my parents to have to pay any more than they had to. Diamond were the cheapest by about £100 so I took the insurance out ... ...my mum ended up phoning diamond for me and reporting the accident. They were very helpful on the phone and since the only damage was a broken headlight and a rather smashed in bonnet i thought things would be fixed in no-time especially since i live next door to the garage they recommended to do the repairs! The man from the garage came over to look at the car the very next day and said that as the car was 12 years old it is possible Diamond may ...
londongirl78 22.01.2005
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Ciao members have rated this review on average: very helpful Review of Diamond
Advantages: cheap competitive womens only insurance Disadvantages: None
I was recomended Diamond by Elephant Insurance who incidently are part of the same group. I had received an excellent quote from Elephant but unfortunatley they did not offer payment by instalments. I tried to obatin a quote from the Diamond website but kept getting technical difficulties so decided to call them for a quote. The telephone number was free and the call was answered very quickly.
I obtained a quotation for my car which was actually ... ...this was because Diamond specialises in women drivers and offers discounts to all female that they insure. However the interest rate was 8.5% which pushed the price up quite a bit.
I decided to go ahead with the policy and paid a deposit by credit card over the telephone. This was the equivilant of just over two months instalments. After accepteing the quote I was given quite a bit of information about my insurance and rights by recorded message.
...
helen201274 02.05.2003
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Ciao members have rated this review on average: helpful Review of Diamond
Advantages: Low premium, for women Disadvantages: everything else
...girlfreinds experiences with them.
Diamond are a very appealing organisation and theyre right about theyre premiums, they are very low. My girlfreind has her insurance with them and they beat her best quote by about £200, she got her first year of insurance for just £890, we thought this was great, until we looked into it abit. Diamond take of the majority of features that all the major insurance companies provide e.g. legal expenses. You can however ... ...Diamond do say that they are made for women. And as women do generally have less claims, being safe drivers i can see how they have decided this. But they do take the micheal abit. I got a quotation for my first year and it quoted over £3000, i then changed two details, My sex and title, from male to female and mr to miss, the price shot down to £950, i was amazed and disgusted how they can stereotype men in such a way.
Never the less they did quote ...
bob_j4 21.06.2005
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Ciao members have rated this review on average: helpful Review of Diamond
...driving since 2005 and chose Diamond because after looking around it was the cheapest for me , so have been with them since 2005. The diamond website was very easy to use to simply search for a quote and also to begin the process of insuring with them, they also saved the quote you find for a period of time without it changing, giving you time to think about it. What also attracted me to diamond is that they are one of the only companies to have ... ...it's no good splitting it down middle if that isn't what it would cost you to get insured.
I think diamond are doing a brilliant job and the customer service people are friendly and professional. I have had no problems with them so far.
I highly reccommend them! ...
missgiggles22 11.07.2007
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Ciao members have rated this review on average: helpful Review of Diamond
Advantages: Cheap Disadvantages: dont get me started
...he was in court.
Diamond refused to do anything until they had a letter from the police to confirm that i was telling them the truth. Once they received a letter, the next stage was to get my car fixed. Diamond had the cheek to ask me to go round all the garages in my area to get quotes (remember i had no car!!) I refused to do this, so they sent it 40 miles away. After about 2-3 weeks of having no car, i finally managed to get a courtesy car from ... ...had to do the phonecalls to get the car. I only had it for 2 weeks when they took it off me. Another 2 weeks later, they inform me that my car was unrepairable (write off) they offered me £3000 less than what i paid for my car 1 year earlier. They also took the excess and all other charges and it turned out i saw next to nothing.
Will definately not be touching any more women only insurance companies!! ...
shanesam 15.05.2003
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Ciao members have rated this review on average: helpful Review of Diamond
Advantages: Cheap Insurance Disadvantages: Trying to make a claim
...garage got in touch with Diamond they were told that they didnt have any hire cars available - they said that it is always difficult if you have an accident at the weekend because they dont have enough cars to go around on a Monday, the girl said that it was better to have an accident mid-week - I must remember that in future! My hire car was due to be delivered on Tuesday morning and eventually arrived at 10pm, I was also surprised to be told that ... ...car, I had not seen any mention of this in the policy, but I was assured that as the accident was not my fault, I would be able to claim this back from the other driver. Despite numerous calls to Diamonds solicitors, the claim is still outstanding - my accident was on 10th February and now over 3 months later I am still waiting for settlement. The other driver admitted liability so why it should take so long I really dont know. What I do know is ...
gillacs 15.05.2002
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Ciao members have rated this review on average: helpful Review of Diamond
Price
Service
Efficiency
Quick review of Diamond
Extremely disappointed with this insurance company. My car was stolen and written off and they never paid out. Very small clause hidden in my policy to say if I knew the person who stole it you get nothing!! My brother stole my car whilst I was out of the country on holiday - not my fault as he had no permission to use it - however, this made no difference to Diamond - so if it wasn't bad enough that I lost my car, was sadly betrayed by a family member, but then lost it all because I had no insurance cover either !! thanks for nothing !! ...
puf1973 09.08.2007
Ciao members have rated this review on average: helpful Review of Diamond
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