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Direct Line Insurance plc

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1-13 of 13 reviews of Direct Line Insurance plc sort by Usefulness | Product rating | Date

 

Their Direct Line Was To Bully Me To Submission

Advantages: Good if your training for hostage situations
Disadvantages: I was treat like low life scum in my own home.

...by and on behalf of Direct Line PLC; he explained he was a consultant and that he was to go over some abnormalities in my claim. Ok I thought fair enough I mean my financial position was bad at the time this may have raised a few eyebrows of suspicion I could see it from their point of view and half expected to be asked a few hairy questions. So he sat down in my front room and out came a Dictaphone, oh here we go I thought I could see where this ...
...done and it is all direct lines fault for rendering the services of this horrid tyrant and ever letting him loose on the human race. THE OUTCOME As you can guess direct line refused to pay out on my claim and cancelled my policy with no redemption for the 5 months left to run on it and no apology for the way me and my family and friends were treated. Like I said they took one look at me and my unfortunate situation and instead of treating me like ...

KRISPY13 26.02.2008 · Read full review
Ciao members have rated this review on average: very helpful
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Home Contents Cover - How Customer Service SHOULD be...

Advantages: Value for money, excellent cover and speedy, courteous service.
Disadvantages: Compensation is paid is in form of gift cards to specific retailers. Cash would be more flexible.

'''BACKGROUND''' As a Direct Line (DL) car insurance customer, I was offered the opportunity to take out home contents cover at a special 25% discount for existing customers. Having been with Norwich Union (now Aviva) for a while and experiencing ambivalent service when I needed them, I decided to go for it. Norwich Union may have “quoted me happy” when I first took out cover, but their renewal premium (I had made no claims at he time) left me cold ...
...haven’t looked back since. '''HOME CONTENTS POINTERS''' Here are a few tips for the uninitiated on home contents cover. Often people base their purchasing decision solely on the premium, but is vital to compare like for like when trying to decide between potential providers. Look at the small print and make sure that the features you want (such as cover away from the home, bicycle cover, the amount of excess, contents of fridge and freezer, legal ...

Hishyeness 10.03.2009 (28.04.2009) · Read full review
Ciao members have rated this review on average: very helpful
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Low cost high insurance

Advantages: competitive prices, loyalty discount, excellent cover
Disadvantages: none

...Having our car insured with Direct Line for a couple of years and being happy with the service, we rang for a quote. The telephone operator was very helpful and suggested several policies, outlining the advantages and benefits and gave us the prices for each. The quotes were very good and when we told her that the car was insured by them, she informed us that we were entitled to a discount of 25%. A good selling point - if the policies matched ...
...were after but we asked for a couple of days to consider - we were given a reference number so we would not have to go through the whole process again - very useful! The following day we called to accept the policy and were insured from that moment even though the money would not be taken from the bank until 3 weeks later. Instant insurance and peace of mind. We saved about £10 per month compared to our previous policy with the same cover. It's ...

mareth 05.03.2001 · Read full review
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Excellent service

Advantages: competitive, easy to claim, well trained staff
Disadvantages: pay interest if you pay monthly

...building insurance have been through Direct Line for the last five years and I really cant rate them enough. It was really easy to start the policies as it was all done over the phone and then they send you the policy through the post which you sign. You are sent a booklet which explains exactly what you are covered for and what you are not. The biggest downside with Direct Line has to be the fact that if you want to pay monthly then you have to ...
...destroyed everything in its wake! Direct Line was fantastic and helped us very step of the way to make the claim quick and easy. I have made a couple of smaller claims since then, and again it was no trouble. You ring up and give them the details and, if its a straight forward claim, you will get a cheque within a couple of weeks. Top marks for Direct Line and their very well trained staff. ...

flossy 31.08.2000 · Read full review
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A customer oriented company

Advantages: Very good claims service, cheapish
Disadvantages: None

...than when I started. Direct Line should be commended for employing claims handlers with such "human" approaches, and this is not something I have come across in dealings with other insurers. The actual claims service for one claim was passed to a 3rd party and my replacement was with me within 1 week of making the claim. The 3rd party was a highly reputable high street name and I think this reflects the calibre of claims service DL are trying to ...
...competitive and I have scoured the internet and brokers for the cheapest insurance and they always come top or near to the top of the list. If yoou want a low cost insurance with the confidence that you are buying an efficient and sympathetic claims service you would struggle to find one better than DL. ...

Grebe 07.03.2003 · Read full review
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Excellent Value for Money

Advantages: Hassle free, quick service
Disadvantages: None that I can think of

...and because I was with Direct Line for my Motor Insurance they gave me an additional discount for holding more than one policy with them. At the same time as getting the discount on the Home Insurance they informed me I would get a discount on my Vehicle Insurance when it was due for renewal. Suitably impressed with the price I took out the policy, never expecting to need it. I was able to pay either in a lump sum or by monthly direct debit. I provided ...
...the full amount less the compulsory £50 excess. There was no need for an inspection or only using approved fitters. The carpet was fitted before the second payment went out. I am more than happy with the service that Direct Line have provided and would recommend them to anyone. ...

stevecook 06.07.2001 · Read full review
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Best of the bunch

Advantages: best deal, easy to use website
Disadvantages: none apart from losing good drinking money...

After seeing countless ads on the tv i finally took a look at their website, as i had just moved in with a friend from work and purchased a pc i thought i'd try a quote for home insurance. Everything was easy to follow and helpful links provided answers to any questions that appeared in my noggin.I entered my details and after a few minutes i was at the final part of choosing which type of insurance would suit me best.I was expecting a low quote ...
...rented the house. I had had a look at other companies but none came within reach of this quote of just £114 for one year's cover so i accepted and recieved a conformation e-mail and within a few days i recieved my policy details. So i thought i had bargain of the century until i noticed an ad for Tesco's home insurance, the company i bought my 21inch cheap tv from.i went for a quote after getting a bit worried, their site was a little more complicated ...

neo2k1 06.09.2001 · Read full review
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Cheap, cheerfull and awfull

Advantages: Cheap online policy, easy to fill in the online forms
Disadvantages: Policy Wording does not cover everything you need to avoid problems when claiming

My experiance of Directline is this I took out a policy with them and as a result of a fire at the begining of september 2003 I had to make a claim. The oridginal customer service person could not comprehend the fact that the fire brigade and council requested scaffolding to keep the building upright and as a result it was uninhabitable due to being completely gutted. I found their customer service staff unhelpfull and rude at times and take as ...
...Their online policy documentation fails to disclose they do not cover flat roofs if the flat roof makes up more than 30% of the properties roof, you may find your policy is invalid if you go to make a claim. failed to give vital evidence to the Finacial Ombudsman Service to assist with their investigation. nearly 2 years on and the claim is still not settled, I am out of pocket by rent for alternative accomodation £11,000 and local council account ...

Pat-UK 01.09.2005 · Read full review
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Excellent cover and service.

Advantages: Easy to claim, comprehensive cover
Disadvantages: None

I would recommend Direct Line Home Insurance to anyone who would listen. Last year, we were unfortunate enough to be burgled on Christmas Day whilst out visiting relatives. As you can image, I was devastated and wanted to get everything back to normal as soon as possible. I rang Direct Line on Boxing Day still very upset and they were brilliant. The staff were really friendly and helpful. They were well informed and dealt with my claim immediately. ...
...stolen items were replaced and I was given a cheque for the items they couldn't replace. Soon after, we moved house and transferred out house insurance accross to the new house. Since the burglary, our premiums have never gone up and we are really pleased with the service we got. I am now in the process of moving the car insurance over as well. A really good experience, made thing easier at a bad time and have been excellent ever since. ...

sheepykaz 08.10.2004 · Read full review
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Great service at a good price

Advantages: User friendly, Cheap, Good response to claims
Disadvantages: None

Direct Line are a company I have used for years and years. I always shop around when a renewal arrives, to make sure I get the best deal available. Between car insurance, house insurance and holiday insurance I must have had around 10 different policies with themn over the years. In terms of the quotes recieved, they are always competitive and very often the best I have been able to get. They made their mark by setting up telephone insurance a few ...
...usually take out the legal assistance insurance, and had to use it this year, and I would also storngly recommend this option. I still check renewal premiums but have actually started to use direct line in preference to others if there is only a relatively small price differential. ...

Woodster 26.07.2001 · Read full review
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Unbeatable quote

Advantages: cheap quote, good cover with policy
Disadvantages: web site slow

I have a small flat and don't need much in the way of insurance, so i was quite happy with the policy i had (not directline). This was until the renewal came through and the company put the excess up 50% and increased the premium. I decided to shop around to find a better quote, and I came upon the directline web site (www.directline.com) and found I could get a quote instantly. The web site is really easy to use you put in your details( name, ...
...for your quote. You can pick your excess, the level of cover you require, any extras such as legal protection, accidental damage etc. Your quote will be displayed at the top of the page, depending on what you choose. There are also pop ups to expain what the different terms mean i.e. accidental damage cover. You can save your quote and return to it at a later date if necessary. There is also a phone numbre to ring if you need advice, or extras ...

colly22 08.02.2004 · Read full review
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Direct Line - Tops for Home Insurance

Advantages: Cheap, Efficient, Easy to use, Excellent customer service
Disadvantages: None so far!

Having used Direct Line very successfully for a number of years for car insurance, I decided to give them a go for my buildings and contents insurance. Once again, I used the Direct Line website to get my quote, which, as I expected, for very very competitive. In fact it was the cheapest around. I used the website to purchase my buildings and contents insurance without any problems. Within a few days some paper work arrived confirming my purchase ...
...to renew the policy. Direct Line wrote to me a few weeks before the policy ended. If I wanted to renew it gave me a number to telephone to confirm. I rang the number and spoke to somebody immediately who was very polite and helpful. Within a couple of minutes the policy had been renewed. So far I haven't had to make a claim on the home insurance policy and I hope I won't ever have to. If I do I have no doubt that Direct Line will live up to their ...

robmarks 11.08.2004 · Read full review
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Red phone is now a flop

Advantages: well known, used to be the best
Disadvantages: high price, cynical marketing offers

...are still competitive. Of course Direct Line don't appear on these sites but I usually take some time to check them out as I used to be a customer. They just appear to be getting more expensive relative to the market every year, it's no wonder they don't get involved with price comparison sites and try to suggest comparison sites are a bad idea in some of the Direct Line ads. Instead they seem to be resorting to a series of offers that are constantly ...

savviefella 07.06.2008 · Read full review
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1-13 of 13 reviews


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