Egg Card

...first decided to get an Egg Credit Card to take advantage of a 0% Interest Balance Transfer (BT) about 2-3 years ago. This was so that I could buy a £1,000 laptop (Samsung Q35). The interest free period was only 6 months but that's all I needed to pay off the balance. I think the BT fee was about 2.5% back then. It's a bit higher now, circa 3% in line with other credit card providers. They also have a 0% on purchases offer on the same card, at the ...
...not as a more recent egg card just asked me to log in to view my PIN online. ==ACCOUNT FACILITIES== Logging in involves providing your first name, last name, date of birth, postcode and then your security details such as your mother's maiden name followed by your password. The first four details can be 'Remembered' on your PC so you don't have to keep entering them if you use the account frequently although this is not recommended on public or shared ...

Deru 18.10.2009 · Read full review
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Review of Egg Card

I took out an Egg credit card about 2 years ago now. This came about from a recommendation from someone after I was looking for something cheaper than my expensive Barclaycard. After checking out the Egg website I had no doubts that this was the next credit card on my list. I say on my list as I am one of these people that won’t stick with a credit card once the introductory rates end. I like to switch from one to another to keep me from paying that ...
...me choosing to go with Egg over other companies? The first being that even after the introductory rate had ended they still only charged 13.9% Apr, now at the time 2 years ago this was about the cheapest I could find. Please bear in mind this was 2 years ago and they now charge 14.9% but this is still very good but not the best APR on the market as I do know of cheaper ones at the minute. The introductory offer was 0% APR for 6 months, I could live ...

Andy0304 04.11.2004 · Read full review
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Review of Egg Card

...couldn't resist the pun! Egg have done well with this card, and they've grown their market share dramatically over the past 2 years. This shows how good their card is in itself. APPLICATION Obviously, you can apply over the internet(www.egg.com). However the Consumer Credit Act states that you have to sign for it, so Egg will send a completed application form for you to sign. Money Laundering laws also require them to ask for your identity, so ...
...so if you get an Egg card you have to be with them for the long-haul. CUSTOMER SERVICE The customer service is good, and I haven't had to wait for long when dialling their service centre to talk to someone. Bear in mind that unlike FirstDirect, you don't go straight through to a person, and you will have to be answered by a computer initially. I have had problems transferring balances to Egg, from my American Express card (since a transfer has ...

hthomas018 28.11.2002 · Read full review
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Review of Egg Card

...Egg? --------------- I chose Egg for a variety of reasons. Firstly, the card is pretty. Secondly, I wanted 0% on balance transfers for a good few months so that I can pay off all my outstanding debts more easily. Thirdly, I wanted the convenience of being able to do all my financial transactions online, from any computer in any country at any time of my choosing. (even on Sky Digital if I want to!) Fourthly, I wanted some space back in my Important ...
...to get a decision from Egg within about 30 seconds. And finally, I wanted a card I could use for shopping at lots of places. Egg is taken everywhere VISA is, which was a big selling point for me. That's 16 million locations worldwide! Who Are Egg? ------------ Egg were actually started up by the Prudential, in 1998. If they hadn't had a solid name behind their conception, I think I would have been more wary of signing up with them. However, over ...

molelover 14.12.2002 (22.05.2005) · Read full review
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Review of Egg Card

...credit card is virtually essential. Egg was one of the first financial institutions to cater solely for online financial management, coupling increased technology awareness with a groovy youthful image. I’ve had a credit card with Egg for around 9 months now. It’s not my card of choice, simply because I tend not to carry a balance from month to month, and I find that my account history with Barclaycard is rewarded with good service and ...
...over 1 million customers. The Egg company deal in banking, investments, insurance and online shopping, but their most successful product is without a doubt the Egg credit card. www.egg.com won the Yell.com award for Best Finance Site in 2001 (I’m a big fan of easy to remember URLs - and www.egg.com is pretty easy to remember.) Application Process ============== Not surprisingly, the application process takes place online – no forms, ...

LostWitness 23.11.2001 · Read full review
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Review of Egg Card

I have been an Egg customer for a few years now – I joined soon after they started, with those fantastic interest rates on their savings account. So when their credit card was launched, I was soon sent an application form. Not just any application form, I might add, since Egg told me that I was already pre-approved for a credit card with them, and all I had to do was sign the forms. At the time, I was a second year university student, and having ...
...I was a student, that Egg didn’t ask for any financial information (employment for example), but I assume it was because I already had a savings account with them and had been a good customer. Now unlike some people, I didn’t want a credit card for actual reasons of ‘credit’. I wanted it simply because some places refuse to take switch (e.g. ITVdigital), and because sometimes my switch card causes me problems, as it has no ...

weebagpuss 02.08.2001 · Read full review
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Review of Egg Card

...joint credit card venture between Egg and Boots finished last year, I had to give up my Advantage Card Powered by Egg and either pay off my balance or transfer to an Egg card. I loved my Advantage credit card as I used to get loads of extra Boots points….but it had to go……and to keep a decent credit rating I decided to accept the offer of an Egg credit card. As an Egg shareholder I suppose I should really be singing the company’s praises but I’m ...
...~ ~ ~ ~ Egg ALWAYS have some sort of promotion to snare you into their trap when it comes to their very profitable business of credit cards (I know its very profitable for them as I have just had my mid-term shareholder report!!!). It will usually entail some sort of no/low interest transfer balance/new purchase rates. At the moment they are offering: ·0% on balance transfers ·0% on new purchases ·Prize draw of £5000 if you add another cardholder ...

moose 12.08.2003 (13.08.2003) · Read full review
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Review of Egg Card

...a few opinions, and found Egg were highly regarded by a lot of people. I choose them. They have an offer of 0% on balance transfers for the first 6 months. This isn't a permanent offer, but they run it quite frequently, and their normal rates are still quite low. On regular transactions, their rate is 12.9%. They have saving accounts and current accounts as well as the credit card, but I haven't tried those products yet. When I signed up, I was ...
...on for six months, and Egg finally increased my credit limit without me even asking them! I have always found Eggs web site to be reliable. Their sign up process is rather drawn out, and I had some problems with forms not getting posted, but a call to their support team sorted that out. Their support people are mostly friendly, but they do have one short tempered person working for them who almost put me right off signing up! You get a monthly ...

booknet 11.11.2001 · Read full review
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Review of Egg Card

...of how I used the Egg credit card to my benefit. Only follow my example at your own risk and if you are sure you have the funds to pay back the debt. Enough of the preaching! We had been aware for some time that we would soon need to buy a new car. Our E Reg Fiesta was coming towards the end of it's life and the limitations of a small car combined with a small child were beginning to get to me. So we started saving up. We had managed to save about ...
...was until I heard that Egg were doing a 0% interest introductory offer on their credit cards. I had never considered using a credit card to make a very large purchase before and was more than a little nervous about the idea. The more I thought about it and looked into the other alternatives, the more it made sense. Companies that loan money to people like to gain as much as they can, so they encourage you to borrow a large amount. They are not as ...

jpass 31.08.2001 · Read full review
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Review of Egg Card

Egg is fantastic! Now, because I have to write more than 3 words, here goes... I have had my egg card for over a year now, and I have had nothing but excellent service from them. Firstly, egg grabs everyone's attention by the excellent offer of 6 months interest free on all purchases and balance transfers (made within these 6 months). There is no catch at all, perfectly sound, and no small print! ============================================== ...
...your little green friend (Mr Egg Card!) arrives on your doorstep - ready for use! ============================================== Web site ============================================== The www.egg.com website is marvelous! You don't need to remember your account number, sort code or anything like that...all you need to log onto your account is your name, date of birth, mother's maiden name, post-code and password. This makes it really easy to ...

MARKH455 17.04.2003 · Read full review
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Review of Egg Card

...So I went to the Egg website, somewhat unsure I would get a card as I was a full time student with mounting debts, but I was given online approval. The site said they would send me the agreement. So I waited. And I waited. After 3 weeks I decided it wasnt coming. I was a bit wary of re-applying, in case they sent me two or if any other such problems occurred. However I reapplied online, going through the questions again and I received approval again. ...
...thought that I should ring Egg but I was wary because it makes it quite clear on the website that if you ring the company about something that could be dealt with or answered online then they will charge you a £2 administration fee. This sounds a bit hard, but they are an internet-based company and that is how you get the most competitive rates. However in the end I asked a friend who worked at a shop to test my card by swiping it, and it turned ...

judithritchie 06.03.2001 · Read full review
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Review of Egg Card

Egg is the award-winning online bank with the silly name which looked set to break the mould of British banking by giving value for money. Launched three years ago by insurance giant Prudential, it was the UK's first online bank and offered banking, investments, insurance and online shopping - and a promise not to fleece its customers like the rest of the bank highwaymen. It kept its word - sort of. Egg Visa card users have enjoyed market-leading ...
...less cheer for customers as Egg was forced to please shareholders by raking in more profits. Now Egg's interest rates are no longer eyecatching bargains and its Visa APR is stalled at 12.9 per cent, up from 11.9 per cent in January. The rise comes at a time when the bank rate has plummeted to its lowest level since the 1960s. It stands at 4 per cent and for financial powerhouses like Egg borrowing cash in the City will be even cheaper. So what's ...

castlebinn 29.11.2001 (01.12.2001) · Read full review
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Review of Egg Card

...the time of my application Egg were offering 0% on balance transfers and purchases for 6 months. They are offering a similar scheme at this time until the end of May where you can have 0% interest on purchases until 1st Nov 2001 and on balance transfers until 1st January 2003. The standard rate at the moment for existing Egg customers is 12.9% apr. This rate is still very competitive, believe me I have a deck full of these things. They also offer ...
...but they have introduced an Egg rewards scheme for Egg cardholders in addition to the cash back. Whilst it generally offers discounts if you take out other Egg products they can be very advantageous. A recent offer was if you took out Egg life or critical illness for a minimum of £10 per month you received a free DVD player. Now whilst you shouldn't just take out life cover to get a free gift, for those of us in the market for this type of policy ...

criple 28.05.2002 · Read full review
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Review of Egg Card

I applied my Egg card years back soon after it was a launched but up until recently I only used I occasionally when shopping on line. Things have recently changed, I’ve used my Egg Card as my main credit card for about half a year now only stopping in places where Visa wasn’t accepted or when I maxed out the credit limit. I like to think of myself as a fairly sound person financially which is why I pay my bills off in full each month. I’m also capable ...
...of requesting a higher limit Egg have won me over by not only having the facility to request but also constantly reviewing and increasing it automatically. For me the other main things I look for in a card are the annual fee (in this cash nothing) and the loyalty scheme. Egg offered a no nonsense 1% cashback that is credited to your bill every September. This however has been cut to 0.5% which leaves it now as average. Browsing over most of the ...

Briz_Hatchings 10.10.2001 · Read full review
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Review of Egg Card

Egg are currently offering new customers 0% until 1 August 2003 on balance transfers and new purchases (12.3% Apr variable). Apply online and get a decision in minutes. I currently work part-time (whilst juggling studies for a degree) for a financial institution tht shall be unnamed. It is though, the beiggest financial institue in the world ad offers a wide varety of credit cards. Working in the credit card industry has therefore led to me being ...
...Just ask! Egg has served me well - despite the few hitches when I first applied. Check out their site www.egg.com for more info but make sure you shop around first as getting a visa card can be quite a big commitment. ...

nicolemorgan 11.02.2003 · Read full review
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Review of Egg Card