Egg Loans

I have an Egg credit card and I was really happy with the service that I received from them. I had received an email about personal loans and I was previously with HSBC and certain that I was paying too much interest so I decided to shop around. My criteria was to find an unsecured loan with as low an interest rate as possible, flexible monthly payments and good service. I first looked at Cahoot, but the on line application form wasn't working so ...
...Plus if you have an Egg credit card you don't need to submit as many details because they already have them. Once you have filled in your details you provide a contact number and someone from Egg underwriting will call you back with the decision. If you need to know straight away you can call 08456 000 291 and they will tell you there and then. I applied on line and within 24 hours a very helpful Egg representative called me back with the answer ...

ruth23 11.07.2004 · Read full review
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Review of Egg Loans

...operations of Prudential. Since then Egg has since grown into the largest online banking company. I found Egg after doing a number of online loan applications that were long and frankly arduous that ultimately lead to me being contacted by telephone at some point in the proceedings. The main criteria that formed the basis of my selection were: A low interest rate. The flexibility to pay the loan off early. The option of payment breaks Easy to ...
...out payment protection. Basically Egg ticked all the right boxes in my case and after drawing a number of comparisons between the AA, Lloyds TSB, HSBC and Abbey National I decided to go ahead a use Egg for the £15,000 unsecured personal loan over a 3 year period. Egg can be found at www.egg.com and as they don't have any branches, the website is completely user friendly, with everything set out in plain English so that the user is not overwhelmed ...

toxicreviewer 04.05.2006 · Read full review
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Review of Egg Loans

...lost my business straight away. Egg was looking good already! The Egg folk offer a number of personal finance solutions, such as current accounts, credit cards, ISAs, mortgages and loans. For the lowdown visit egg.com. The loans page was located easily. I already knew what I needed to borrow, and what I wanted to pay back each month. The loan calculator on the site told me that I could borrow my cash, and pay it off at a rate that suited me. Everything ...
...benefits of egg are as follows. Low interest rates – My loan of £7000 is 10.7%APR. You will pay different APR’s depending on your borrowed amount. To compare – I was quoted 11.9% APR by my bank, and over 12.0% by the place I’m buying my car from. Interest rates won’t go up, buy may actually come down and benefit you, as interest on your debt is calculated daily. Choose to pay off more per month when you can afford ...

alflavor 22.09.2001 · Read full review
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Review of Egg Loans

...loan I can thoroughly recommend Egg as your lender. my colleague just signed up with them to borrow a small sum and I have, as always been thoroughly impressed with both the product and the service. ~~~~ Calculator ~~~~ Before applying for a loan visit the Egg website and head on over to the Loans section. Here you will find a loan calculator to help you decide how much you wish to borrow and over what period. The calculator allows you to enter how ...
...Rates ~~~ At present Egg are offering the following rates for loans. £1000 to £2499 @ 16.5% APR £2500 to £4999 @ 14.5% APR £5000 to £9999 @ 10.7% APR £10000 to £15000 @ 9.9% APR These are very competitive rates, using Moneyextra.com I did a comparison for the amount he wished to borrow and only 2 lenders offered better interest rates. He chose to go with Egg as they offer more flexibility. ~~~~ Optional loan payment protection ~~~~ Whenever you take ...

KathrynE 13.03.2001 (16.07.2001) · Read full review
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Review of Egg Loans

I love being an Egg customer and use a variety of their products including the Egg Card, Egg Money, Savings, Loan and Egg Money Manager. As with most Egg products, their loan is excellent. Taking out a loan is a long term commitment and the Egg loan offers some very important features that could save you a lot of money in the long run. The big plus for me is the fact that Egg charges the interest on a daily basis. This means if you pay the loan ...
...number of features on the Egg Loan which make it worth considering. Over payments: You can over pay on your loan at any point. You can do this by sending in a cheque or by sending a BACs. The interest is calculate daily which means that when your balance reduces, so does the amount of interest being charged. Payment Breaks: You can take up to three months payment break in any twelve month period. This is ideal if you need a bit of extra cash at ...

spoonstar 25.10.2006 · Read full review
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Review of Egg Loans

...to share my experiences of Egg Loans with you. To start, go to www.egg.co.uk and choose the personal loans section. The registration process is comprehensive (takes about 15 minutes all up) but you have the option to continue later if you don't have much time. Once you have submitted the form, they tell you that you will hear in 2 days and I heard in exactly that. Much to my relief, they accepted my application with an APR of 11.5%. Now, I should ...
...APRs are so high!). Egg appealed foremost as you can take breaks in repayments, there are no penalties for early repayment and you can save interest in making over-repayments. They offer loans from £1,000 to £15,000. The Egg Loan has also won the Money Facts gold award for the most flexible unsecured loan. Once they approved my loan, the paperwork arrived 2 days later. I signed the form and chose how and when I wished the payment to arrive - either ...

loz_christie 19.09.2001 · Read full review
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Review of Egg Loans

I have just got an Egg Loan. I went to them to pay off an Overdraft - my Bank is ripping me off in Charges to pay Directors Fees and expanding abroad. Grrr I thought of Egg first, as I got an Egg card many years ago, when it was still a bit of a novelty to apply on-line. They were an offshoot of the Prudentail and were targetting the 'young' market - whenever I called their Call Centre there was pop music playing in the background. Egg have grown ...
...rang the number on my Egg Card and they disputed that I would have to wait that long and announced it was not a 'special' offer but the typical rate. Matthew was very humorous but thorough. Last time they were pushing sickness and unemployment cover, which when added to the headline 'low' APR made it uncompetative, so I wondered what would happen this time. I explained that we have family BUPA and have sickness pay at work. He explained that he ...

mark-southside 25.11.2004 · Read full review
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Review of Egg Loans

I applied for my Egg loan in order to sort out some smaller debts, which have occurred over the years. I only applied for £2000 to begin with. I'm not that knowledgeable on the subject of loans but being an Internet boffin I’d heard the name a few times. I took a peek at the site at first and everything seemed to be in order and the site is well constructed with everything opening quickly and I received no errors. From this point I looked around ...
...wont really miss that. Egg asked me when I wanted the money to be drawn out a month, which was also pleasing. I got approved a day or two later and this was confirmed by email as was the initial application. The paper work was in my hands two days later. There were two signatures and the agreement was back in the post the same day. The loan was in my account tree days after that. A few months later I applied for a top up loan, which just meant ...

grantwes 19.08.2002 · Read full review
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Review of Egg Loans

I took out an Egg Loan a year ago. It was easy to apply online and I got a decision within a couple of days. Everything went smoothly until this December. I am moving my business and it will not be ready to open until April and I would have no incoming money coming in throughout that period. I decided to take the option of a payment break for three months (January, February and March). I have several Bank Accounts and one I use solely for Direct ...
...I returned to mayhem. Egg had mad a mistake, which they admitted to, and took a deposit from my account, leaving me overdrawn. Worse. My Bank returned another Direct Debit and a cheque as I was now overdrawn. On contacting Egg, they admitted their mistake and said they would return the money, which they finally did three weeks later. They also paid me money my Bank charges me for being overdrawn. However, to get to that stage was abysmal. Their ...

johngeorge 22.02.2001 · Read full review
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Review of Egg Loans

I have been using egg now for a couple of different loans and what a difference it has made compared with other methods. This is flexibility at its best. Choose the amount and how much you want to pay per month or how long you want for. It is that easy. Paperwork arrives very quickly and the stuff is so easy to make sense of. Interest is worked out daily and you can put extra money in whenever you want to reduce your capital your interest payments ...

isaac43 05.10.2000 · Read full review
Review of Egg Loans

...read others opinions on loans. Egg seemed quite reccomended. First I went to their website. www.egg.com, very easy address to remember. I checked out their loan calculator which was reccomended by various people and did find it very useful. I read through their protection plan and the option to pay more one month towards your loan if you'd like. They had all the information i needed including payment options choices of having upto a 3 month break ...
...was an easy to navigate site which had all the information you need. you can apply online for as little as £1000 which not all companies do. I decided to ring up because they can take up to two days over the internet to tell you if you've been accepted whereas they tell you straight away over the phone. I rang 08456000291. The man on the phone warned me that me using a mobile meant that people may be able to overhear my conversations and would I ...

scdaniels 10.09.2002 · Read full review
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Review of Egg Loans

...I received a letter from egg inviting me to apply for a loan. Usually, I would tear these letters up and throw them in the bin, however something popped out at me from the page - 6.9%!! Realising that I was paying almost 14% on two credit cards and a whopping 18.5% on a personal loan, I decided to get a quote and see if I could save myself some money! I went to egg.com, and was pleasantly surprised to find that , unlike most of these offers, there ...
...your loan anytime through the egg internet banking website. 2)egg are open 24/7, either through the telephone or net. Customer service is wonderful, the staff could not be more pleasant and helpful. 3)After you have made six payments to your loan account, you can a repayment holiday of up to three months - a good option for over the Christmas period perhaps? 4)You can make additional payments to your loan whenever you like - this can be done by ...

chris1980 06.12.2004 (01.02.2005) · Read full review
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Review of Egg Loans

...got a £5000 loan from Egg and was a bit apprehensive when I was offered the loan with no proof of income and with such a simple quick online form. They have however been a pleasure to deal with, everything is done quick and the Internet Money Manager is a God Send meaning you can handle all your accounts from one place - including non-egg accounts! After getting a loan Ive been so impressed Ive gone on to get a Credit Card and a savings account. ...
...recommend Egg particularly if you are internet literate and like simplicity. If however you prefer dealing with people over the phone/in person then a bank may bne better off for you, although you may have to pay a bit extra for the priveledge. Tip : Avoid the Payment Protection Insurance ...

amyarcher 24.02.2005 · Read full review
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Review of Egg Loans

I've got an egg loan for £2000. Not much in the loan world, so a standard apr (for a self employed person in my position) is around the 18% mark. I have an egg card and was accessing my account details when I saw an advert for loans at 9.9% (half anything else I have been quoted). I applyed online and received confirmation later that day. With an egg loan you can make extra payments (if have a bit of extra cash) and there is no penalty fee to pay, ...
...entitled to take a payment break of a amximum of 3mths, perfect for a holiday or around christmas. The customer service team are very helpful, and make sure that you understand everything before you agree to your loan, and once it has been set up you know that there is a good team there waiting to help you with any quieries. ...

soozanne 14.12.2002 · Read full review
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Review of Egg Loans

Egg is a very good company to get a loan with, I recommend them to any one. You can have 3 months a year off of payment, although you do get a small charge for that, but it is there if you want it this is good for Xmas time if you are running low on cash! :0) The web site is layed out very good, you know what you are doing as it explains it very well, the web site address is: www.egg.co.uk There is alsorts of things on the site to do with loans ...
...loans with this company they do Morgages, Savings, Investment etc... If you apply for a loan online they will give you an answer within 24 hours. I think Egg is a very good company that has the interest of it's business and it's customers in mind. ...

BeckyBour 31.08.2001 · Read full review
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Review of Egg Loans