Egg

...in October 1998 Prudential created Egg as an e-commerce company and in June 2000 it was floated on the London Stock Exchange. It has over a million customers and a staff of over 2000 working from offices in London, Derby and Dudley. They operate 24 hours a day, every day and you can manage your account via their website, via a WAP enabled mobile, over the telephone or even on digital TV. Royal Mail doesn't feature in their business plan other than ...
...When the application is submitted Egg will automatically run a credit check on you and the fact that this has been done will show on your credit file. I got an immediate decision including the credit limit that I wanted without a quibble. The card arrived through the post a few days later and I had to revisit the site to activate it. Security on the site (which loads quite quickly despite the graphics) is excellent. To enter you have to give your ...

SueMagee 02.07.2002 · Read full review
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Review of Egg

...have been a customer with Egg now for nearly a year and the service I have received from Egg has been worldclass from day 1. Egg is an internet bank where all your accounts are view and managed by you over the net. Egg is like any other bank and offers all types of accounts from credit cards, to loans and savings. The account opening is easy and you can apply online through their website at www.egg.com. You just select the account you want and ...
...checked a few sites and Egg was the cheapest. At only 9.9% per anum on a loan of 3000. This is to pay off existing borrowing that exists on a few of my accounts. I applied for the account over the web yesturday and received a call from them today regarding my application. The operator was most welcoming and helpful and was very clear with what he was talking to me about and knew what he was saying and if I didn't understand anything he explained ...

coolchanty 29.04.2002 · Read full review
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Review of Egg

...of you who've read my Egg Credit card comments will be bored of my bad egg jokes now! Egg offer fantastic allround value for money, and a very good service. I use many of their services which I list below. SAVINGS ACCOUNT Opening Opening an account is really easy being done online. However Money Laundering regulations demand that all documents are in hard copy so you receive a completed application form to sign. Also, you need to prove your identity. ...
...date). Servicing The egg website is really easy to use and is convenient to make payments to and from your current account. I've opened about 5 different savings accounts: Christmas Account into which I pay a set amount each month so that Christmas is easily affordable; Investor Account into which I pay a set amount each month to eventually invest in a shares ISA (this is an Egg requirement); Credit Card Reserve Account into which I pay my credit ...

hthomas018 28.11.2002 · Read full review
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Review of Egg

...have recently applied for an Egg Credit Card as it offered 0% interest till January, this was much less than the HSBC card I have. I transferred the balance and I’m away! The balance transfer was done in two working days – How fantastically quick was that? I have previously done balance transfers that have taken the full 9 days they advise. The site was easy to log on to, you just add your name, date of birth, postcode, mothers maiden name and you ...
...I could open and Egg ISA online, the only problem is to do that you have to open a saving account too, and vice versa, this was a bit annoying as a simple transfer from my HSBC online account was how I wanted to add to my ISA. Never mind, I opened the ISA and they sent out the relevant declarations and paperwork, I promptly signed that and sent it back and the account was opened almost as quickly as the balance transfer. I must say that Egg is the ...

Redhead 15.08.2002 · Read full review
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Review of Egg

Egg offer a wide range of financial products, savings and investment, insurance products, credit cards and loans. I know it’s a boring subject, but you could be a lot better off with some of the products from Egg, so I thought I’d write about it. I’m not familiar with their mortgage and loan products, though a brief look at financial comparison websites such as www.thisismoney.co.uk would appear to comfirm that they are pretty competitive. So this ...
...service. I first discovered Egg nearly 4 years ago, when I needed to transfer a balance from my Barclaycard to the Egg card, which offered a completely interest free period for balance transfers and purchases over 6 months. This is still a major offer for new customers, and is currently still 6 months interest free, but now only for balance transfers. At the time when I joined, introductory offers were quite a new phenomenon, however nowadays they ...

Pauley123 22.08.2002 · Read full review
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Review of Egg

...impressive range of services that egg offers to its customers. Firstly, there is the credit card. As soon as I saw the low rate of interest on transferred balances, I swiftly applied, using the easy internet application form, and transferred my old Natwest balance over. After a set time, this interest rate goes back up to the regular rate, but this is still around half of what bank credit cards sting you for. The fact that you can control your ...
...Another great feature of the egg card is the cashback facility. Card owners can get 1% back on high street purchases and 2% on buying online. Additionally, buying at various affiliated shopping portals gets more cashback, thereby making purchases even cheaper. Being an online banking site, egg also offer loans which offer very good terms of payment with good rates. At the moment I do not need to use this service, but if I do need a loan in the near ...

northers 31.08.2000 · Read full review
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Review of Egg

I have been with egg for two years now. Compared to both my alliance and leicester and abbey national internet banking accounts, egg is definitely the best experience. Setting up Start at www.egg.com. Setting up is very straight forward. Fill in an online application form and set some sercurity details. Once completed you are sent written cofirmation with direct debit mandates to sign if you requested these. Adding services. The best bit is the ...
...only savings account. Egg card. It is easy to check balances, you get money back on purchases, and extra money back if purchases made via the egg shop pages. Transferring a balance from other cards is very easy, and there is a low rate for 6 months for new cards that is very useful if you have balances outstanding on other cards. The payments are completed by direct debit, either for full balance, regular payments of any amount or minimum payments ...

aliali 19.04.2002 (25.04.2002) · Read full review
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Review of Egg

...from home at any time. Egg is a division of the Prudential Banking plc and they are online @ www.egg.co.uk offering different kind of savings account. What different kind of savings account do they have? Savings is savings, is the money you want to see growing for some reason or another with a guaranteed interest, so the most attractive savings account would be the one that pays you the highest interest. There are four choices of savings account: ...
...and the savings account with Egg is not tax-free except if you are eligible to not pay tax, but investing you do not have the guaranteed rates that the savings account has. Investing in shares specifically is not guaranteed, there is a risk and you can possibly have less money than when you started, so savings complete investments and vice-versa. Why not take the cash ISA and get on with it? Guaranteed rates, and tax-free! This is because Egg doesn’t ...

1234 26.03.2001 · Read full review
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Review of Egg

...let me tell you that Egg are absolutely fantastic! That is my opinion of the many services that I have used over the past two years. For those of you who want to read on and see the proof, here it is! My first experience with Egg was when I applied for an Egg credit card. At the time they were offering 0% APR on balance transfers and this was the main attraction. The thing that I really liked about the application for the card was that it was all ...
...product), none of this with Egg though. My application was dealt with quickly and my card was with me in a matter of days. The Egg website is a pleasure to use. Once you log in to the customer area all of your accounts are visible on a single screen, and it’s very easy to transfer money between your Egg accounts or between your Egg and external accounts. For example, if you have an Egg savings account you can transfer money from that account to ...

Leedle 10.09.2003 · Read full review
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Review of Egg

Been with egg for over 18 months and have their savings account and a credit card. I have also bought ISAs and shares thru their system and goods from the shop. I have also used their personal loan service. Just like the Curates egg, the products are good in part but definitely half boiled in others!. From a rocky start they have progressed and appear to be improving slowly - much a case of two steps forward and one back. Specifically:- SAVINGS ...
...worth the effort and few days wait to activate, if only because of pretty good rate of interest combined with access to other products. The account is the essential portal to all other products. No major problems encountered but some irritating minor ones relating to early " technical difficulties " resulting in fund transfer requests not being activated when they should have been. I rate 8/10 and wouldnt want to be without the facility. CREDIT ...

galleon 05.12.2000 · Read full review
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Review of Egg

Egg is entirely online, so you can chevk your balance on your account or credit crd at any time. Unfortuately the bank charges for paper statemnts and telephone calls about information that is on the site which I'm not particularly pleased about. The site can take some time to navigate but once you find what you're after the information is quite clear but the time it takes to get where you want to gocan be frustrating. The intrests rate for savings ...

Ryan-Simpson 03.09.2000 · Read full review
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Review of Egg

Ok, not quite the golden egg but a simple hassle free way to save, thats how i sum up my Egg account. For those amongst us who have not heard of Egg, they are an internet based savings company which offers saving accounts with very competitive rates of interest. One of which is slighlty higher for account business conducted solely via the internet. If you prefer not to use the internet for everything they pay you a slightly lower rate of interest. ...
...on purchases made through the Egg shopping zone, an area to which many special offers are available. This egg shopping zone has led to my only complaint regarding them. It was after seeing an advert for wine in the Egg shopping area that i placed an order with that company. I then had many problems getting my order, So i decided to speak to Egg as the company was still advertising the same offer in the Egg zone. Unfortunatley Egg gave me the impression ...

jasonevered 28.01.2001 · Read full review
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Review of Egg

...Readership Awards 2003." The Egg site: Try it yourself. You will find it colourful with and "energy" about it unlike other bank sites that are well...dull quite frankly. It has an informal feel to it which I like. The ease of logging in without meaningless 10 digit numbers. The navigation through your own accounts. I have at present the Egg card and the savings account.(ISA and mortgage to follow shortly). Flicking between them is easy with a ...
...is safe to say that Egg is at the better end of the interest rate ladder. There may be a few higher but these "offers" normally only last a short time to get you in and then plummet after a short while. I much prefer to take the longer term view as I do not want to be opening and closing accounts chasing 0.2 percent more interest. Also get an egg credit card the "Egg Card". Essential for your online and offline purchases. Again the interest rate ...

Proffles 28.05.2003 · Read full review
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Review of Egg

EGG RUSH Egg is quite an innovative company, being one of the pioneers of internet banking in the UK. They were founded and previously owned by Prudential, but are now a public limited company. Over the years they have extended their range of products, which now includes credit cards, savings accounts, loans, investments, mortgages, motor and house & contents insurance. Everything can be done via the web site, but there are also local rate phone ...
...showing a summary of your egg products, and links to view transactions in more detail. They also offer a service where you can view details of internet accounts held with other providers, but I haven’t tried it due to the speed of the egg site. MONEY GO ROUND I have been a customer since October 1999, during which time their products are getting steadily worse value, particularly since they became a plc. I currently have a visa card, savings account ...

jez_taylor 18.06.2002 (19.11.2003) · Read full review
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Review of Egg

I've had an egg credit card for 3 years and it used to be my credit card of choice, not anymore though! Below I discuss issues of cashback, interest rates, balance transfers, savings & ISAs, and printing of statments making comparisons with Egg's competitors. Cashback - Egg used to give 1% cashback that has been reduced to 0.5%. Now when I can pay off the balance I use my Halifax credit card as that still gives me 1% cashback. Interest rates - When ...
...8% interest (and same as Egg they give 0.5% cashback). Balance transfers - The Egg balance transfer of 0% for 6 months is good, but sometimes other cards like Morgan and Stanley offer 4% to 6% for the life of the balance. The Morgan & Stanly offer may be better for a big balance that you can't pay off in 6 months as you can take as long as you like without crippling interest rates, 6 months does pass quickly. Please note that if you spend on your ...

LittleMazza 09.02.2003 · Read full review
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Review of Egg