Advantages: NO INCREASED PREMIUM FOR PRE-EXISTING MEDICAL CONDITIONS Disadvantages: NONE
...to write to is:-
Essential Travel
Princess Caroline House
1 High Street
Southend-on-Sea, SS1 1JE.
Note: I have waited over three months for this product to be included and now that it has it has been put in the wrong category, I have asked Ciao to move the review to the right category, so please disregard the criteria below and I will update when it is moved. ...
SBROWN487 25.08.2005
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Ciao members have rated this review on average: very helpful Review of Essential Travel Insurance
Advantages: They make it easy to buy Essential Travel insurance. Disadvantages: They make it so difficult to claim that your insurance is as good as worthless.
Essential Travel initially look good, its a competitive price and they make it very easy to puchase this on-line, however when you come to claim they make it so difficult that your insurance policy is practically worth less.
First tactic - (if you ring up first) they tell you that you are not covered by the insurance policy you took out with them and will be unable to claim. This puts most people off - but for those that persevere and read the lengthy ... ...with many insurance companies in the past and have 'never' come accross a company asking for documentation like this - well beyond what is necessary to prove a claim is genuine.
DO NOT INSURE WITH ESSENTIAL TRAVEL - you may as well have no insurance, your policy is worthless. ...
RJane 01.06.2009
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Ciao members have rated this review on average: helpful Review of Essential Travel Insurance
Competitiveness of APR
Comprehensiveness of ra...
Product package
Value for money
Online - Pre-purchase i...
Quick review of Essential Travel Insurance
Took money from my account with no authorisation.
I used them for some insurance which was ok. But they stored my credit card details so they could purchase further policies for me without asking my permission. That's kind of like - eh? - stealing!! They won't allow me to cancel their latest purchase even though I noticed their theft and tried to cancel it the same day they made it. ...
FSA_boy 19.12.2008
Ciao members have rated this review on average: helpful Review of Essential Travel Insurance
Advantages: Cheap, pays claims Disadvantages: Can't make claims over phone
I have had insurance from Essential Travel for a couple of years now, and have never had a problem. I found them online and chose them because their prices were the cheapest. It was also very easy to book exactly what I needed through their website as it was simple to use.
Their customer services people were helpful too when I needed to claim earlier this year. They directed me to the right part of AXA Insurance, who do Essential's policies.
All ...
RobinHud 07.07.2009
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Ciao members have rated this review on average: somewhat helpful Review of Essential Travel Insurance
Competitiveness of APR
Comprehensiveness of ra...
Product package
Value for money
Online - Pre-purchase i...
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