Experian

...report from Experian. Experian is one of the three credit reference agencies used in the UK today, others include Call Credit and Equifax. In my personal opinion Experian is one of the larger and most popular used to date. ==So why choose Experian== To be honest you need to obtain a copy of all records from Equifax, Call credit and Experian in order to see all activity. This is because not all companies report to all three in fact most will report ...
...details when others won’t! Experian also claim on their website that they have over 25years experience in this field, and they have listened to customers so they know what we really want. Experian pride themselves in excellent customer service. ==How do I obtain a copy of my report== *Post* I personally believe it is much better to write to Experian to request a paper copy of your credit report, for a fee of only £2 they will post you a copy of your ...

marcellep2 21.06.2009 · Read full review
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Review of Experian

Experian are one of three credit agencies in the UK; the other two are Equifax and Call Credit. They are probably the first agency to spring to mind when you hear the words "credit history". Contrary to popular belief, Experian do not store 'black lists' or 'credit scores'. They do not 'score' your credit history and they are unable to tell you why you may have been turned down by a credit lender. They merely store facts about people's credit histories. ...
...will be noted down by Experian for future reference by potential credit lenders. Services Available ================== You can obtain a copy of your own Credit File, containing your credit history over the last 6 years, by paying a statutory fee of £2.00 and supplying all addresses you have lived at during the last 6 years. You can pay online at http://www.experian.co.uk/ using a credit or debit card, via the post (see website for details) using ...

ariadne 08.04.2003 (17.08.2004) · Read full review
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Review of Experian

...with the credit reference agency Experian this opinion will focus on them, however a large proportion of what I write applies to the other main reference agency Equifax. I’m confused, what’s a credit reference agency? ************************************** Well a credit reference agency provides a service to people who you want credit from, from mortgage lenders to mobile phone companies. The agency will provide the company with a copy of your ...
...£2 you can write to Experian (and Equifax) giving your name, address for the last three years and your date of birth. Alternatively you can apply online using a debit or credit card. With your credit file you will get an information booklet detailing what all the entries mean and what you can do if you do not agree with them. Does the Credit reference agency give me a score then? ******************************************** Most companies will ...

michaird 04.09.2002 (11.03.2003) · Read full review
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Review of Experian

...told that I could contact Experian with my full name and details of all my addresses over the last 6 years and, for a cost of £2 to cover the administration costs, they would give me the information that had been used to arrive at the decision. At this point I was furious! I have never been in debt in my life. I have paid all mortgage repayments on time, I pay off my credit card bill in full every month and I have never had any problems with paying ...
...it? I wrote to Experian at Experian Limited, Consumer Help Services, P. O. Box 8000, NG1 5GX enclosing my cheque for £2 and all the relevant details as requested. The reply came within four days, which I thought was very efficient, especially as I had been worrying about what could be wrong. The information came with a comprehensive twelve-page leaflet explaining all the various abbreviations on the list of information, together with information ...

SusanLesley 30.08.2002 · Read full review
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Review of Experian

...I thought I would review Experian to dispel some of the myths. Firstly Experian, based in Nottingham is the largest licensed Credit Reference Agency in Britain. There are a number of other companies but the only other large ones are Equifax, and CallCredit. Experian receives information by computer-link from MOST finance companies and other companies who give people credit, for example mobile phone companies and some electric and gas companies. ...
...THING AS BEING BLACKLISTED - Experian do not give an opinion in any way, literally all they do is pass on the factual information about the way you have conducted your particular financial accounts as reported to them by that company. There is no method in the system for marking certain people as being blacklisted and this just simply does not happen. What does happen however is that as your credit information is gathered and then presented all ...

SteveDunstable 15.06.2005 · Read full review
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Review of Experian

...of Identity theft and how Experian really provided a great service. I wont bore you with all the details of the identity theft because thats not the issue here but will just ask you to be very careful. Basically I moved house, new people moved in and Ace cards and gifts issued a catologue to my old address in my name. New people purchased goods, took delivery ,then denied all knowledge. 2 years later i realised i had a default on my credit file. ...
...send a £2 cheque to Experian and someone will send you a copy of a credit report that will mean absolutley nothing to you several weeks down the line?? With sheer frustration I turned to my trusty PC and began to plow through the internet searching for my problem of ''Identity theft'' quite accidently i came across Experian's website. www. creditexpert.co.uk. Reluctantly I clicked into the web expecting the usual send a £2 chq blar blar blar. ...

NickyTate 28.09.2005 · Read full review
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Review of Experian

Experian CreditExpert is a service who provides you with your credit information on a monthly basis. They alert you via emails if your credit changes or if there are any movements such as any credit charged for or against you. Now that is what Experian's CreditExpert does.. of course this is simplified. I'm not going to rant on about how bad it is without any relevant substance; that is why I had held back until now to write a review about my experience ...
...been an active member of Experian since early January 2007. I thought it would be a great idea to monitor my credit ratings on a daily basis as I'm a businessman. I originally found the CreditExpert advert online saying Free credit history reports emailed to you weekly. I asked a business contact about it and he said that he is a member and said it was worth being a member. I was impressed with the initial service package; until I actually saw my ...

1st2thebar 28.03.2007 · Read full review
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Review of Experian

...of a service offered by Experian which some may find quite useful, as opposed to a review of Experian's general purpose as a credit reference agency. The service is called CreditExpert, and Experian currently charge £5.99 per month to use the service (with an offer of the first month free). CreditExpert is a method of accessing your credit report online. It's fairly simple to set up, needing only standard details such as name, address, previous ...
...see all of the information Experian hold about you online. Security is good, requiring a username, password and random letters from a security word to be entered before it will let you log on, change or request any details. You can order a report showing your current credit score (for a small fee) when you view your record, which is useful for for your own information if nothing else. Everything looks very professional, and there is lots of information, ...

jemima.peter 26.02.2006 · Read full review
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Review of Experian

I have recently used Experian to check my credit file. You can receive a report by post for £2 if you order it online (£2.50 by post). However you can also get this information for free! If you register for the free 30 day trial you can have instant access to your credit report online for 30 days at no cost at all. You can obtain a Credit Scoring report by post for £4.99. The the cost for a years membership is £49.99, with a 90 day money back guarantee. ...
...think it is wrong and Experian will investigate. If you are right, then they will amend your credit file. If you remain a member, then Experian will also advise you by text or email if your credit report changes in any way. I just wanted to confirm that there were no errors on my credit reference file. My bank manager once told me that I had the same credit rating as him, so I was not too worried, but like to check the file every couple of yours. ...

kismet 05.10.2005 · Read full review
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Review of Experian

My partner and I have recently taken out a mortgage. Our situation was complicated by two factors. Firstly that I am a self financing postgraduate student and thus I am not exactly financially stable, and secondly, an anormality on my partners credit record. Being in our mid 20's we hadn't paid much attention to the importance of credit ratings in recent years. But after we had been turned down by two lenders (Northern Rock and Nationwide incidentally) ...
...little worried. Our financial advisor told us to request a credit check through a company called Experion. This way you can assess your history and make sure that there aren't any problems. There are a number of ways to do this: Either you give their automated service a call on the following number: (44) 115 941 0888, See the website at http://www.experian.co.uk/ Write to them at UK Headquarters, Experian, Talbot House, Talbot Street, Nottingham, ...

nickyturnill 04.10.2005 · Read full review
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Review of Experian

I recently looked into Experian when I found I was having problems getting credit and couldn't understand why. Experian was my first choice as it is the only credit check company that I am actually aware of. The homepage boasts : unlimited online access to your credit report understand and manage your credit score free 30 day trial with no obligation. The free trial was what swung it for me to go ahead and register. Much is placed on the Free to ...
...your membership. The Experian website is www.creditexpert.co.uk. THE IMPORTANT BIT To cancel call 0800 6569000 and choose option 4. Great site when its free. Summary: Great if you remember to cancel before your 30 days are up ***** also reviewed on dooyoo.co.uk under cher_2004 ...

cher1974 03.11.2009 · Read full review
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Review of Experian

...house? Aha! That is because Experian is out there. Every time a 'service provider' wants to know something about you, this is the option they take. I was very surprised when I realised that although Britons don't have any kind of National ID card, they are indeed far more controlled than other peoples. It's a very scaring experience to receive your credit file from Experian (after paying the required fee), because the information they keep is not ...
...get a mobile? Experian is indeed a neutral company (they don't do any credit scoring, just keeping data in your file) but I'm sure somebody else is getting their life doing some profiling work... Don't you believe me? So, how can you explain that month after month the junk mail you receive is far closer to your life style? If you ever need to get some financial service, ask first for a copy of your credit file, because if there is something wrong ...

asterion 26.12.2000 · Read full review
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Review of Experian

...just had great success taking Experian on with regards to the way they blatantly flout the data protection act and also deliberately mislead the public with their spam emails and creditexpert homepage. "free this", "free that", "free the other". Like the saying goes you get nowt for nowt. I wont bore you with the whole story just the main things to look at:- 1. Regardless of whether you're on the free 30 day trial, or you forgot to cancel and they ...
...terms and conditions UNLESS you first disclose ALL your own personal information. If you pull out just prior to card details stage they claim you have agreed to their "terms of business" (not to be confused with their "privacy policy"). Even if you unsubscribe from their never ending spam emails, you'll have been sold onto numerous other mailing lists (and I mean NUMEROUS). Believe me, they "give" you a "free" month "worth" £6.99, but they make an ...

Norm33 13.12.2008 · Read full review
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Review of Experian

my opinion you should be very very careful what you do with you're details these are jokers, i've singed up for one of these stupid offers and got nothing but pain. the goverenment should look in to these crazy credit agencys their all after your money nothing else just be very very careful you could be a victim of fraud..we all know every time you wantsome on credit you need a credit check but please please don't do a credit check unless its important maybe for a House, car, not something stupid like a computer and mobile phone. because fraudters are ready to take you're details be very very carefull i warn you it's a jungle out their ...

steveblod 17.01.2009
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Review of Experian

This is the worst company i have ever delt with i paid my £2.00 and never got a thing when i phoned up to track down what the hell was going on they said they wanted my passport and birth certificate i sent them in the post the originals and they got stolen i have just put my new address on the electrol roll and found out someone has racked up a £10.000 debt in my name they never said sorryand im in a right mess no thanks to them. ...

cannice 08.01.2009
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Review of Experian