First Plus

...Vorderman we'd both heard of First Plus. They're also part of the Barclays group, which is who the other half banks with anyway, so the decision was made. The 6.6% APR was an 'Exclusive Rate' and you had to apply through moneysupermarket.com in the first instance. You could fill in the details on screen and have someone call you back or call them directly on their 0870 number (up to 12p / minute then!). The helpful lady on the phone told us that ...
...to an account manager at First Plus to complete the application. FIRST PLUS ACCOUNT MANGER We we're then passed to Martin at First plus; the first 10 minutes of the phone call we basically to re-do the figures we'd already done. Then came the news - you're rate is 7.9% APR? Eh? That's quite a bit more than the 6.6% we'd been expecting. "Well" he explained "the 6.6% is for people that haven't missed any payments in the last 3 years and because ...

robert_parnham 05.10.2007 (20.01.2008) · Read full review
Ciao members have rated this review on average: very helpful
Review of First Plus

The worst place ever.Avoid like the plague.They put your interest rate up when they feel like it and NEVER put it down.Oh and don't take out their PPI too,they add it to the loan upfront. Its cover is for 5 years but you pay for it over the full term of your loan ......loads of interest. Put it this way We have been paying for 26 months and out of about 13 ,000 we've paid them only 1,500 has come off the loan.They are making millions. ...

uptomyeyesinit 13.02.2008
Ciao members have rated this review on average: helpful
Review of First Plus

My husband and I applied for our FirstPlus Loan through Moneysupermarket.com. Staggeringly with all our credit and store cards and our car loan it worked out that we owed £52,000!!! We were paying £1200 a month on this, FirstPlus has now got that down to £400 a month. We can finally start living again. FirstPlus made it so simple. I fill out a form on Moneysupermarket.com and then a FirstPlus advisor rung me back. She then went through a few details ...
...this, which she said is the hardest bit over with and then put me through to Mike, my Account Manager. Mike was really helpful and went through everything that we owed, how much we earnt and how much equity we had in our house. He also went through the insurance really thoroughly. My paperwork arrived the next day with all the forms that we had to sign and complete. The good thing about this loan is that you have to provide FirstPlus with the names ...

supermumof4boys 21.01.2008 · Read full review
Ciao members have rated this review on average: helpful
Review of First Plus