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Home > Finance > Banking & Personal Finance > Loan Lenders > First Plus

User Reviews

for First Plus
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  • 27 of 27 Ciao users found the following review helpful
    Picture of robert_parnham

    robert_parnham

    4 Stars Carol's Gonna Get You 05/10/2007
    User recommends the product

    Advantages Advantages Straightforward; Quick Service

    Disadvantages Disadvantages Risked-Based Lending; Difficult to Phone

    Any who watch channel 'five' or any of the satellite channels, will know there's a massive number of companies who want to sell you some finance. Whether it be "nice people like Kimberly" [Norton finance] or "Where's ma scooo-ta" [Picture] they're all trying to flog you the same thing - a loan. We're not just talking a little loan to buy a car, or spruce up your garden - they mean a "secured loan", or to remove the marketing-speak; a second mortgage. Basically if you default on this debt they're going to come round and sell you property and place your wife and children in work-house. While I ... more
  • 22 of 29 Ciao users found the following review helpful
    1 Star Quick review of First Plus by uptomyeyesinit 13/02/2008
    The worst place ever.Avoid like the plague.They put your interest rate up when they feel like it and NEVER put it down.Oh and don't take out their PPI too,they add it to the loan upfront. Its cover is for 5 years but you pay for it over the full term of your loan ......loads of interest. Put it this way We have been paying for 26 months and out of about 13 ,000 we've paid them only 1,500 has come off the loan.They are making millions.
  • 3 of 5 Ciao users found the following review helpful
    Picture of supermumof4boys

    supermumof4boys

    4 Stars FirstPlus Homeowner Loans 21/01/2008
    User recommends the product

    Advantages Advantages Very easy to speak to

    Disadvantages Disadvantages Loan secured on your home

    My husband and I applied for our FirstPlus Loan through Moneysupermarket.com. Staggeringly with all our credit and store cards and our car loan it worked out that we owed £52,000!!! We were paying £1200 a month on this, FirstPlus has now got that down to £400 a month. We can finally start living again. FirstPlus made it so simple. I fill out a form on Moneysupermarket.com and then a FirstPlus advisor rung me back. She then went through a few details with me and done the credit check. I passed this, which she said is the hardest bit over with and then put me through to Mike, my Account Manager ... more
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