Future Mortgages

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Reviews - Future Mortgages

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Excellent

An excellent sub prime lender with very competativ...

They only deal with brokers or mortgage packagers

Having read every review on this site for Future Mortgages I immediately became disturbed at the reactions and negative feedback that so many people have had towards this particular mortgage lender. However, after digesting each review it became apparent to me that, although they are from...

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Satisfactory

The future? A means to the end??

Adds on galore, usually well hidden

The meaning of Future: Effective in or looking toward the future. Hmm, for some Future is the future, for many more, future only disrupts and destroys the future, well the foreseeable anyway. Although they serve their purpose in the sub prime mortgage industry (at a hideous cost) most of my...

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Not for me

“What a way to run a company.”

published 21/12/2005

To be fair I am finding it hard to thing of one.

Customer service is bad. Promises not kept. Do not...

I brought my first house in May this year and it has been a nightmare since. We nearly losing the house as they could not get the paperwork sorted and then nearly did not arrange for the money to be transfered. I joined Future Mortgages on a 6 month variable discount rate of 6.8%. After the 6...

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Not for me

I can now get through on the phone in 15 minutes i...

Where do I begin!

As I embark on my journey of buying the first family home Im starting to feel somewhat let down by the whole process. I know people say its one of the 3 most stressful things you'll ever do in life - the other two being having a child and getting married but I already have a wee girl aged 5...

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Not for me

None whatsoever

Appalling service, arrogance, maladministration, f...

Pity there isn't a 'zero star' rating. Seemingly illegal/inappropriate charges (2 default judgments would suggest so), inability to meet a Subject Access Request on time (another default judgment), the inability to express terms in "plain, intelligible language" (Section 7 of UTCCR 1999), and for...

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Not for me

“Mark Perry”

published 28/10/2007

NONE

EVERYTHING - THEY ARE TERRIBLE!!

I have had a mortgage with this company for three years...Oh what a mistake! It has come to the end of the three year stepped rate and guess what? They have NO retention policy, so you HAVE to RE MORTGAGE!! Massive costs, you can't talk to them directly and the telephone service is frankly...

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Not for me

None whatsoever

Pig ignorant, bullies, absolutely brainless moroni...

I have to say, after several years with Future Mortgages they arejust about the worst company I have ever had the misfortune to deal with. Even with my qualifications in Nursing/Training/Stress Management/NLP/Coaching they reduce me to a quivering wreck on occasions. There are many many reasons...

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Not for me

“Future- I hope not!”

published 04/02/2006

Rates are competitive

Nightmare

We contacted a broker for a mortgage deal and Future topped the list. The charges are a little on the high side and it is very expensive once the lock-in ends, should you decide to continue with the mortgage due to it being linked to LIBOR (which is some kind of average rate that banks charge...

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Not for me

None

No meaningful customer service, complete lack of o...

I took a secured loan out in 1999 with the Associates - this was transferred to Future in around 2001. I have raised concerns on 3 occasions regarding whether the loan will actually perform as per the agreement, and finally, as part of an ongoing 7 month old complaint, Future agreed that unless I...

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Not for me

Being signed off work due to the stress of the mor...

Oh far too many....

Oh how I agree with the other reviews! We fell behind with our mortgage repayments due to a family problem and future mortgages have made our life hell! We went to the county court after trying to stop this by speaking to future morgages who where basically a joke-so unhelpful-do not bother! Then...

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Not for me

“Broken Dreams”

published 19/11/2007

Got a better deal else where

Sleepless nights and worry, clueless

FULL OF BROKEN PROMISES.... Future made us an offer for our dream house and 7 days before the move they pulled the plug on our 100% mortgage due to reducing mortgages to 90%. They ruin peoples lives. STEER CLEAR. We had to pull out of this offer as we couldnt afford 90% and thanks to a brilliant...

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Not for me

published 16/07/2007

FM is THE WORST company I have EVER dealt with. Their staff are thick, rude, lazy and generally some of the most unhelpful people you could wish to deal with. They made so many mistakes with my mortgage application, the approval process took ages and some of the things they asked for were just ridiculous and once they had approved me as a customer they kept on asking for information I had already provided them with several times. My house purchase almost fell through because of their incompetence. I would rather stick hot pokers in my eyes than deal with FM again.

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Not for me

NONE AT ALL

Made me want to cry every day I had to deal with t...

We are first time buyers who in the past have had some credit problems, yet after consulting a mortgage broker we were advised that it may be possible for us to obtain a 100% mortgage. We supplied all our details to the broker who then came back to us with the fantastic news that after looking at...

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Not for me

None

Everything you can think of. These people are Evil

I have had my mortgage with this laughable company for a few years now and i cannot stress enough DO NOT take out a Mortgage/Loan with them. I have mentioned their name to other Mortgage lenders and confirmation of how bad these people are is apparent. I made the mistake of requesting a...

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Not for me

None unless you are refused EVERYWHERE else

Outrages charges, cheeky staff, no help if you are...

Due to illness, we fell into arrears with this company and the minute the arrears went over 3 months, they threatened to repossess. We had kept them informed for several months before and told them the house was on the market. They stated they would give us 8 weeks to sell, but didn't. Basically...

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