Goldfish Card

...LOYALTY PLAN The Goldfish card has a loyalty plan which is run in conjunction with British Gas and the Gold Corporation. Basically every time you use your card you will get one point for every WHOLE pound spent. Please be aware that points are awarded for each transaction in whole pounds. This means that if you have 10 transactions at £9.99 you will only get 90 points not 99. These points will remain on your card for 5 years after that they will ...
...penny. Other offers include Goldfish Card Wine Service which is run by Wines Direct – you can redeem points against cases of wines from a catalogue which is sent with your welcome pack. Point’s value for this is 0.8 pence. The Goldfish Travel Service, you get between 5% and 17% off selected holidays when purchasing with your card. This costs 500 points to register and each time you use the service. Also Goldfish Travel Insurance - points ...

aflynn_01 13.06.2001 · Read full review
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Review of Goldfish Card

I have had my Goldfish card ever since they were first available and I have yet to be disappointed by it. I don’t have to pay an annual fee for the privilege of using this card, which is one of its main selling points as far as I am concerned. I have also been able to change the monthly payment date to suit my own financial circumstances. I always pay my bill in full every month so I have not done any research into whether the Goldfish Card ...
...The customer care from Goldfish is excellent. When my house was burgled and my credit cards stolen, Goldfish were efficient and friendly in making sure that I was not out of pocket, and my card was replaced right away. The Goldfish insurance on purchases is great too. I once bought a television together with five years extra warranty, from a company that subsequently went bust. Goldfish refunded the money for the extra warranty without any trouble ...

SusanLesley 02.05.2001 (04.11.2001) · Read full review
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Review of Goldfish Card

...etc. * £1 = 1 Goldfish point. 1000 points gets you a choice of vouchers [tip here is to go 0for the John Lewis vouchers – a) you get a £10 voucer for 1000 points, and b) if you spend them at John Lewis, they give you change in CASH, not more vouchers] What about the APR??? Well, I haven’t a clue (but over 15% I would imagine). My advice……..don’t use a credit card for credit. If you need a loan, then you can get ones ...
...it, then don’t buy it. Goldfish provides an opportunity to MAKE money out of the whole credit market, so why not take advantage? I’ve been with them for around 2 years now, and service has always been good. They keep a close eye on fraudulent use, and I have never had a worry about using it to shop online. Even if you choose not to go with “The Fish” then perhaps the ones to avoid would be the ones that fall through your ...

Jimb 13.05.2001 · Read full review
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Review of Goldfish Card

I have had the Goldfish card for about 3 years now (at least!) I must have been one of their first customers, and have been on the whole very happy with the card. There are a number of key areas that should be mentioned :- APPLICATION PROCEDURE :- Generally smooth and efficient. One problem with Goldfish is that they are very risk averse. If you have a poor credit history you will be rejected. Even if you have a good credit history you may also be ...
...(e.g. MBNA gave me 10k, Goldfish only gave me 3k!). This was a pain when I moved hose and put a lot of items on my credit cards. I would have preferred to use Goldfish for the points, but quickly reached my limit. The card is also available in Visa or Mastercard and there are different card designs that you can choose ? Two fish facing, , Fish Bowl, Scales and a few others. All are very attractive, and you have to choose them on application. On application ...

ordy 11.10.2001 (16.10.2001) · Read full review
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Review of Goldfish Card

...rate my opinion on the Goldfish Card. I have been using the Goldfish mastercard (operated by HFC bank) for nearly four years and am very satisfied both with the ‘product’ itself and the quality of customer service provided. As with any credit card, interest becomes payable on any outstanding balance shown on your account statement which you do not pay off within the required period. This is 21 days from the statement date, which means ...
...~ IS GOLDFISH FOR YOU? ~ The suitability of a credit card depends to a large extent on what kind of credit card user you are. If you operate your account with an outstanding balance, then the interest rate is of crucial importance, as the higher the interest rate the more you will have to pay. If you pay off your entire balance every month then the interest rate is of no particular significance, but other factors (loyalty schemes etc.) may sway ...

heneghan 09.05.2001 · Read full review
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Review of Goldfish Card

...may not be aware - Goldfish is now supplied by GOLDFISH BANK LTD and is no longer part of HFC - and may I say that since October the customer service from this company has been nothing short of appalling. Since the changeover I have not received a statement, I cannot make payments because they insist that my debit card is actually a credit card (?)and 2 lots of payment details passed to them have not been credited to my account, thus it has now ...
...===================================================== Goldfish credit card is supplied by HFC Bank, the company traditionally responsible for supplying consumer credit to many larger stores such as Currys and MFI. HFC is also responsible for Marbles, the logo partly responsible for the vast growth of credit available over the internet. Available in both VISA and Mastercard, you can apply for one at www.goldfish.com or through the normal route of ...

sue.51 04.07.2001 (27.12.2002) · Read full review
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Review of Goldfish Card

...Pas is French for “ Goldfish don’t bounce !! “ Well they don’t … goldfish don’t bounce … they just go … “ ahhhhhh ( that’s the sound of a falling goldfish ) … SPLAT !! Or if your goldfish is overweight then maybe it’s more like … “ ahhhhhh … THUD !! “ Or if you have one with the big pokey outey eyeballs then it’s more like … “ ahhhhhh … SPLAT !! POP !! POP !! “ Or even … “ ahhhhhh … SPLAT !! sizzzzzle !! “ when you drop one in the frying pan ...
...But we’re not talking real goldfish here, we’re talking the plastic kind that unlike cheques, which have a habit of bouncing, are infact credit cards and therefore don’t bounce either. Well … okay they do kinda, but only a little !! Anyway the Goldfish CC ( Credit Card ) is a little more snazzy that a normal CC as even though they are the same shape and size as any other CC the picture on the front is different. I’m not sure just how many different ...

gabrielangeles 06.12.2002 · Read full review
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Review of Goldfish Card

...up! I've had a Goldfish card for several years - ever since First Direct got rid of their points scheme on their old credit card, in fact - and I must have had several hundred pounds' worth of vouchers in that time I put most of my spending through my card rather than through my bank account and pay my bill every month. If you do the same then you're in luck, as the standard APR of around 18.9% (check for current rates) makes it an expensive option ...
...you spend you get one Goldfish point. 100 points is usually equal to a pound in money (give or take a little depending on the scheme you choose to spend it through). You also get 500 Goldfish points for succesfully recommending a friend to join up (all my friends now have Goldfish cards, whether they wanted them or not.) Schemes available currently include: - Savings on British Gas bills (gas and electricity, max £75 per year) - Discounts on AA ...

mcooper 01.07.2001 · Read full review
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Review of Goldfish Card

...getting your monthly statement from Goldfish your number of points earned are shown, including the balance brought forward from the previous statement. To receive the vouchers from Goldfish you can either ring them up using the telephone number shown on the back of your monthly statement, or visiting their web site which you have to sign up for. Vouchers usually arrive within 7 days, although, when you ring up, they say it can take up to 14 working ...
...is an excellent one I think. To sign onto this you are allocated an ID number which is sent through the post to you. This has to be entered before you can visit your account. This option can be used to see the transactions made or to pay your bill. Another option available is that you can customise your account by changing the statement date, which I have done. The partners available include Boots, Halfords,Dixons/Curry's/PC World M&S, BT, British ...

ray52 05.09.2001 (07.11.2001) · Read full review
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Review of Goldfish Card

I’ve had my Goldfish credit card now for several years, and have found it to offer the second-best return. It gives you the equivalent of 1% back on what you spend, although admittedly not in cash. As an aside, the GM Visa card is still the best value credit card for rebates, giving you up to 6% of your spend back off a Vauxhall. If you want to know more about this, please see my earlier opinion. Anyway, back to the Goldfish card – here are the ...
...it is nice to know that I will be getting something back for using a card that doesn’t cost anything. Oh, and the card is very pretty. When I was shopping in Canada last year, several of the shop assistants commented on how cute the goldfish design was! ...

mandyhaley 11.11.2001 (30.07.2002) · Read full review
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Review of Goldfish Card

I've had a Goldfish Mastercard (They offer Visa too) for over a year now and have been wholly pleased with it. The application process for me was very quick and I received my card within 10 days. I also received the PIN number within this timescale. This is only used should you require a cash advance on your card. Aside from the usual spend and pay it off later malarky, you earn Goldfish points for your credit card spending which you can redeem ...
...transactions, query transactions and redeem Goldfish points. You can also pay your balance via debit card, which saves having to send a cheque off. It is a very comprehensive service but you have to register online and wait for your ID to come by post before you can view your account online. There is no annual fee to have a Goldfish, nor do you have to feed it flaked food or keep it in a tank. (sorry, couldn't resist it!) I am unsure of the current ...

alflavor 01.01.2001 (04.06.2001) · Read full review
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Review of Goldfish Card

...wallet I carry around a Goldfish - I know I should keep it in a tank so please don't tell the RSPCA, but a tank doesn't fit in my back pocket and I don't want a wet bum either !! Actually, this Goldfish is a little plastic card with some nice pictures of fish on it - and when I go shopping with it, it brings a smile to my face as I use it to pay for my purchases. My Goldfish is a credit card - from British Gas and HFC Bank - like many other credit ...
...rewards scheme - so really there's nothing unusual about it. It's accepted as any other credit card is - home and abroad, let's you buy now and pay later and allows you to withdraw cash. The incentive scheme is OK - I reckon it works out at around 0.8% or so - special offers can improve it from time to time, but you could do better elsewhere. (Egg pays 1%). The internet application form is quick and easy and my initial credit limit was in my opinion ...

IainCMartin 18.06.2001 · Read full review
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Review of Goldfish Card

...when I applied for a Goldfish and I will never do it again. Before Goldfish I was a Barclaycard user, purely because as a student they offered no annual fee and some sort of gift for joining at the time. I kept using the Barclaycard after my years at uni finished and never really thought any more about it, until I realised I was paying this annual fee every year and that there were others cards with no annual fee. Now you may say that the annual ...
...around and went for the Goldfish card. There is no annual fee and the loyalty scheme they have is great. For those of you leaving a balance on your card the APR is 18.9%, granted this isn't brilliant, however the interest rates are not a concern of mine. Each time you make purchase using your Goldfish you gain Goldfish points that can be used for a variety of different things. This was much better than the old Barclaycard points which you could ...

lucybradly 28.01.2001 · Read full review
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Review of Goldfish Card

...ago, I switched to the Goldfish card, and find that it has a number of advantages: 1.For every pound I spend on the card, I have a points credit worth 1 penny. With an average card spend per month of around £300, this gives me an annual bonus of around £36. 2.These points can be exchanged as a credit against my B.G. gas bill, or TV licence etc. Alternatively, the points can be exchanged for Boots, Asda, Halfords, or a wide range of other vouchers. ...
...ordered. Goldfish has IMMEDIATELY accepted my protest at this, and has IMMEDIATELY refunded the charges on my account. 6.In the time I have been with Goldfish, there has NEVER been a single error on my monthly statement. 7.When my Bank has been late in making the payments on my monthly Goldfish bill, Goldfish has IMMEDIATELY agreed to reimburse me the interest charges levied against my account. Overall, therefore, I have found their service to ...

wiseoldowl 05.04.2001 · Read full review
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Review of Goldfish Card

...me? Well, if you use goldfish you will be well aware of the advantages of the card. With all purchases, as with many other cards you accrue points. These points are more rewarding than most other credit cards, and you can exchange them for store vouchers, like Asda, Boots or John Lewis, etc. The best value is the exchanging of points for vouchers to spend in Asda and John Lewis, because you get more cash for the points. These vouchers are sent ...
...within two days. I have tried many other credit card loyalty reward schemes and this one is by far the best. It works out to about one percent cash back,on the stores mentioned, and there are also other voucher/payment schemes for other companies.If you spend £ 1000 per month on your card you get £10. This soon mounts up. The theory is, if you always pay your balance off in full every month and do not pay interest, you should use the card for every ...

willsmj 26.02.2001 (03.11.2002) · Read full review
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Review of Goldfish Card