HSBC Loans

...know quite a lot about!!!! HSBC Loans. HSBC offer several ways of borrowing money, I'm going to talk to you today about the personal loan. SOME BASIC FACTS An HSBC personal loan is a good idea if you want fixed monthly repayments and you know exactly how much you want to borrow. You can borrow any amount between £1000 and a whopping £25,000. As I said the repayments are fixed which basically means you will pay the same amount back each month ...
...maximum of 8 years. An HSBC personal loan can be agreed for any purpose, and if you are accepted the money can be in your account with half an hour. WHY CHOOSE HSBC? But why choose HSBC I here you say. Plenty of other companies offer personal loans, some are even cheaper than HSBC. Well HSBC is the largest high street bank in the UK, (actually the second biggest bank in the world!!!!!), which means they are a reputable company with a good reputation. ...

coolaskaha 15.05.2004 (15.03.2006) · Read full review
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Review of HSBC Loans

I have an account with HSBC and have been with them for over ten years now. Recently I needed to take a loan out for £2000 and started having a look on the Internet and comparing rates etc from companies like Direct Line. As it turned out, the money was suddenly needed urgently and I had two days to sort everything out and have the money ready in my account. I have never contacted my bank to enquire about loans and their interest rates, and I'm not ...
...this time I did, and HSBC turned out to be one the of the best available lenders with the lowest rate. Not only that, but they told me that if I could pop in to the bank that afternoon the money would be ready in my account that same day! They were superbly efficient and very eager to sort things out as fast as I needed them to be! ...

Deenie 19.11.2000 · Read full review
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Review of HSBC Loans

...service make the loan from HSBC one I would recommend. I took out a graduate loan in November 1997, to buy a car for my first job. I asked my bank who I had been with during University for a loan, but they would not give me a loan, saying 'I relied on my overdraft too much'. However, on ringing HSBC they were willing to give me a loan if I opened a Graduate account with them. I opted for £5,000 over a 60 month period. HSBC produce a leaflet with ...
...making it easy to choose the loan amount and period based upon your budget in advance (I think most banks offer this for loans). I went into the bank, preferring to deal in person myself three years ago. It only took about half an hour to sort out the finer details, and the money was in the bank within a few days. I have had no problems with the loan, since everything is on a Direct Debit, and looks after itself. I inyend to pay off the remainder ...

lesinge2k 06.01.2001 · Read full review
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Review of HSBC Loans

I became redundant at the end of last year and owed @ £850 on a flexiloan with HSBC. As I had to claim benefits, I politely asked them to waive the re-payments until I able to pay them, hope-fully within a few months. I had banked with them for over 25 years and never, ever went overdrawn or made a late re-payment, however, they refused to show any interest in my circumstances and subsequently ramped- up ridiculous interest charges, created over-drafts ...
...additional sum of over £1500 from me in 6 months and credit black-listed me! It appears to me that their head office have a policy that just makes things up as they go along and are masters of delay tactics, namely putting you on hold while they think of something. It is blatantly obvious to me that the policies of this organization are based on simple extortion and utter lies, of which I have clear proof, on the grounds that there is no way that ...

DiMarco 23.06.2009 · Read full review
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Review of HSBC Loans

...recently got a Flexiloan from HSBC for £1000 and boy do I regret it now. The idea was great, a payment of £40 a month, the ability to withdraw money back out again without needing to renew the loan and if you pay it back earlier, you pay less interest. Great I thought, the rate was 16.9%, but I only wanted a small(ish) loan so I decided to put up with it. Since then I wish I hadn't done it. The bank seems to like charging me hidden extra's - the ...
...loan, HSBC used to be good, but are currently going through a bad patch and this is NOT the time to get a loan from them. Being a member of the bank doesn't help at all either, no beneficial rates or anything.... Shop elsewhere for your loan. ...

leahslad 02.03.2001 · Read full review
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Review of HSBC Loans