HSBC Mortgages

My partner has banked with HSBC since his student days and has had his fair share of run-ins with them (like over-extending the overdraft and maxing out the credit card etc!) but has mellowed out somewhat in the time we have been together. Following a period of what I fondly refer to as 'credit hell' we having been working our butts off ever since to try and improve our credit rating to get back to a clean slate. Circumstances came up (at not such ...
...so we went down to HSBC with not too many hopes. The mortgage advisor was fantastic. He told it to us straight, told us the things we needed to do and ultimately, he gave us a goal to work towards. We came out not feeling like we had been laughed, which, after a fair few declines, is no small feat, and began working towards the light at the end of the tunnel. Well, the year is almost up and boy, have we worked hard. We went back to our friendly mortgage ...

honey350 03.03.2003 · Read full review
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Review of HSBC Mortgages

...Resident status in the UK. HSBC offered us 95% to value mortgage for 2 years at a reasonable variable rate of 4.49% which was 0.01% below the bank base rate at that time. Our mortgage adviser at the high street branch was very informative and professional. She processed our application swiftly once she was satisfied that we were sincere first time buyers. We had a very satisfying 2 years with them although interest rates went up during that time. ...
...online. We applied online for HSBC life time variable mortgage for no-fee and got the mortgage at 5.89%. This was 0.89% above base rate but this again was the best deal for us as the rates went down pretty quickly owing to the worldwide economic downturn. HSBC lowered the interest rate by 0.10% from their online site published rate as we were remortgaging. This time too their conduct was thoroughly professional and it saved us time and hassle. In ...

Amber70 03.10.2009 · Read full review
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Review of HSBC Mortgages

...coming to an end. The HSBC website gave me an accurate quote for Mortgage, Monthly Repayment amount and Insurances like unemployment and sickness. There are also the various types of mortgage they offer like Fixed rate, first time buyer etc, all available to view on the site where you can type in factors such as amounts you wish to borrow, repayment term etc to give a quote online instantly. If you decide the mortgage is satisfactory (like me!) ...
...whole process is done by HSBC without you having to worry about the finer details. Moving house is a stressful experience as many people know too well and so when it comes to re-mortgaging it is nice that a company offers a no gimmick, smooth and cheap transition. Having been a HSBC customer for a very long time now I have also regularly used their website to manage my account online. The website is very good and I can manage all my accounts including ...

cosmicdance 11.05.2005 · Read full review
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Review of HSBC Mortgages

Banks are there to make money and I would like educate you as how the Mortage market works. first of all Banks compound your interest rate daily .. that's bad.. for example if you take out a loan or a Mortage 6% for 30 years, $300,000 you end up paying over $700,000 . What is the solution ? you can double payments that will reduce your 30 years to about 24 years. You can ask your Banker to have a simple interest loand which I will doubt it if they ...
...60 years and older and they have equity on their house over $65,000 you can have a reverse Mortgage(refinance to this concept). What is a reverse Mortgage, simply you stop paying your mortgage bill until all your equity will become zero, nada, nothing left. At that time either you die or if you sell your house the Banker will get most of the preoceeds. With the new era and economic collapse, they Banks right now will give a 30 years mortgage 4%. ...

iloveyou01 19.02.2009 · Read full review
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Review of HSBC Mortgages

...lower monthly payment. The HSBC adviser also discussed options for payment protection and life assurance with me but was not pushy in terms of sales technique and I did feel that I was given the option to explore taking out insurance ith a different financial institution had I so wished. The actual % can change with fluctuations in the market, so I would suggest checking with HSBC for the current rates,but I was offered. 4.61% interest ...

prbots 30.04.2007 · Read full review
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Review of HSBC Mortgages

...untill I walked in to HSBC and explained to them that I was planning to buy a flat on the 8th floor in a high rise building and wanted a mortgage, the lady turned around and said I am sure we will be able to give you a mortgage , she also stated that HSBC bank is the only bank that will give mortgage to a high rise building. This was great and I managed to buy my flat . If HSBC also refused to give me mortgage I wouldnt able to buy my flat. I took ...

gov25 26.04.2007 · Read full review
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Review of HSBC Mortgages

I would recommend HSBC to anyone looking for a mortgage. My partner and I are first time buyers and recent graduates. HSBC were the only bank to entertain us as Graduates without 3 months wage packets. We met our Adviser at times convenient to us, as my other half works in Manchester this meant we could meet at 6.30. The mortgage was explained in simple terms that we could understand. It was sorted out within two weeks and with our solicitors ready ...

CLChandler 20.09.2000 · Read full review
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Review of HSBC Mortgages

...mortgage with any bank but hsbc is the one i found is very reliable and trustworthy morgage ways and now i m getting morgage with the hsbc and i recommend others to get good deal of morgatge with hsbc so they can have very good and very good package of morgage this deal is very well. in this deal we are in the most profit because there interest rate is less then other banks and building socitieys and we can have good advantage of this offer. there ...

salampakistan3 17.04.2007 · Read full review
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Review of HSBC Mortgages

...have done morgae with the hsbc and now i am advising yoiu peoples to get morgae with hsbc because this is the best way of morgatge. i have done morgatge woith this company and now i m feeling very free they have low intrest rates very good quality customer service and they are doing well in there field and i think if you want tthe mortgae then this is the best deal you ever can get and now you can have the one best deal. come and dont wasate time ...

abcuk 18.04.2007 · Read full review
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Review of HSBC Mortgages