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Home > Finance > Banking & Personal Finance > Banks > Halifax

User Reviews

for Halifax

Rating Summary based on 145 reviews

  • 5 Stars
    		25
  • 4 Stars
    		31
  • 3 Stars
    		22
  • 2 Stars
    		27
  • 1 Star
    		40

Detailed rating

  • Competitiveness of charges/rates
  • Efficiency of service
  • Online - Content/organization of site
  • Online - Ease of applying for products
  • Online - Investment tracking
  		• 3.0
  		• 2.7
  		• 3.1
  		• 2.8
  		• 2.0
Previous page Next page Page 1 of 15 | 1 to 10 out of 145 Review(s)
  • 40 of 41 Ciao users found the following review helpful
    Picture of ricci

    ricci

    4 Stars The place where my hard earnt cash goes 30/10/2002
    User doesn't recommend the product

    Advantages Advantages convenient, easy to use, 24 hour banking available

    Disadvantages Disadvantages different interest rates and overdraft charges for different income groups

    I’ve had a current account with the Halifax since the tender age of 14. No I wasn’t some kind of precocious brat with an unhealthy interest in the F.T. The people who employed me to do a paperround preferred to put my wages into a bank account which happened to be the Halifax. So 13 years later I’m still with the Halifax. Avoiding the hassle of changing my account is one big reason why I’m still with them. Also they’ve given me no reason to be forced to change it. So what does the Halifax current account offer? You can find out plenty about the Halifax current account and general services from ... more
  • 130 of 130 Ciao users found the following review helpful
    Picture of Versatile

    Versatile

    5 Stars DID YOU SELL YOUR SHARES..... 04/12/2001
    User recommends the product

    Advantages Advantages All in opinion

    Disadvantages Disadvantages All in opinion

    I’ve been banking with Barclays Bank for more than 12 years now and during that time the only other account I had was a Liquid Gold Account with Leeds Building Society. About five or six years ago Leeds Building Society merged with Halifax ~ a merger that suited me nicely seeing that I was given Halifax Plc shares, a total value of around £2,000. All Leeds branches closed down and all existing account members were taken over by Halifax. My initial reaction was to close my account and sell my shares, after all I was more than happy with Barclays Bank and so there was really no need to look ... more
  • 33 of 33 Ciao users found the following review helpful
    Picture of sjl02

    sjl02

    4 Stars Halifanx u very much 27/11/2001
    User recommends the product

    Advantages Advantages Good HS presence, v.good online service, good range of fin.services

    Disadvantages Disadvantages Annoying adverts!

    I've been with the Halifax for over 10 years now and must say they're not a bad bunch. Occasionally you get the odd muppet behind the glass screen but, compared to other current accounts (Natwest & Nationwide) I've had, they're right up there with the best. At the moment, I share a Halifax account with my girlfriend and we use that for all our bill paying. We pay in £1000 a month which covers rent and bills quite nicely but also entitles us to 4% interest, which is a lot higher than other accounts and is updated monthly, so we get a couple of quid a month from that, which is better than a kick ... more
  • 23 of 23 Ciao users found the following review helpful
    Picture of holland

    holland

    5 Stars Probably the best bank in the world 10/07/2001
    User recommends the product

    Advantages Advantages Generally a good bank to be with

    Disadvantages Disadvantages They always seem to give me the trainee

    I’ve been accused in previous ops as being less than fair to the good folk up north. Apologies were made at the time, but now I would like to give something back. I would like to congratulate them on their incredible ability to produce good banks. The best of them all has to be the Halifax. The Halifax, or soon to be the HBOS (when they merge with the Bank of Scotland, another great northern financial institute) has served me well for much of my life, in fact all of it. If I look back far enough to the days of the Halifax Building Society I remember the good old junior savings accounts ... more
  • 57 of 58 Ciao users found the following review helpful
    Picture of alliecat

    alliecat

    4 Stars Banking is good for you 03/11/2002
    User recommends the product

    Advantages Advantages Independence, easier to get than a normal bank account

    Disadvantages Disadvantages No cheque card or overdraft facility

    I am getting a divorce and one of the scariest things about being a newly separated woman was all the banking you have to do. I was sick of banking. My husband was the banker in the family. And once he was gone, I had to learn to do it myself.. Now, I was never at all fond of banking. It takes a lot of effort for little return. Just lots of in and outs and nothing to show for it at the end. And very little in the way of interest. My ex would do it once a month and get it over with as quickly as possible. There would be lots of grunting and moaning and tutting, a big flurry of frenzied activity ... more
  • 14 of 14 Ciao users found the following review helpful
    Picture of mi_ke

    mi_ke

    5 Stars HALIFAX Review with images 09/06/2009
    User recommends the product

    Advantages Advantages Friendly efficient service

    Disadvantages Disadvantages none

    with many banks since I was 16 and eligible to have a proper bank account. Normally, you’ll find that people bank with the bank that their parents banked with, and seldom change as it’s what they are used to and it’s the way they know banking to be. Although I was brought up on Nat West by my parents, I soon became dissatisfied with this company soon after I had my first job at the age of 16. From then on, with regards to banking, I have moved my accounts if not satisfied with a particular brand. After Nat West I moved to Abbey National who I banked with for quite sometime, however after the ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of danradders

    danradders

    5 Stars Helpful Halifax 30/12/2000
    User recommends the product

    Advantages Advantages good staff, easy application process

    Disadvantages Disadvantages I am still still waiting for one

    I have been with the Halifax for about six years now, and have had no problems whatsoever. I have had a savings account for that time, and from when I first started, I have had no complaints. The staff were very friendly and helpful when I went in and told them what I wanted, and it did not take long for them to set up my account. Only a book account as I was so young, but as soon as I turned 16 and started earning some money, they gave me a cardcash account, which comes with a Solo card (very handy when shopping on the net, as more and more sites except it) and did not charge me for ... more
  • 38 of 38 Ciao users found the following review helpful
    Picture of water-witch

    water-witch

    2 Stars Direct debit debacle 01/11/2001
    User doesn't recommend the product

    Advantages Advantages See op

    Disadvantages Disadvantages See op

    I am totally convinced that all banks are not there to serve us best. Whatever happened to a branch manager to whom you could go and talk when things were good and when there were problems! These days there is such inflexibility, whatever the computer says goes. I can ruefully remember a time when, if you had a temporary problem ,the manager , who usually knew you and hopefully trusted your integrity,could make a decision to help you. Now they seem to be merely puppets guided by a computer. This op is to warn people to take great care in keeping records and chasing up problems like a ... more
  • 9 of 9 Ciao users found the following review helpful
    Picture of redmisty

    redmisty

    2 Stars Hassle free banking - until you start earning 13/04/2001
    User doesn't recommend the product

    Advantages Advantages Great to begin with

    Disadvantages Disadvantages They treat graduates worse than most other banks

    It's funny. I must've originally written this opinion about 3 years ago. Back then, I had no complaints. The Halifax had treated me in an exemplary fashion. How things have changed. They were fine when I was a student. I had to make full use of the interest-free overdraft that was on offer. Ok, so it wasn't as generous as that offered by other banks, but I viewed that as a good thing - it helped me manage my debt slightly better than I might otherwise have done. And the first year after I graduated was fine too. I was in low-paid work, struggling to pay the rent in one of the most expensive ... more
  • 12 of 12 Ciao users found the following review helpful
    Picture of Emma1973

    Level 6 Emma1973

    Member since 16/09/2001

    Reviews written: 244

    4 Stars Flying SOLO 06/12/2001
    User recommends the product

    Advantages Advantages Cant get into debt

    Disadvantages Disadvantages Cant get at my money!!

    Due to other problems with banks I stumbled across the Halifax Cardcash account. Fifty pounds to open it, Solo Card, cheque book but no guarantee card, no overdraft, no spending over your limit. At first it sounded fantastic, being a student it meant I couldnt be tempted by offers of big overdrafts, etc. But the more I look into things the more worried I get. Firstly: the charges if it does refuse a Direct Debit or Cheque. £27.50 per item, that is extortinate. I'm sure there have been times when people have not made sure there is exactly enough for a Direct Debit, or the company takes it out ... more
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