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1-15 of 32 reviews Show most helpful reviews first Newest first

 

Get your Hali-facts straight!

AdvantagesMarket leading financial products, good online banking

DisadvantagesPoor customer service in branch, over selling of products

"...a relatively new customer of Halifax bank having had a current account with them for two years now. I've heard the saying that people are more likely to get divorced than change their bank accounts and I do think there's a certain amount of truth in that, as most of us are guilty of apathy when it comes to our personal finance. It just so happened that Halifax were offering a bribe, I mean 'new customer incentive', of £100 at the time I was looking ..." Read review
20.08.2009

Ciao members have rated this review on average: very helpful

Community Level 4JoMerrington

JoMerrington

No freebies but excellent service....

AdvantagesGreat service

Disadvantageshard sell!

"...been a memeber of the Halifax since I was born and my parents opened a savings account for me, that's 22 years now! In this time I have had a number of different accounts with them. For the purpose of this opinion I will concentrate on my current account. Well, my current account was first opened when I was about 17 and gave me that little bit more flexibility with a cashcard and cheque book (previously I'd had to use a pass book and queue at the ..." Read review
02.09.2001

Ciao members have rated this review on average: very helpful

Community Level 41234

1234

ISA what type to select

Advantagesinvestment tax-free

Disadvantageslimitations

"ISA is an Individual Savings Account. You could ask:” So every account is individual anyway, what is so special that people keep talking about it?” Well, it is tax-free, and if you’re resident in UK and your age is 18 or above you are allowed to have one. There are three different kinds of ISAs that you can pick and choose, equities, cash, or insurance. The advantage in have an ISA is that you get all the interest tax free, which ..." Read review
26.02.2001

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Community Level 2DavidWilcox

DavidWilcox

No Credit Score Bank Account with Debit Card

AdvantagesOnline Account Opening

DisadvantagesStill have to go to a branch to activate

"My partner and I have had difficulty in the past with credit which thankfully behind us but as anyone in that situation knows, your credit history is damaged. All too often banks, loan companies and other credit lenders are too quick to judge a person by their credit file. My partner had been a member of a well known Building Society for nearly twenty years and never had a problem with getting an overdraft. Then unfortunately we hit some financial ..." Read review
07.09.2002

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Community Level 5Rosebudwit...

Rosebudwithredroses

Halifax - Ok, does the job

Advantageshas generally good opening hours, UK call centres

DisadvantagesNot the best at sorting out complaints

"...have been a customer of Halifax for 7 years as my main current account, although I have had various savings accounts over the years with them. My current account was previously with Woolwich, which had been brought out by Barclays, and as I had already got a current account at Barclays, I did not want two, so I thought I'd try the Halifax. When I opened the account, I found this to be a simple procedure; I was also offered a credit card at the ..." Read review
29.12.2011

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Community Level 2jtamagnini

jtamagnini

Keep up the good work

AdvantagesCourteous staff, hardly any queues, great advice and huge range of financial products

Disadvantagesno late openings

"I joined the Halifax after switching from Abbey, who I had switched from s**** Barclays. Barclays in Milton Keynes probably have the worst customer service in the world so I told the to get stuffed. I went to Abbey as they were offering a high rate of interest on current accounts however after 1 year they dropped this to 0.1%. I thought, well if the new joiners are getting 8% and I get a slap in the face with a wet kipper, I'm off. I went to the ..." Read review
29.09.2007

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Community Level 3liana3030

liana3030

Save More, Spend Less? or Spend More Save More?

Advantages1% Moneyback

DisadvantagesPoor interest rate on credit balances

"...found once upon a time:-The Halifax Moneyback Current Account. The Halifax\Moneyback Current Account is basically a current account+ Debit card which gives you cash back for using it. If you are a person like me, who is wary of the Credit card ( simply because you are spending what you do not have, and so keeping a limit to expenditure becomes increasingly difficult), then the next best thing to hard cash is a Current Account with a Debit Card. Halifax ..." Read review
09.07.2007

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Community Level 2AndyGray2k7

AndyGray2k7

Halifax Expresscash Review Review with images

AdvantagesFriendly staff, online banking and visa electron

DisadvantagesInterest Rates

"...i save with Nationwide, but Halifax do offer a 'Save4It' and 'regular kids saver' account which offers higher interest. You can also sign up to a 'web saver' account to go alongside your 'Expresscash' account with Online Banking. ::::Opening the account:::: You can register for an Expresscash account online, at your local branch or by telephone (i think). I choose to register online, it was simple and very easy to do. Within a couple of days ..." Read review
19.05.2007

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Community Level 3cher1974

cher1974

I actually did get " A LITTLE XTRA"

AdvantagesI was paid to move my account over to them.

DisadvantagesThey are making harsh changes to some of their accounts £1 a day charge for being overdrawn, bewar

"...I popped into my local Halifax branch to make a counter transaction. The lady behind the counter asked me if I was aware of the changes that are going to be happening to my account. I wasn't aware that any changes were being made starting from 1st December despite the claim that a letter had apparently been sent to me. It unravels that the current account I have will be changing and that Halifax will be charging me £1 per day for every day the ..." Read review
03.11.2009

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Community Level 1Roadrunner

Roadrunner

Hopeless for Graduates

AdvantagesInterest-free overdraft - maximum of £1000

DisadvantagesAbsolutely nothing else

"...recently moved banks from the Halifax to the Royal Bank of Scotland. While I was a student, it didn't matter very much to me what the banks provided, so long as they let me limp about with a huge overdraft. However, graduation is a whole different ball-game. When you enter the big bad world of work, there are a lot of things you need - suits, ties, a deposit on a flat, money to keep you alive while you wait for your first payday, and a thousand ..." Read review
13.03.2001

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Community Level 4Jeser

Jeser

Halifax fixed rate ISA Saver

AdvantagesGreat customer serice, a great way to build a tax free lump sum

DisadvantagesNo withdrawals allowed in fixed term

"...of 1 to 5 years Halifax has got the answer. As I am looking for a tax free lump sum from my savings after I graduate from uni in five years time. For those of you who are not familiar with ISA's I have provided some general info below. * ISA's General * ISA's are Individual savings accounts launched by the government in 1999 to replace TESSA's and PEP's as a Tax free savings vehicle for people to save and earn interest tax free. They are ..." Read review
22.11.2003

Ciao members have rated this review on average: very helpful

Community Level 2Infernoid

Infernoid

Great but can be improved

AdvantagesExcellent rates, service and online tools

DisadvantagesVery reservered

"...have been a member of Halifax for 8 years now. Starting off on a basic account, I have worked my way to a current account. The actual account is fantastic. It has excellent interest rates (highest for current accounts) with obviously all the extras - switch card, cheque book, etc. The overdraft facility can be arranged quickly and easily by calling Halifax over the phone. They offer a £100 overdraft interest free and the any additional you ..." Read review
16.04.2002

Ciao members have rated this review on average: very helpful

Community Level 2damessiahuk

damessiahuk

Im certainly getting extra, why dont you?

Advantages1% Back on all debit card purchases, Free online service, some branches open til 8pm and on sundays!

DisadvantagesNone that I can think of

"...Barclays Current Account and the Halifax Standard Current Account: Rate: Lloyds Current Account: 4% Barclays: 0.1% Halifax: 2.3% Right, I know you probably think that Lloyds TSB are pretty impressive, but dont let interest rates pull you in! Current accounts are not designed to earn you interest, your money is not in it long enough. Fair enough, if you had £25000 in all year at 4% that wasnt touched, then thats a nice return. But who does? ..." Read review
21.02.2006

Ciao members have rated this review on average: very helpful

Community Level 6heideroosjes

heideroosjes

Excellent rates at the Halifax

AdvantagesGood rates

DisadvantagesNone

"...Account I have found the Halifax a very reasonable bank to deal with. Their new current account boasts 4.07% AER (4% gross) interest and is well suited for younger people as it offers a useful £100 interest and charge free overdraft which can be arranged if needed. The only problem with this account is that you need to be working, putting in £1000 a month, and this could be a little difficult. My account with Halifax is the most basic current account ..." Read review
19.02.2001

Ciao members have rated this review on average: very helpful

Community Level 2lizbizi

lizbizi

No credit check current account...NOT

AdvantagesExtraordinary current account,if you can get one

DisadvantagesFalse claims that anyone can bank with them with out their past credit history being dragged up,staff that give false information,computers that are offline when needed.

"When it is with the Halifax! Recently there has been a huge advertising campaign on tv,radio and just about everywhere else imaginable about their new NO-CREDIT Check Current account. I thought great ,at last somewhere my wages can be paid in and i can control my finances in an orderly fashion.Something ihave been trying hard to do for approx 5 years with much loathed Abbey Instant Plus, unsuccessfully. Yeah right, i withdraw the £100 opening balance ..." Read review
02.02.2001

Ciao members have rated this review on average: helpful



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