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Home > Finance > Banking & Personal Finance > Accounts > Halifax Accounts

User Reviews

for Halifax Accounts

Rating Summary based on 32 reviews

  • 5 Stars
    		13
  • 4 Stars
    		10
  • 3 Stars
    		2
  • 2 Stars
    		1
  • 1 Star
    		6

Detailed rating

  • Competitiveness of charges/rates
  • Efficiency of service
  • Online - Content/organization of site
  • Online - Ease of applying for products
  • Online - Investment tracking
  		• 3.8
  		• 3.8
  		• 4.2
  		• 3.5
  		• 2.3
Previous page Next page Page 1 of 4 | 1 to 10 out of 32 Review(s)
  • 52 of 52 Ciao users found the following review helpful
    Picture of jo-1976

    Level 7 jo-1976

    Member since 02/07/2009

    Reviews written: 296

    3 Stars Get your Hali-facts straight! 20/08/2009
    User recommends the product

    Advantages Advantages Market leading financial products, good online banking

    Disadvantages Disadvantages Poor customer service in branch, over selling of products

    I am, in banking terms, a relatively new customer of Halifax bank having had a current account with them for two years now. I've heard the saying that people are more likely to get divorced than change their bank accounts and I do think there's a certain amount of truth in that, as most of us are guilty of apathy when it comes to our personal finance. It just so happened that Halifax were offering a bribe, I mean 'new customer incentive', of £100 at the time I was looking for a joint current account after getting married and a new fiscal relationship was born! I actually opened what was then a ... more
  • 48 of 48 Ciao users found the following review helpful
    Picture of JoMerrington

    JoMerrington

    5 Stars No freebies but excellent service.... 02/09/2001
    User recommends the product

    Advantages Advantages Great service

    Disadvantages Disadvantages hard sell!

    I've been a memeber of the Halifax since I was born and my parents opened a savings account for me, that's 22 years now! In this time I have had a number of different accounts with them. For the purpose of this opinion I will concentrate on my current account. Well, my current account was first opened when I was about 17 and gave me that little bit more flexibility with a cashcard and cheque book (previously I'd had to use a pass book and queue at the counter when I wanted anything). On turning 18 I was offered a switch card which also acted as a £100 cheque guarantee card...even my parents ... more
  • 27 of 27 Ciao users found the following review helpful
    Picture of 1234

    1234

    5 Stars ISA what type to select 26/02/2001
    User recommends the product

    Advantages Advantages investment tax-free

    Disadvantages Disadvantages limitations

    ISA is an Individual Savings Account. You could ask:” So every account is individual anyway, what is so special that people keep talking about it?” Well, it is tax-free, and if you’re resident in UK and your age is 18 or above you are allowed to have one. There are three different kinds of ISAs that you can pick and choose, equities, cash, or insurance. The advantage in have an ISA is that you get all the interest tax free, which normally you wouldn’t. Now let’s clarify, I said previously that there are three different kinds of ISAs, that’s correct, but they ... more
  • 21 of 21 Ciao users found the following review helpful
    Picture of DavidWilcox

    DavidWilcox

    5 Stars No Credit Score Bank Account with Debit Card 07/09/2002
    User recommends the product

    Advantages Advantages Online Account Opening

    Disadvantages Disadvantages Still have to go to a branch to activate

    My partner and I have had difficulty in the past with credit which thankfully behind us but as anyone in that situation knows, your credit history is damaged. All too often banks, loan companies and other credit lenders are too quick to judge a person by their credit file. My partner had been a member of a well known Building Society for nearly twenty years and never had a problem with getting an overdraft. Then unfortunately we hit some financial difficulties which impaired our credit file. This happened nearly four years ago and we are both now very financially secure. We applied to our bank ... more
  • 3 of 3 Ciao users found the following review helpful
    Picture of Rosebudwithredroses

    Rosebudwithredroses

    3 Stars Halifax - Ok, does the job 29/12/2011

    Advantages Advantages has generally good opening hours, UK call centres

    Disadvantages Disadvantages Not the best at sorting out complaints

    have been a customer of Halifax for 7 years as my main current account, although I have had various savings accounts over the years with them. My current account was previously with Woolwich, which had been brought out by Barclays, and as I had already got a current account at Barclays, I did not want two, so I thought I'd try the Halifax. When I opened the account, I found this to be a simple procedure; I was also offered a credit card at the time with a nine month interest period. Within a week, I had the debit card and pin number, and less than a week after that I had my cheque book. I had ... more
  • 25 of 25 Ciao users found the following review helpful
    Picture of jtamagnini

    jtamagnini

    5 Stars Keep up the good work 29/09/2007
    User recommends the product

    Advantages Advantages Courteous staff, hardly any queues, great advice and huge range of financial products

    Disadvantages Disadvantages no late openings

    I joined the Halifax after switching from Abbey, who I had switched from s**** Barclays. Barclays in Milton Keynes probably have the worst customer service in the world so I told the to get stuffed. I went to Abbey as they were offering a high rate of interest on current accounts however after 1 year they dropped this to 0.1%. I thought, well if the new joiners are getting 8% and I get a slap in the face with a wet kipper, I'm off. I went to the Halifax and they made me a an appointment for a Saturday morning (convenient). They interviewed and listening to all my circumstances, how much I had ... more
  • 34 of 34 Ciao users found the following review helpful
    Picture of liana3030

    liana3030

    5 Stars Save More, Spend Less? or Spend More Save More? 09/07/2007
    User recommends the product

    Advantages Advantages 1% Moneyback

    Disadvantages Disadvantages Poor interest rate on credit balances

    ££££££££££££££££££££££££££££££££££££££££​£££££ £££££££££ PROLOGUE ££££££££££ Even before I married the most lovable spendthrift in the world, I had realised that if our Bank balance should show something in Green, then I would have to manage the financial side of our Marriage. I am one of those people that Bankers and Banks would love to hate:-- the complete Rate tart. I keep looking out for good and better deals regularly and try to read the small print as far as possible before committing. So this is what I found once upon a time:-The Halifax Moneyback Current Account. The Halifax\Moneyback ... more
  • 24 of 24 Ciao users found the following review helpful
    Picture of AndyGray2k7

    AndyGray2k7

    4 Stars Halifax Expresscash Review Review with images 19/05/2007
    User recommends the product

    Advantages Advantages Friendly staff, online banking and visa electron

    Disadvantages Disadvantages Interest Rates

    ::::Why did i go with Halifax?:::: Simple question with a simple answer. It was because of the range of features the 'Expresscash' account offered. Such as online banking and a debit card! These features attracted me the most, except the interest is the worst for teenagers accounts... But that doesn't matter as i save with Nationwide, but Halifax do offer a 'Save4It' and 'regular kids saver' account which offers higher interest. You can also sign up to a 'web saver' account to go alongside your 'Expresscash' account with Online Banking. ::::Opening the account:::: You can register for an ... more
  • 15 of 15 Ciao users found the following review helpful
    Picture of cher1974

    cher1974

    4 Stars I actually did get " A LITTLE XTRA" 03/11/2009
    User recommends the product

    Advantages Advantages I was paid to move my account over to them.

    Disadvantages Disadvantages They are making harsh changes to some of their accounts £1 a day charge for being overdrawn, bewar

    Let me start this review by mentioning that I really get annoyed and irritated by banks and building society's. Last week I popped into my local Halifax branch to make a counter transaction. The lady behind the counter asked me if I was aware of the changes that are going to be happening to my account. I wasn't aware that any changes were being made starting from 1st December despite the claim that a letter had apparently been sent to me. It unravels that the current account I have will be changing and that Halifax will be charging me £1 per day for every day the account holder is overdrawn ... more
  • 6 of 6 Ciao users found the following review helpful
    Picture of Roadrunner

    Roadrunner

    1 Star Hopeless for Graduates 13/03/2001
    User doesn't recommend the product

    Advantages Advantages Interest-free overdraft - maximum of £1000

    Disadvantages Disadvantages Absolutely nothing else

    I have recently moved banks from the Halifax to the Royal Bank of Scotland. While I was a student, it didn't matter very much to me what the banks provided, so long as they let me limp about with a huge overdraft. However, graduation is a whole different ball-game. When you enter the big bad world of work, there are a lot of things you need - suits, ties, a deposit on a flat, money to keep you alive while you wait for your first payday, and a thousand other expenses that never occur to you until suddenly you realise it's not a good idea to turn up to work with trainers on. And let's face it ... more
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