Halifax Accounts

...a relatively new customer of Halifax bank having had a current account with them for two years now. I've heard the saying that people are more likely to get divorced than change their bank accounts and I do think there's a certain amount of truth in that, as most of us are guilty of apathy when it comes to our personal finance. It just so happened that Halifax were offering a bribe, I mean 'new customer incentive', of £100 at the time I was looking ...
...High Interest current account with Halifax back in 2007. I opened the account online which seemed relatively straightforward at the time and then received all the relevant paperwork through the post within a matter of days. The £100 incentive that had attracted me to the account in the first place was dependent on a number of conditions being met within a set timescale. One of the conditions was that I needed to use Halifax's own 'switching service' ...

jo-1976 20.08.2009 · Read full review
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Review of Halifax Accounts

...been a memeber of the Halifax since I was born and my parents opened a savings account for me, that's 22 years now! In this time I have had a number of different accounts with them. For the purpose of this opinion I will concentrate on my current account. Well, my current account was first opened when I was about 17 and gave me that little bit more flexibility with a cashcard and cheque book (previously I'd had to use a pass book and queue at the ...
...have to do anything, the Halifax already had all my details and I had been satisfied with their service. The interest on my student account (yes, it was in credit!!) wasn't very high (around 2%) but the account was flexible and I could have a credit card to match my switch card and complete the set!! My grant cheque was always paid in as cash so I didn't have to wait for anything to clear which I thought was a nice gesture. Now that I'm no longer ...

JoMerrington 02.09.2001 · Read full review
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Review of Halifax Accounts

ISA is an Individual Savings Account. You could ask:” So every account is individual anyway, what is so special that people keep talking about it?” Well, it is tax-free, and if you’re resident in UK and your age is 18 or above you are allowed to have one. There are three different kinds of ISAs that you can pick and choose, equities, cash, or insurance. The advantage in have an ISA is that you get all the interest tax free, which ...
...there are three different kinds of ISAs, that’s correct, but they are divided in Maxi ISA or Mini ISA and in both cases the maximum amount permitted to invest is £7.000 pounds. When you invest in Maxi the maximum amount that you can invest is £7.000 pounds, we are talking in investment so you could ask:” What sort of investment is the Maxi ISA?” Good question! They are shares, bonds. The limit to invest in shares is £7.000, but ...

1234 26.02.2001 · Read full review
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Review of Halifax Accounts

My partner and I have had difficulty in the past with credit which thankfully behind us but as anyone in that situation knows, your credit history is damaged. All too often banks, loan companies and other credit lenders are too quick to judge a person by their credit file. My partner had been a member of a well known Building Society for nearly twenty years and never had a problem with getting an overdraft. Then unfortunately we hit some financial ...
...four years ago and we are both now very financially secure. We applied to our bank for an overdraft and was refused. We felt as though the past twenty years had counted for nothing and they were only interested in the information supplied by the Credit Reference Agency and did not take into account any mitigating circumstances. This annoyed us both and we started to shop around for other High Street accounts that we could convert to. After being ...

DavidWilcox 07.09.2002 · Read full review
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Review of Halifax Accounts

I joined the Halifax after switching from Abbey, who I had switched from s**** Barclays. Barclays in Milton Keynes probably have the worst customer service in the world so I told the to get stuffed. I went to Abbey as they were offering a high rate of interest on current accounts however after 1 year they dropped this to 0.1%. I thought, well if the new joiners are getting 8% and I get a slap in the face with a wet kipper, I'm off. I went to the ...
...Saturday morning (convenient). They interviewed and listening to all my circumstances, how much I had to invest, what my lifestyle expenses were, etc. They recommeded a Ultimate Reward Current Account. This costs £10 pm BUT you get 6.17% interest on the first £2500, worldwide multi-trip travel insurance which I need, RAC breakdown cover so that saves me a few bob, mobile insurance (and that alone pays for the account!) plus vouchers, airport lounges, ...

jtamagnini 29.09.2007 · Read full review
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Review of Halifax Accounts

...found once upon a time:-The Halifax Moneyback Current Account. The Halifax\Moneyback Current Account is basically a current account+ Debit card which gives you cash back for using it. If you are a person like me, who is wary of the Credit card ( simply because you are spending what you do not have, and so keeping a limit to expenditure becomes increasingly difficult), then the next best thing to hard cash is a Current Account with a Debit Card. ...
...your current account to halifax before the 11th of August 2007, then halifax will put in £100 pounds just for joining. ( source-halifax website) -- The 1% moneyback is ideal for customers who can pay in at least £1000 pounds per month. Tip 1.- You can deposit and take the money back any time during the month. Also the £1000 need not be put in altogether, so even if you think you cant afford it, you really can!! Point To Remember The Moneyback ...

liana3030 09.07.2007 · Read full review
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Review of Halifax Accounts

...i save with Nationwide, but Halifax do offer a 'Save4It' and 'regular kids saver' account which offers higher interest. You can also sign up to a 'web saver' account to go alongside your 'Expresscash' account with Online Banking. ::::Opening the account:::: You can register for an Expresscash account online, at your local branch or by telephone (i think). I choose to register online, it was simple and very easy to do. Within a couple of days ...
...online banking features for the halifax expresscash account are much better than the my Nationwide one. I can transfer money to other accounts (like my Nationwide one!). It lets you view statements from the last 2 years, i haven't been with them that long so i haven't got much to look at!). You can even manage direct debits, get holiday money and view the latest information on your account. There is also some special online savings accounts to ...

AndyGray2k7 19.05.2007 · Read full review
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Review of Halifax Accounts

...I popped into my local Halifax branch to make a counter transaction. The lady behind the counter asked me if I was aware of the changes that are going to be happening to my account. I wasn't aware that any changes were being made starting from 1st December despite the claim that a letter had apparently been sent to me. It unravels that the current account I have will be changing and that Halifax will be charging me £1 per day for every day the account ...
...from those accounts over to Halifax I would receive £25.00, I was being slightly cheeky and tongue in cheek when I asked if I get £25 for each account I transfer. I was admittedly very shocked when she said yes. To get my reward of £50.00 all I needed to do was to provide my other bank details, sign forms to authorise them to deal with natwest for the takeover of my standing orders/direct debits, and pay a £100 pounds into my new account to open ...

cher1974 03.11.2009 · Read full review
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Review of Halifax Accounts

...recently moved banks from the Halifax to the Royal Bank of Scotland. While I was a student, it didn't matter very much to me what the banks provided, so long as they let me limp about with a huge overdraft. However, graduation is a whole different ball-game. When you enter the big bad world of work, there are a lot of things you need - suits, ties, a deposit on a flat, money to keep you alive while you wait for your first payday, and a thousand ...
...realise it's not a good idea to turn up to work with trainers on. And let's face it, students are hopeless with money! Three to five years spent living hand to mouth, pissing a fortune up against the wall outside the pub (or spewing it in the gutter), eating Safeway baked beans and discovering the culinary flexibility of tuna, does not prepare the average person for the nine to five final-demands-on-your-doormat no-more-discounts life of a real ...

Roadrunner 13.03.2001 · Read full review
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Review of Halifax Accounts

...of 1 to 5 years Halifax has got the answer. As I am looking for a tax free lump sum from my savings after I graduate from uni in five years time. For those of you who are not familiar with ISA's I have provided some general info below. * ISA's General * ISA's are Individual savings accounts launched by the government in 1999 to replace TESSA's and PEP's as a Tax free savings vehicle for people to save and earn interest tax free. They are split ...
...any tax year. * HALIFAX FIXED RATE ISA SAVER * This is a special tax exempt savings account offered by the Halifax for anyone wanting a fixed rate guaranteed return on their tax free savings if you have a minimum of £3000 to invest. * THIS CAN BE MADE UP OF MANY SUBSCRIPTIONS * * Matured TESSA capital up £9000 * Previous tax year subscriptions into cash mini ISA's * Current tax year subsriptions into Cash mini ISA's or a combination of three ...

Jeser 22.11.2003 (23.02.2004) · Read full review
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Review of Halifax Accounts

...have been a member of Halifax for 8 years now. Starting off on a basic account, I have worked my way to a current account. The actual account is fantastic. It has excellent interest rates (highest for current accounts) with obviously all the extras - switch card, cheque book, etc. The overdraft facility can be arranged quickly and easily by calling Halifax over the phone. They offer a £100 overdraft interest free and the any additional you must ...
...one there for security purposes. Halifax don't see this though! The greatest thing about Halifax is the online banking. You can do all your banking on the net. The portfolia system used is very advanced and can include most of your Halifax account - I have my current account, ISA saver and credit card all on one screen. It is very impressive but could have some basic improvements - i.e. increse overdraft online, etc. The customer service of Halifax ...

Infernoid 16.04.2002 · Read full review
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Review of Halifax Accounts

...Barclays Current Account and the Halifax Standard Current Account: Rate: Lloyds Current Account: 4% Barclays: 0.1% Halifax: 2.3% Right, I know you probably think that Lloyds TSB are pretty impressive, but dont let interest rates pull you in! Current accounts are not designed to earn you interest, your money is not in it long enough. Fair enough, if you had £25000 in all year at 4% that wasnt touched, then thats a nice return. But who does? Once ...
...now you can!! The halifax moneyback account offers you a 1% on everything you spend with your moneyback card. It works exactly like you would expect a current account to. Cheque book, free online 24/7 telephone and internet service (which I might add is the easiest I have ever used)a Visa Debit card, regular statements, and some of the lowest bank charges I have seen. I dont want to spend along time explaining the specific rates and charges, because ...

damessiahuk 21.02.2006 (03.03.2006) · Read full review
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Review of Halifax Accounts

...Account I have found the Halifax a very reasonable bank to deal with. Their new current account boasts 4.07% AER (4% gross) interest and is well suited for younger people as it offers a useful £100 interest and charge free overdraft which can be arranged if needed. The only problem with this account is that you need to be working, putting in £1000 a month, and this could be a little difficult. My account with Halifax is the most basic current account ...
...As with most banks Halifax offers 24 hour banking which can often be very useful. Halifax do not charge for the use of their cash machines nor any other cash machines, giving you access to almost all the cash machines in the UK. Halifax also offer Student accounts (with interest free overdrafts) and accounts for 11-15 year olds (which encourage them to save). Overall I am very impressed with Halifax and will continue to use them for all my separate ...

heideroosjes 19.02.2001 · Read full review
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Review of Halifax Accounts

When it is with the Halifax! Recently there has been a huge advertising campaign on tv,radio and just about everywhere else imaginable about their new NO-CREDIT Check Current account. I thought great ,at last somewhere my wages can be paid in and i can control my finances in an orderly fashion.Something ihave been trying hard to do for approx 5 years with much loathed Abbey Instant Plus, unsuccessfully. Yeah right, i withdraw the £100 opening ...
...with all the proof's of address and identity i went to open my new account that would finally give me a way to control my finances. I forgot to add i had been in and discussed that this account was NO-CREDIT CHECK with their top customer service adviser two weeks before. Well i get taken into an office out the back of the bank and i show all my identification etc,proof of my earnings which were to be paid direct into my account every month to then ...

lizbizi 02.02.2001 · Read full review
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Review of Halifax Accounts

...am so pleased with my Halifax accounts.I use the easy internet banking to make my salary earn money. For this to be an easy process taking a few minutes of your time you need to manage your account through internet banking. It's simple to register, easy to use and secure. WHICH ACCOUNTS DO I USE? CURRENT ACCOUNT: I switched from Lloyds TSB to Halifax lured by the promise of interest on my current account. If you have at least £1000 a month going ...
...to check this out. HALIFAX WEB SAVER: Easy to open. I opened mine in the branch. I made an appointment before I went cos the queues can be enormous. Current interest rates are around 4.9% HALIFAX GOLD CARD Taken out when the cashback was around 2%> Since this rate has dropped considerably I now use American Express Blue Card with 1% cash back, but as this is not accepted everywhere I use my Halifax card occassionally. REGULAR SAVER ACCOUNT ...

baeswoman 20.12.2004 (28.07.2005) · Read full review
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Review of Halifax Accounts