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Reviews - Halifax Accounts

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Good

Market leading financial products, good online ban...

Poor customer service in branch, over selling of p...

I am, in banking terms, a relatively new customer of Halifax bank having had a current account with them for two years now. I've heard the saying that people are more likely to get divorced than change their bank accounts and I do think there's a certain amount of truth in that, as most of us are...

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Good

“Halifax - Ok, does the job”

published 29/12/2011

has generally good opening hours, UK call centres

Not the best at sorting out complaints

have been a customer of Halifax for 7 years as my main current account, although I have had various savings accounts over the years with them. My current account was previously with Woolwich, which had been brought out by Barclays, and as I had already got a current account at Barclays, I did not...

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Excellent

Great service

hard sell!

I've been a memeber of the Halifax since I was born and my parents opened a savings account for me, that's 22 years now! In this time I have had a number of different accounts with them. For the purpose of this opinion I will concentrate on my current account. Well, my current account was first...

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Excellent

“ISA what type to select”

published 26/02/2001

investment tax-free

limitations

ISA is an Individual Savings Account. You could ask:” So every account is individual anyway, what is so special that people keep talking about it?” Well, it is tax-free, and if you’re resident in UK and your age is 18 or above you are allowed to have one. There are three...

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Excellent

Online Account Opening

Still have to go to a branch to activate

My partner and I have had difficulty in the past with credit which thankfully behind us but as anyone in that situation knows, your credit history is damaged. All too often banks, loan companies and other credit lenders are too quick to judge a person by their credit file. My partner had been a...

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Excellent

1% Moneyback

Poor interest rate on credit balances

£££££££££££££££££££££££££££££££££££££££££££££ £££££££££ PROLOGUE ££££££££££ Even before I married the most lovable spendthrift in the world, I had realised that if our Bank balance should show something in Green, then I would have to manage the financial side of our Marriage. I am one of those...

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Excellent

“Keep up the good work”

published 29/09/2007

Courteous staff, hardly any queues, great advice a...

no late openings

I joined the Halifax after switching from Abbey, who I had switched from s**** Barclays. Barclays in Milton Keynes probably have the worst customer service in the world so I told the to get stuffed. I went to Abbey as they were offering a high rate of interest on current accounts however after 1...

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Super

“Halifax Expresscash Review”

published 19/05/2007

Friendly staff, online banking and visa electron

Interest Rates

::::Why did i go with Halifax?:::: Simple question with a simple answer. It was because of the range of features the 'Expresscash' account offered. Such as online banking and a debit card! These features attracted me the most, except the interest is the worst for teenagers accounts... But that...

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Super

I was paid to move my account over to them.

They are making harsh changes to some of their acc...

Let me start this review by mentioning that I really get annoyed and irritated by banks and building society's. Last week I popped into my local Halifax branch to make a counter transaction. The lady behind the counter asked me if I was aware of the changes that are going to be happening to my...

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Not for me

“Hopeless for Graduates”

published 13/03/2001

Interest-free overdraft - maximum of £1000

Absolutely nothing else

I have recently moved banks from the Halifax to the Royal Bank of Scotland. While I was a student, it didn't matter very much to me what the banks provided, so long as they let me limp about with a huge overdraft. However, graduation is a whole different ball-game. When you enter the big bad...

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Excellent

“Halifax fixed rate ISA Saver”

published 22/11/2003

Great customer serice, a great way to build a tax ...

No withdrawals allowed in fixed term

Looking for a great tax free return on your savings!! Look no further. If you are looking for a tax free lump sum return over a period of 1 to 5 years Halifax has got the answer. As I am looking for a tax free lump sum from my savings after I graduate from uni in five years time. For those of you...

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Super

“Great but can be improved”

published 16/04/2002

Excellent rates, service and online tools

Very reservered

I have been a member of Halifax for 8 years now. Starting off on a basic account, I have worked my way to a current account. The actual account is fantastic. It has excellent interest rates (highest for current accounts) with obviously all the extras - switch card, cheque book, etc. The overdraft...

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Excellent

1% Back on all debit card purchases, Free online s...

None that I can think of

Now, Id been shopping around for a long time for a new current account. I have most of my other products with the Halifax, so I thought I'd give them a whirl. The problem I find is that people are too loyal to their bank. Its a fashion that we are programmed to because of the traditional idea...

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Super

Good rates

None

Together with my HSBC Student Account I have found the Halifax a very reasonable bank to deal with. Their new current account boasts 4.07% AER (4% gross) interest and is well suited for younger people as it offers a useful £100 interest and charge free overdraft which can be arranged if needed...

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Not for me

Extraordinary current account,if you can get one

False claims that anyone can bank with them with o...

When it is with the Halifax! Recently there has been a huge advertising campaign on tv,radio and just about everywhere else imaginable about their new NO-CREDIT Check Current account. I thought great ,at last somewhere my wages can be paid in and i can control my finances in an orderly fashion...

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