ING Direct Accounts

...am), so off to the ING Direct website I went. ....ING history?: Previous opinions have mentioned the Dutch background behind the company; I took some time to read the background information on the website, although I won't bore you with the full bumpf (you can read that for yourself). In short, although ING Direct only launched in the UK in May 2003, they have large sites across Europe and the world, currently operating in 8 countries from the ...
...However, I could've rung the ING Direct customer Services helpline, or requested a postal application pack to fill in and return. I like instant results, so went with the online option! Initially, I started the setup and cancelled, as the first thing ING asked me for was details of my current account to set up a Direct Debit. Not wanting a regular savings amount, or to have to give details of my current account straight away, I panicked and cancelled. ...

indiegirl 31.03.2004 · Read full review
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Review of ING Direct Accounts

...gave in and opened an ING Direct Savings account. I am a terrible at saving money, preferring to live for today and worry about paying for tomorrow when it gets here. The only way I have managed to do it previously was to have a book based account where I had to go into the branch to withdraw money. This was safe as I worked during the week and the bank was only open till lunchtime on a Saturday meaning that I had to be really motivated if I wanted ...
...looking at the alternatives. ING Direct seemed to be offering one of the best interest rates around and was available on the Internet, which is great for me. I decided to try it out and see how I got on. ** Company Background ** ING Direct was launched in the UK in May 2003 and is part of the International Netherlands Group (ING). Based in Reading (Berkshire, UK), ING Direct is active in eight countries including Australia, America, Canada, France ...

jonesri 22.11.2004 (29.11.2004) · Read full review
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Review of ING Direct Accounts

...The Company ************** ING direct was launched in the U.K in May 2003. Their parent company the international Netherlands group is one of the world's largest financial services organisations. ING direct is active in 8 countries and now has over 10 million customers. Unlike other banks, ING direct does not have any high street branches and this, it claims, is how it can offer such good rates of interest. This does not mean you will not be able ...
...move my money and that ING direct was the one for me, I visited their web site to open an account. Their web site at www.ingdirect.co.uk,is well laid out and really easy to navigate. The first thing that struck me about the site was how uncluttered it was. There is a navigation bar at the top of the page with various headings such as login, how to open an account, all about ING, all about the savings account and how to contact ING. I clicked onto ...

anwar 04.02.2005 (04.01.2007) · Read full review
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Review of ING Direct Accounts

...who's excellent review on the ING Savings Account reminded me that I've been meaning to write one on the same account myself, I'm pretty terrible at saving money - always have been, always will be. But when the time came to move from company car to one I owned, I decided that it was best to put some money to one side every month to cover the running costs of the car - you know, tax, insurance, servicing, tyres, exhaust, blown up engine... It doesn't ...
...were of no use. ING have been bombarding us with advertising pretty heavily for some time now, including often popping up in the sidebar of this very website. Their interest rate - certainly at the time of opening the account in July '04 - was the best available for an every day savings account, at 5%. As ING don't have a high street presence the only way to access your money is via the Internet or telephone banking which means that you're reliant ...

markd_uk 26.11.2004 · Read full review
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Review of ING Direct Accounts

ING were not only one of the first but they were always one of the better online account providers. Dutch owned they have been trading in the UK for just over four years and about a year ago they reached the 1 million customer mark which is no mean feat in the very traditional and slow moving UK banking world especially given that they do not have a branch network and initially only really offered a straight forward internet based instant access ...
...number and memorable date. ING are regulated by the FSA and subscribe to the Banking Code of Practice which means they are part of the financial services compensation scheme. For more information check out their website at http://www.ingdirect.co.uk/ Thanks for reading and rating my review. ...

atticusuk 11.06.2007 · Read full review
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Review of ING Direct Accounts

...are six tabs: Login; About ING Direct; About our savings account; Open an account; Contact us and Careers. At the bottom of the page are nine links for: FAQs; Privacy Policy; Legal; *AER; Our security; ING Direct Worldwide; Press room: Careers and Site map. The simplicity of the site design seems to be applied to the whole business. All the information required is clearly laid out and easy to understand. They are solely a savings bank and they pay ...
...never had any problems with ING Direct and it is the only bank, which has backdated a rise in its saving rate to the beginning of a month following a rise in borrowing interest rates. In a survey 98% of customers sampled said they were happy to recommend ING Direct to their friends (Source: TNS sample of 1,934) and so would I. NB Specific Criteria rated 'average' are not applicable. ...

elixirsoo 10.08.2005 · Read full review
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Review of ING Direct Accounts

Dutch Cap? ING Direct is offering a new direct access savings account paying 4.1%. For easy access, this account is right up there amongst the top payers for savings accounts. So, is it worth it? Well, firstly, the rate is market leading. Typical internet only accounts will pay 3.85% or less and most telephone/postal accounts drop below 3%. Who The Bloody Hell Are ING Direct? ING have 65 million customers worldwide, a total more than the UK population! ...
...Or Deposit? By allowing ING to debit / credit your bank current account at your specific request. In other words, you arrange a direct debit on your bank account to deposit. And they send a BACS automated payment to your bank account when you withdraw. They also encourage you to save a regular amount every month with them. However much or little you can spare, I am all for regular saving so it is a habit well worth considering. You can also post ...

daveops 03.06.2003 (28.09.2003) · Read full review
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Review of ING Direct Accounts

I opened an account with ING Direct last summer after deciding it would be very convenient for me to have an online banking account and I wanted to get a bit more in interest from my savings than my current account offers, which isn't very much, so after seeing the TV ads and asking what my parents thought about it (as it turned out, my grandfather had an account with them and thought they were ok), I decided to open an account. It was easy to open ...
...To access the ING savings accounts I hold, I have to go through what, to me, is a pretty rigorous secure login process, including entering my customer number, certain digits from a PIN and details of a memorable date that you set up when you register your account. This information is entered without using any keys so that any potential hackers trying to record your details by key logging, won't succeed. It may be a bit of a pain having to remember ...

IzzyS 13.06.2007 · Read full review
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Review of ING Direct Accounts

...so… weep!) I was recommended ING Direct by a friend and so thought I’d look into it, there wasn’t really much to lose by looking at a website except maybe five minutes of my time. And so what was ING Direct? I’ seen the ads, but… ING Direct is a Dutch bank that works entirely on the internet, by phone or post and hence has no branches and fewer overheads. It is apparently well respected in mainland Europe but rather new over here. It has one single ...
...Thena send a check to ING Direct payable to yourself and wait for it to clear. After which they will send you some general information and details of your customer and account number, which you need to be able to log in over the internet. You can also open your account by phone but as I didn’t take this approach I’m not entirely sure what is necessary, though I would suggest that it is no different than registering over the internet except you’re ...

No_name 24.11.2003 · Read full review
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Review of ING Direct Accounts

...do, then I would recommend ING Direct. I wanted a savings account so that I could save a regular amount, however small, each week. I went into the high street bank where I hold my current account and was told that to open a savings account with then I would have to deposit a lump sum of £250 and then a minimum of £50 per month. Well, I don’t know about others out there, but sometimes I don’t have a lot of spare cash to play around with, ...
...told by a friend that ING Direct were a good option, as it was easy to set up and offered an interest rate that was higher than most other places. Signing up only took a few minutes, and was pretty painless to be fair. You have to give fairly obvious information, such as name and address, and your bank details. Then you are sent an info pack containing your customer No and other relevant details. All you have to do is send back a cheque for a minimum ...

tokenboy 28.02.2005 · Read full review
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Review of ING Direct Accounts

I have held accounts at ING for several years now, after being recommended by an independent financial advisor. At the time the rates were quite high (around 6%) and it made sense to take advantage of them. Unfortunately now the credit crunch has hit hard, interest rates are ridiculously low and I've withdrawn all my funds from ING as the savings rates on offer right now are not good enough. ING direct is quite a good account if you can get the new ...
...I'm not sure what rate ING would have offered me on an ISA as I decided to invest this year's allowance elsewhere. It is easy to move your money between accounts once a direct debit is set up and interest is paid monthly so you can see quite quickly how much it is earning. What I don't really like is that it takes three days for the money to arrive in your account and a further three or four days for your money to be cleared. I am also concerned ...

tor0908 26.06.2009 · Read full review
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Review of ING Direct Accounts

...looking. I have to admit, ING takes care of several pence while you look after the pounds (or perhaps I've mixed up that metaphor…..) ING offers perhaps one of the most competitive interest rates around; at the time of writing this review originally it was 5%, at present it's 4.75%. The interest rate does fluctuate when the Bank of England adjusts its straps, but ING always seems to offer a higher than average rate if you compare similar companies. ...
...***Setting up an Account*** ING accounts are quite easy to set up. They are initially done over the Internet, but then you are required to submit proof of your tax number (National Insurance) by post, which is a bit of a drag. (You may need to send bank statements or utility bills as proof of your address, particularly if you have lived at your address for less than 3 years.) You can then set up links between other bank accounts, which means you ...

Tricksty 22.06.2005 (06.09.2005) · Read full review
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Review of ING Direct Accounts

ING Direct has kept it's savings rate in the top five in the best buy savings tables since it launched in this country more than 18 months ago. ING has 750000 customers approximately as on date. Application Process ********************** To open an ING Direct Savings Account you need to Be aged 18 years or over Be a UK resident for tax purposes Hold a UK current account (with a cheque book and Direct Debit facility). To open an account the process ...
...current account and your new ING account, so that funds can be moved easily across whenever you want between these accounts. You will need to send a cheque from the current account which you have linked to this new account first time to transfer the funds. Please ensure that the name in both these tie to the name mentioned in your application. I had a few problems since in the application I had used my full name and in the existing current account ...

bpg2504 15.02.2005 · Read full review
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Review of ING Direct Accounts

...living, bills, food etc. ING Direct are an internet and phone-only bank. They have no branches and purely offer you an avenue for placing your savings. They’re cutting a lot of overheads and as a result they offer a great rate of interest of savings. From June 1st the AER rate of interest will be 4.7%, that’s better than some Tax-free ISA accounts on the market. The beauty is that there are no gimmicks and no rules for you to get this rate. You ...
...your current account and your ING Direct account. But this is a small niggle as everyone who saves is bound to have a current account where their wages, cheques etc go. It’s best to have an account which you can access online, this way it’s easy to transfer money into your ING account with a few mouse clicks. On the ING site I filled out my details and received an account number, you then send a cheque to ING so your account can be opened. A few ...

utero 06.06.2004 · Read full review
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Review of ING Direct Accounts

...payout. I like the way ING pay interest on to my account every month which is also calculated on a daily basis. Withdrawals are done on line and they say that this could take up to 3 working days to reach your nominated bank account but I found that 2 days is about the norm. Transferring money into and out is very simple. I set up a direct debit for transfers to ING and a simple click sends money back to same account. You can have as many bank accounts ...
...The web site is secure and has the padlock symbol on task bar. You will need to give some personal details when opening an account but this is standard as with all on line sites. You will be asked to give a significant date that you will need to log on.. Don't use your birthday and they ask for mothers maiden name but I never give the correct one as this is easy for hackers to find out, so I make one up and I recommend that every one does this. You ...

nigelblue 16.04.2005 (18.04.2005) · Read full review
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Review of ING Direct Accounts