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Home > Finance > Banking & Personal Finance > Accounts > ING Direct Accounts

User Reviews

for ING Direct Accounts

Rating Summary based on 31 reviews

  • 5 Stars
    		23
  • 4 Stars
    		4
  • 3 Stars
    		3
  • 2 Stars
    		0
  • 1 Star
    		1

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 4.2
  		• 4.2
  		• 4.5
  		• 4.3
  		• 4.1
Previous page Next page Page 2 of 4 | 11 to 20 out of 31 Review(s)
  • 13 of 13 Ciao users found the following review helpful
    Picture of tor0908

    Level 2 tor0908

    Member since 10/06/2009

    Reviews written: 37

    3 Stars ING Direct : Bit Disappointing 26/06/2009
    User doesn't recommend the product

    Advantages Advantages Monthly interest, easy to transfer

    Disadvantages Disadvantages Transfers take too long to clear, disappointing rates of interest for existing customers

    I have held accounts at ING for several years now, after being recommended by an independent financial advisor. At the time the rates were quite high (around 6%) and it made sense to take advantage of them. Unfortunately now the credit crunch has hit hard, interest rates are ridiculously low and I've withdrawn all my funds from ING as the savings rates on offer right now are not good enough. ING direct is quite a good account if you can get the new customer bonus interest rate. 2.75% for instant access with no penalties is not a fantastic rate but it is one of the best on the market today. At ... more
  • 31 of 31 Ciao users found the following review helpful
    Picture of Tricksty

    Level 5 Tricksty

    Member since 22/10/2003

    Reviews written: 72

    5 Stars A xxxING good load in your pocket 22/06/2005
    User recommends the product

    Advantages Advantages Good APR

    Disadvantages Disadvantages Few, really

    ***I've added on to this review, as it wasn't very detailed*** It's xxxING Good- Turn Pence into Pounds like Magic Personally, I'm a lazy saver - Although I'm not a great business woman, I do like my pounds to earn a bit when I'm not looking. I have to admit, ING takes care of several pence while you look after the pounds (or perhaps I've mixed up that metaphor…..) ING offers perhaps one of the most competitive interest rates around; at the time of writing this review originally it was 5%, at present it's 4.75%. The interest rate does fluctuate when the Bank of England adjusts its straps, but ... more
  • 18 of 18 Ciao users found the following review helpful
    Picture of bpg2504

    bpg2504

    5 Stars Top rates for SavING 15/02/2005
    User recommends the product

    Advantages Advantages Ease, Fast and simple process

    Disadvantages Disadvantages None so far..

    ING Direct has kept it's savings rate in the top five in the best buy savings tables since it launched in this country more than 18 months ago. ING has 750000 customers approximately as on date. Application Process ********************** To open an ING Direct Savings Account you need to Be aged 18 years or over Be a UK resident for tax purposes Hold a UK current account (with a cheque book and Direct Debit facility). To open an account the process is quite simple, you can do it online or over the phone with just 1 GBP. After filling in the application online or phone you will get a letter ... more
  • 34 of 34 Ciao users found the following review helpful
    Picture of utero

    Level 7 utero

    Member since 11/07/2000

    Reviews written: 637

    5 Stars Der Doo Doo, Der Doo Doo, Doo Doo Doody Do Do 06/06/2004
    User recommends the product

    Advantages Advantages Great interest rate, easy to open an account, no hidden clauses

    Disadvantages Disadvantages 3-5 days to transfer funds,makes you feel screwed by your current savings account!

    If you’re young and are earning then let’s face it there’s not a great deal you can do with your money at the moment. I would say buy some property but it’s just way out of a regular young earners reach. The only alternative is to save your money until it’s time to take your next step in life. At the moment there are loads of banks and building societies trying to get your money. Loan’s are at low rate and savings accounts offer better than ever rates of interest. However most of them come with catches. Take Halifax’s offer of 6% interest on saving’s. In reality that’s only for the first year ... more
  • 32 of 32 Ciao users found the following review helpful
    Picture of nigelblue

    nigelblue

    5 Stars I'm SavING 16/04/2005
    User recommends the product

    Advantages Advantages easy to use

    Disadvantages Disadvantages On line only

    As I have become a little more frugal with my outgoing expenses such as insurance savings , changing power supplier etc. I had a few pounds to save. As I am a non-taxpayer I looked for the best interest rates available. I found that the well known building societies gave fair rates but wanted to tie up my money on a 30 or 90 day notice to make a withdrawal. They also only paid interest annually. I wanted to get at my cash when I wanted it After all it is mine. I searched the web and found several saving accounts but plumped for ING.Direct. They only do savings so you are never pestered with ... more
  • 33 of 33 Ciao users found the following review helpful
    Picture of AlexW

    AlexW

    5 Stars An example to all banks 31/05/2003
    User recommends the product

    Advantages Advantages Good rates, easy to open, easy to maintain

    Disadvantages Disadvantages none so far

    Ok so this particular bank only actually offers savings accounts but boy they do them well. Having had nightmares with Nationwide I decided that I needed to look elsewhere for my savings and mortgage account. A TV advert made me aware of this bank and the interest rates made me log on and find out more. ING Direct offer an amazing 4.3% AER to all customers regardless of amount you put in. For the likes of myself who don't have much to invest but want to save a small amount each month this is brill. You can open the account online or by phone and you only need to deposit a min of £1 to open the ... more
  • 5 of 5 Ciao users found the following review helpful
    Picture of kismet

    kismet

    5 Stars ING DIRECT - FANTASTIC ACCOUNT - I LOVE ING DIRECT 25/02/2005
    User recommends the product

    Advantages Advantages great rate of interest, so easy to use,

    Disadvantages Disadvantages none so far

    Last year me and the bloke were looking for a joint savings account for our holiday money that paid a good rate of interest. After surfing the net I discovered ING Direct. At todays date, 25 Feb 2005, they are paying 5% gross on £1and above. This is paid monthly on the last day of the month. There are only a couple of accounts that pay higher rates, and they usually have stipulations about paying in a certain amount or no withdrawals or something. The account can be managed online or over the telephone. You can post cheques to ING using a Freepost address, or collect the money from your bank ... more
  • 16 of 16 Ciao users found the following review helpful
    Picture of orabomb

    orabomb

    5 Stars INGenius banking 15/08/2003
    User recommends the product

    Advantages Advantages Easy access, great rates

    Disadvantages Disadvantages None so far

    Having scoured the internet for an account offering a half-decent interest rate I came across this marvelous little diamond-in-the rough – ING Direct (www.ingdirect.co.uk). Offering a rate of 4.3%, it is unrivalled as a no-frills savings account. It is operated either over the telephone or the internet, which means it has few overheads and can thus offer an amazing rate. The account works by being linked with your current account by direct debit. This direct debit enables ING Direct to move money between your account with them and your current account. They will only make a transaction on your ... more
  • 4 of 7 Ciao users found the following review helpful
    Picture of lovefairy

    lovefairy

    5 Stars The more famous pumpkin of the world! 28/07/2007
    User recommends the product

    Advantages Advantages Interests elevate to you, 0 costs and easy and sure management!

    Disadvantages Disadvantages From according to year it is passed in second row...

    I would like to speak you about ING Direct Savings Account , that allows us to make to render our savings to the percentages maximum presents on the market of the investment without risk and having always our gain to disposition, without clauses or long times of wait. This new operation financial institution is present from various years and never as in this period it is taking to foot between all the kind of investor, from the private small to the companies until the shareholders of mean and bottom level that too much sees a risk elevated in the situation contemporary financial institution ... more
  • 2 of 2 Ciao users found the following review helpful
    Picture of NegativeG

    NegativeG

    5 Stars Easy to use account, never need to contact them 21/08/2008
    User recommends the product

    Advantages Advantages Good initial interest rate. Easy to use. Only £1 to start.

    Disadvantages Disadvantages Lower interest rate after 12 months.

    I opened my account with the ING around 5 or 6 years ago, so I am not someone that opened one last week and says they are amazing. In the time I have had the account, the interest rate has always been fairly high. Unfortunately of late, they interest rate is not all that good. If you think 6% is high, be warned that this interest rate is only for new customers. After 12 months, you get 4.75%, quite a significant difference. This annoys me so most of my money has been moved elsewhere now. This account was easy to set up and easy to operate. As it is a savings account, you do not get a ... more
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