Rating Summary based on 16 reviews
Advantages flexible, available for 95% mortgages, interest calculated daily, no arrangement fee, no indemnity premium, no tie in period, online/ telephone 24hrs
Disadvantages lacks personal touch, not available for 100% mortgages, (mortgage deeds not stored), may not suit older persons i.e. up to 65 years due to age restrictions
Advantages Flexible, cheap, helpful and efficient
Disadvantages It wasn't around a year ago when I needed it then!
Advantages Attractive rates, no tie-in period. Smart mortgage.
Disadvantages The discounted rate is only 6 months - some lenders discount for longer
Advantages Competitive, Backed by Halifax, Excellent service
Disadvantages early days
Advantages Easy to apply for. Can save the right person LOTS of money.
Disadvantages Changing accounts is always a bore!
Advantages Competitive borrowing rates
Disadvantages Woeful call centre expertise and supporting systems
Advantages Online service makes managing your money easy and offset mortgages can make significant savings
Disadvantages Cumbersome online facility, drawn out and error prone application procedures and poor customer service
Advantages Quick, simple, from the comfort of your own home.
Advantages Only as a last option
Disadvantages Unintellegance, and confusing.
Advantages savings on Interest payments
Disadvantages Paperwork does take a little time to come through