Advantages: lowish interest rate, manage account online Disadvantages: can only be used within john lewis group
...had an account card with John Lewis for a few years now. Whilst I have long since cut up any other store cards I had, the John Lewis one gets continual use. In fact at this time of year it gets a hammering.
The reason for getting one in the first place was that JL didn't accept credit or debit cards at their stores. This has now changed for Waitrose but I still use my JL card there anyway.
The economics bit:
The JL Option account charges 1.02% ...
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05.12.2003
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