Lloyds TSB Accounts

I have held a Lloyds TSB account for years - not that I have used it much because I am constantly poor. I began to think that there wasn't much point in having an account which I never used so I decided to go into a city branch and close the account. While at the branch I was reading some literature about a new account that Lloyds TSB had launched. Although I wanted to close the account I did want to open a savings account which would give a good ...
...best interest rates offered by Lloyds TSB and instant access to my money when I needed it. THE SELECT CURRENT ACCOUNT PACKAGE The select current account is a upgrade to the classic current account and offers * AA Breakdown cover * £50 interest free overdraft * Card protection worth up to £12 * Home Shopping Service which gives really good prices on goods * Lower rates on Select personal loans * An Asset credit card with discounted transfer ...

sim5 12.08.2001 · Read full review
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Review of Lloyds TSB Accounts

...a packaged current account from Lloyds TSB, yes you heard it Lloyds TSB. I'm not a huge fan of all their products or services as there aren’t many compared to the other High street banks although they do share the disadvantages ... The only account I feel is worth staying with them is the Select account, but it doesn’t come free, as there is a monthly charge of £4. I have stayed with them because of the benefits package they offer with ...
...credit card providers, although with Lloyds TSB it’s for items bought both on credit & debit card. 4- Direct Debit benefit which although I haven’t used but does seem useful. This benefit is payable if you’re unable to work after accident or illness they pay your direct debitS up to £100 for 3 months. 5- Cheaper loans. There are other saving which aren’t all that exciting & are usually available weather you are a select ...

mazhariqbal 30.07.2001 · Read full review
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Review of Lloyds TSB Accounts

...of my recent woe with Lloyds TSB. If you are about to become a student, or are thinking of changing to this account, read this closely. It may save you a lot of hassle... For a number of reasons (which I choose not to go into here), I only converted my ordinary account to a student account throughout the last year of my degree. My oh my, do I now wish I had selected my bank more carefully, now that I no longer feel the need to look at the fishes ...
...phoning up your 'branch'. Although Lloyds TSB has many different branches, you can only do some things over the phone, e.g. overdraft extension requests. Although I don't like to be unfair to call-centre staff (especially considering their mind-numbing job), they don't always seem on the ball. Well, not so much off the ball as out the stadium, if you know what I mean. I think it's much more practical to have students being able to bank with a local ...

stoffy 29.08.2001 · Read full review
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Review of Lloyds TSB Accounts

...that I have had a Lloyds account since 14/11/1996; opened when I was 14 with the princely sum of £5. In all that time, I’ve mostly been very satisfied. What's more, the bank has merged with TSB, offering more cashpoints, introduced internet banking, etc, etc. When I first opened the account, it was a special account for young people, known as a ‘Headway’ account and paying between 1% and 2.15 % interest (depending on how much was ...
...had two bank accounts, my Lloyds one and another ‘Further Education’ (i.e. sixth form) one at Barclays. Obviously you’re allowed as many bank accounts as you like, but only one student one (as they come with special benefits); although I do know people who’ve managed to open several! After looking around at what was on offer (including consulting my dad’s Which?; I wasn’t on Ciao then!) I decided Lloyds was the ...

a-true-ben 04.09.2001 (28.05.2002) · Read full review
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Review of Lloyds TSB Accounts

I have been a Lloyds-TSB customer for many years but I have only opened a Gold Service current account recently, and how I wish I had bothered reading the leaflets my bank used to send me on a regular basis and which I ignored with the same regularity. The Gold Service current account really offer a very good service. It is trus that you have to keep a minimum balance of £1000 in your account, but having said that you do get many benefits. In many ...
...than the small lost of interests they could have gained if they had invested their £1000 somewhere else. The list of benefits is long: free annual travel insurance to yourself and your partner, free travel accident insurance, free overseas emergency card replacement, commission-free travel money, legal and medical help abroad, information about your destination, home call referral service, £100 overdraft buffer, free card protection through Sentinel, ...

cp 07.09.2000 (03.03.2002) · Read full review
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Review of Lloyds TSB Accounts

...e.bank student accounts offered by Lloyds and not an endorsement of other accounts. Don't confuse with the graduate account)> In the couple of months before I began university I realised I needed to open an account asap. I had a browse through all the different student accounts offered by the major banks and decided to go for Lloyds TSB. There were several reasons why I picked Lloyds. Firstly my parents used Lloyds and found them to be excellent. ...
...up the account at any Lloyds TSB branch the actual "e.bank for students" accounts are based in Newport S.Wales. In my experience this doesn't matter as you can do all your banking at any branch of Lloyds or online. The only downside is the cost of phoning the 0845 number (open 9am to 7pm mon to fri). Lloyds also offers the best overdraft facility of any account i've seen. They offer £1500 during years 1-3 and up to £2000 in years 4 and 5 and this ...

Coldplayer 22.04.2003 (05.05.2003) · Read full review
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Review of Lloyds TSB Accounts

...i've had my account with Lloyds TSB since a very young age so thought i'd review them now. ::::WHO ARE LLOYDS TSB?:::: The Name Lloyds TSB was formed in 1995, but they have been around longer... Lloyds Bank was founded 1765, in Dale End, Birmingham, by button maker John Taylor. Trustee Savings Bank (TSB) was created in 1985. And in 1995 they all merged together to create Lloyds TSB! ::::THE UNDER 19'S ACCOUNT:::: When i was 10 i asked my mother ...
...for one... She banks with Lloyds TSB so her first instinct was to obviously takes me into the bank she's with and in there the lovely lady said "We offer a Young Savers account with pays a competitive rate of interest at 5.50% (or whatever)". So my mum opened that account with me, it only have Branch access (Can't even remember it i had a passbook, so can't remember how i accessed it!) but i was happy with that. Then in 2006 (at the age of 12) ...

AndyGray2k7 24.09.2007 · Read full review
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Review of Lloyds TSB Accounts

...have had bank accounts with Lloyds for 25 years and had never had any trouble. That is, I never had any problems until I converted my graduate account into a student account. When I studied my first degree, I had a student account based at my local branch and had no trouble at all. Then I started to study my second undergraduate degree and things started to get a little unnerving. I wanted to convert my graduate account to a student account. I wanted ...
...is tied directly to my Lloyds account and the only way I can get at my savings is by direct transfer to my Lloyds account. At the time I had over a grand in my Lloyds account (in preparation for paying my tuition fees). A week after "opening" my new student account (based in Wales, remember) I had heard nothing. No cheque book, cashpoint card, paying-in book, account number or any other details. Then I got my monthly statement for my Graduate account. ...

adamdavid 11.04.2001 · Read full review
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Review of Lloyds TSB Accounts

I initially chose to bank with Lloyds, a few years ago when I was starting out as a student at University. The service was as to be expected, and was friendly & efficient (even though I was rarely in credit!) Whilst at uni, they offered me interest free overdrafts - a facility still extended to me as a graduate. We've only ever fallen out once, and that was due to a breakdown of communications (as much my fault as theirs) - but it was quickly sorted ...
...the local branch, but I still use that same branch to bank with, either over the phone, or using the Internet, etc. I've found this to be most satisfactory, as all facilities are available either one way or the other. The only thing that I miss out on is the face contact. Although, I do occasionally pop into other branches and let them sort out the paper work and fax it on for me. So I still do get the benefit of a friendly face if needbe. After ...

q0620228 22.01.2001 · Read full review
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Review of Lloyds TSB Accounts

...are two new accounts that Lloyds TSB have put up and running, thay are the classic account and the classic plus account. These accounts give you : Lloyds TSB gives you access to one of the largest banking networks in the UK. You can withdraw your money free of charge whenever you need it, from over 2,100 branches and 4,200 of there Cashpoint machines.You can also use one of the network of 32,000 LINK machines with no charge. Earn even more interest ...
...of £5,000. * Over 4,200 Lloyds TSB Cashpoint machines free of charge and 32,000 LINK machines. * No bank charges for everyday transactions on you Classic or Classic Plus account if you stay in credit. With the Classic Plus account you get even higher interest, the interest rate you recive will depend upon the amount you pay in : * Pay in a minimum of £1,000 a month and get a good interest rate. * Pat in £2,000 or more each month to earn an even ...

madison66s 25.11.2003 · Read full review
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Review of Lloyds TSB Accounts

...needs. After alot of searching Lloyds TSB was the best. When i went to open my account they were very friendly and treated me like an adult and not just a teenager. The account its self provides you with an elcetron card which is a debit card but works just like a credit card with out the debts. The card its self can be used in 99% of shops and is more accesable than the 'Solo card' is in my opinion. The only problem with the electron card is that ...
...it yet which for me is a frustration. They also gave you loads of information on how to set up a direct debit and other savings accounts as well as what you can do with your account once you are over 19. Overall they were very friendly and made such a daunting task as joining a bank very simple and enjoyable! ...

flyingmaster 27.06.2004 · Read full review
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Review of Lloyds TSB Accounts

Having held a TSB account for many years I must say that I'm rather impressed with their services. Altough this could be that they just love to lend me money. But of course this is at a price. For just £4 a month the select account offers a number of services, a free £50 overdraft, a service which is free with a number of different banks, free sentinal service, (protects your keys and credit cards if lost of stolen, a 90 day purchase protection on ...

freestone 25.01.2001 · Read full review
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Review of Lloyds TSB Accounts

...claiming late payment/Overdraft fees back but thats only if the test cast proves positive to the banks charges...I WILL GO ALL THE WAY WITH THIS ONE, ONCE THE TEST CASE GETS PASSED,I WILL BORROW THE £25 AND I WILL TAKE LLOYDS TSB TO COURT MYSELF IF THEY WONT PAY UP.... ...

nedkelly1269 17.01.2008 · Read full review
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Review of Lloyds TSB Accounts

I've been with TSB now Lloyds TSB bank for over 5 years. The service I have had from them has been good. However, there is one tiny little thing that charges me £4 a month and that is to have my account in a Select Account. I have seen no change in the way my banking is handled. I'm supposed to be entitled to a £50 overdraft, that never happened. I had money going into my account month after month. I think I was the perfect account holder because ...

visitude98 18.12.2000 · Read full review
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Review of Lloyds TSB Accounts

Lloyds TSB offer an excellent student account for anyone who has been a resident of the United Kingdom for 3 years and is studying a 3 year (or more) course at University. First of all LLoyds TSB is an excellent bank with great customer service, loads of branches and thousands of cash points around the world. The account comes with a VISA debit card and cheque book and there is also an option of taking out a student credit card . This account offers ...
...overdraft, £20 free (you can earn an extra £80 by introducing four friends), a free NUS card, 1 years free youth hostel membership and 35 free eMusic downloads. There is also an Islamic student account and an early student account. In conclusion this account has a number of benefits and is with a great bank. I would recommend it to any students out there. ...

Walton32 31.07.2009 · Read full review
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Review of Lloyds TSB Accounts