Lloyds TSB

...'''WHO?''' TSB merged with Lloyds back in 1995 to form Lloyds TSB Group plc, I can't believe it's already been 13 years (I still referred to it as TSB by accident until 2 or 3 years ago). But it wasn't until mid 1999 that TSB and Lloyds Bank branches in England and Wales were actually re-branded as Lloyds TSB. '''WHY ME?''' I've been a current account holder with Lloyds TSB since 1986, except then it was just TSB or Trustee Savings Bank (as was ...
...and every account available to Lloyds TSB customers, but then again, you could get very bored and stop reading this review right here, so to err on the side of caution, I'll give you the link to find out full details of the various accounts available. http://www.lloydstsb.com/current_accounts.asp?link=top_navigation Or if you have money you'd like to save and earn interest on, you can view the list of available accounts and their benefits at: http://www.lloydstsb.com/savings.asp ...

anonymili 13.10.2005 (21.07.2009) · Read full review
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Review of Lloyds TSB

...remember. I continued to use Lloyds (oops...) for personal banking. Time moved on, business went downhill, and a loan was needed - no problem, Lloyds were eager for the business - and deal done. Even when I became unemployed for a short time in my life, they paid the loan for me. More time moved on, I was accepted for a mortgage - although the deal fell through - no fault of the bank. I had a visa card, substantial agreed overdraft which I hardly ...
...Passport approved and stamped by Lloyds themselves, got together various proof of ID, and cheques to open a new account. Some time passed, I heard nothing. I contacted their CS department again, who informed me that a letter should have been sent, explaining that my application had been turned down - they wouldn't tell me why. I thought this was strange, considering I had been a good customer for 20 years or more, had a good credit rating - up until ...

Kingseany 27.06.2004 · Read full review
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Review of Lloyds TSB

...however, have never switched from Lloyds Bank (now LloydsTSB) for my current account for over 20 years. My main reason for this is that they have been incredibly easy to do business with. I first opened a Student Account back in 1986, the exact reason for choosing them long erased from my memory, and indeed my parents and family have never banked with Lloyds - but I probably chose them because they offered cold hard cash as an incentive. A figure ...
...all in one. However, the Lloyds account was much more straightforward to use, for managing bank transfers, direct debits and standing orders. I very rarely need to go into a bank nowadays. I did have to pay a large cheque in 2005 when I sold my house, but had not bought another..and I was whisked into an office as a matter of procedure and actually got a direct line to the bank, which is a rarity these days. I didn't have the heart to say I was going ...

helencbradshaw 17.02.2007 · Read full review
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Review of Lloyds TSB

...doubt obtaining a loan through Lloyds TSB is the worst thing I have ever done in my life. At the time of getting the loan I was a very naive 21 year old and going through a few temporary money troubles that looking back weren’t so bad. The thing that makes me more angry is that I feel I was more or less pushed into taking out the loan. I originally rang my bank to increase my overdraft limit by £200, well it was January and everyone knows how long ...
...went to my branch of Lloyds TSB the following day. Upon arrival I was taken into a private room to discuss my application for a loan! Now this is completely my own fault and I know I should have been much stronger but I could only see as far as the end of the month and worrying about how I was going to feed myself so I went along with it. The clerk took all the usual details such as address, work place & earnings and details of all my outgoings. ...

claireben 06.02.2004 · Read full review
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Review of Lloyds TSB

I was preparing a review on a Tesco range of ice creams called Mmmm, but that will have to wait as after reading recent and old reviews on LTSB and other banks I feel I need to give the views of a humble bank cashier. I am unable to comment on the economics, product design and profits of large financial institutions, I'm not that clever (if I was I wouldn't still be a cashier after 25 years), but I am able to give an opinion on customer service ...
...counter'. Reading the reviews was not totally enlightening it confirmed what I already knew, people dislike banks for the following reasons - not treating customers as individuals, lack of communication, charges, poor training, call centres. There were other problems but these were the most common. I was pleased to see that some opinions rated the helpfulness and friendliness of staff highly. After many years in the bank I have seen the emphasis ...

Toniq 28.06.2004 · Read full review
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Review of Lloyds TSB

...and CONS of this local Lloyds TSB Bank; then you can read the rest of my little story. -------------------- Pros -------------------- 1. Excellent, spacious atmosphere, clean office and cubicles with blinds on every window. 2. Unscratched, modern-style writing desks with office-like pens tied-up with silver-bead chain. 3. Security cameras to keep your butt safe from harm, or provide evidence when necessary. 4. Well-dressed staff surrounding ...
...first opened my account at Lloyds TSB when I was at the age of 16 (miss the teenage years). Please note: The term TSB stands for: Torturing Selfish B*st*rds. This is why Lloyds adopted those THREE letters from the original TSB bank to suit their company's name (nice try). It was a time when I had to open an account somewhere in my NEAREST bank (my parents were Lloyds TSB account holders). I had to open an account with them, because I was in the ...

Pisces1977 23.12.2004 · Read full review
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Review of Lloyds TSB

...had a current account with Lloyds TSB since 1993 - only back in those days, it was just plain vanilla Lloyds Bank, before it merged with TSB (formerly Trustee Savings Bank) two years later and began the process of re-branding its branches and services. Before that time, I had banked with NatWest, as I liked their policy of not investing in South Africa during the apartheid era, unlike most other UK banks. However, my principles fell out of the window ...
...do. To be fair, Lloyds have recently introduced the "Classic Plus" account, which is very similar to the Classic account, but pays 3.93% gross interest on the first £5000 (4.0% AER). Unfortunately, I can't upgrade to it because you need to pay in at least £1000 per month, and I now only work very part-time (and have a separate account to my husband). There is no monthly fee for having an overdraft with either account; you just pay interest on the ...

Ali1000 08.11.2005 (12.01.2006) · Read full review
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Review of Lloyds TSB

...transferring from Midland Bank because Lloyds were offering something to students that I can’t now remember, and I’ve had no reason to change since leaving university almost 4 years ago. Lloyds banks are situated in just about every town and city in the UK as far as I can tell (please correct me if I’m wrong, Scottish/Welsh dwellers), and their network of cashpoint machines is enormous. And if you can’t find a specific LTSB ...
...I also have a Lloyds Mastercard but don’t use it as my Egg card is cheaper. Through my current account I pay out about 10 direct debits every month and a couple of standing orders each year. In the 7 years I’ve been with the bank, I have never been overcharged, had my card eaten by a machine, had money gone mysteriously missing or any of the other horror stories one all too frequently hears. My only complaints are that there are never ...

sandrabarber 22.02.2002 · Read full review
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Review of Lloyds TSB

...in the offing...the merger of LLoyds and TSB, a match made in Hell. My Branch was closed, my account moved and a different manager was appointed, but all seemed to run well, we weren't having any problems and I was assured of the same services. It all began to go wrong when my husband had a heart attack at work, it was only minor but he was put on sick leave, where he remained until he was made redundant due to ill health. Obviously this created ...
...two small loan accounts, I began to worry about where the money was going to come from to pay these, so I contacted my branch manager and set up an appointment to see him. Both loans had been taken out with payment protection for just this reason, but it emerged from our conversation that as one of the loans was in my name only we couldn't claim the loan protection, even though my husband's income was the only source of income we had. They did agree ...

Cheekychicken 01.12.2001 · Read full review
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Review of Lloyds TSB

...opened a bank account with Lloyds (they merged with TSB a few years later) back in 1995 I progressed onto a student account when I went to University and, being happy with the service they offered, I decided to continue the progression onto a graduate account when I left University in the summer of 2001. The graduate account was an extension of my original student account with more benefit and more credit being offered. =Who can apply?= To qualify ...
...hold a student account with Lloyds TSB. =How can I apply?= Applying for me was easy as many of the application details were already on the system due to me already being a customer. For those who are not you will need to supply an existing bank statement (which must include your overdraft limit), a ten year passport or driving license, confirmation of employment and salary (wage slips or letter from manager) and, of course, confirmation of graduation. ...

Benniash 22.05.2003 (29.05.2003) · Read full review
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Review of Lloyds TSB

...has had an account with Lloyds TSB since he was a student. He has no complaints against them. When I married him and moved to the UK, naturally I just used the same bank that he did. It was also the nearest bank to our house so convenience did play a part in my choice. I was quite surprised when I first opened my current and savings account to find that they didn't offer you any rewards and such for opening an account with them. When I was in dublin ...
...perks. All I got from Lloyds was a blue cover for my cards. Well, I don't know whether to complain cos I'm not sure what the other banks here are like. I do believe however if you want someone to open an account with you, you should try harder to entice the customer. Its no use just enticing students with no money to open accounts with you. How about the working person? However, I have no complains against the staff. They were really nice to me ...

shanti 19.11.2002 (20.11.2002) · Read full review
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Review of Lloyds TSB

...their services. Lloyds TSB, the bank where you have to pay £10 per month for the bank manager to do absolutely nothing! I was introduced to the world of business banking with Lloyds TSB in March of last year and received a glowing report of the services. Unfortunately just after I started dealing with them, the wonderful bank manager that the company had dealt with for the previous ten years of their existence went to higher places. BRANCHES Since ...
...than not that it is Lloyds TSB. In fact in one North East High Street, there are two branches within 4 doors of each other. However, I have read that they are making staff redundant so maybe one of these branches will be axed. On the plus side, the four branches that I have used on a reasonable service when it comes to paying money in or having to draw money out (so from a personal banking point of view where you operate a simple bank account it ...

Festa 16.02.2002 (11.05.2005) · Read full review
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Review of Lloyds TSB

...I opened an account with Lloyds many years ago, before they merged with TSB. Back in the good old days, they offered a really good service, they were helpful, and I felt like a valued customer. When I started at Uni, I switched to their student account, they gave me a free railcard, and I was a hppay little bunny. After finishing my degree, I moved to sunny Redditch, and the merge hapened. At this point everything went down hill. In Redditch, the ...
...got on very nicely with Lloyds - cheque books turned up on time, queries were answered. Once in Redditch, I opened a business acocunt (Which I closed after a couple of months for various reasons.) They were moderatly helpful. Then I lost my switch card. I phoned the bank to cancel it and request a new one. When, after a week had passed and I had not heard from them, I phoned again, only to find that the first bloke I had spoken to had done nothing ...

Bryn_Pearson 04.09.2001 · Read full review
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Review of Lloyds TSB

I joined Lloyds bank when I started university and for 2 years I had no complaint whatsoever about them, the staff in my universtiy branch were friendly and helpful, and I found the bank were very understanding towards the needs of students. However this all changed in my 3rd year at university, which was (coincidentally???) around the same time Lloyds merged with TSB. For the 3rd year of my degree I was doing a year working in industry, this entailed ...
...problems with missing mail from Lloyds TSB suggest to them that they check your statement address and your mailing address! The problems didn't stop there, while I was in the final year of my degree, a full 9 months before I graduated, my account was changed to a graduate account. I duly phoned up the customer service centre and informed them that I hadn't graduated and therefore wanted my account changed back to a student account. I was told this ...

hawleydv 14.06.2001 · Read full review
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Review of Lloyds TSB

LLOYDS TSB Sit back relax, close your eye's, bring into your minds eye that Black Stallion galloping the sun scorched beach, mane flying, sinews and muscle toned, superior and capable. Yes folks that summed up my bank. From when I joined them in the 80's I was happy bunny, if there was a problem with my account arrangements were made, I would see the bank manager. He would check the account details, talk through my concerns and sorted things out. ...
...the 28th of June 1999 Lloyds merged with the TSB and Lloyds TSB was launched onto our high street. My Stallion was transformed into a Donkey! Now don’t get me wrong I love Donkeys. I just don’t want one running my bank account! They will readily try to sell me mortgages, pensions, insurance policies to numerous to mention, and enough plastic to insulate my walls. ~ But can they run my account effectively? ~ Three years of Lloyd TSB and to date they ...

Klara13 10.06.2002 (11.06.2002) · Read full review
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Review of Lloyds TSB