Lloyds TSB

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1-15 of 16 reviews of Lloyds TSB sort by Usefulness | Product rating | Date

 

I hate them, but they insure well

Advantages: Good comprehensive cover
Disadvantages: Not the cheapest

...with, I am covered by Lloyds TSB insurance and I pay £140 a year. But this whole experience has been a little harrowing and annoying, if only there were some kind of guide on the web regarding… “How to Pick an Insurer” … And then it hit me, best write it myself! So here’s my guide and “how I did it” to finding home insurance: ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ This is the type of property I was attempting to insure: 1 Bedroom Flat in Brighton ...
...I then walked into Lloyds and did the same. Yes, so for next few days I had contents insurance twice over. Using Lloyds and Natwest’s 14-day trial/cancellation period schemes. I did check, and they both said there would be no charge to cancel. (Better not be or there will be hell to pay). I also checked, and no you can’t claim twice. (Damn) (Why did I get two? I don’t know, I definitely needed one, and I suggest you do too. It would be just too ...

tigertom 20.04.2002 · Read full review
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AN OFFER FOR ME AN OFFER FOR YOU

Advantages: See op
Disadvantages: Readily available

This is is my second opinion on LLOYDSTSB although I'm not a huge fan of LLOYDSTSB this again is suprisingly a positive opinion. The reason being their products of which some are good value & competitieve what lets them down is their poor customer services this is widespread from their branches through to some telephone services etc This particular opinion is on their Insurance services home insurance to be precise. MY EXPERIENCE: My insurance ...
...I had made a claim (which was settled) I was expecting a slight rise in my premium but what I was'nt expecting was a rise of 3 times as much as my previous years. Not wanting to argue my case I decided to shop around for a cheaper quote to my dissapointment majority of companies agreed with my previous insurer & therfore the premiums quoted were similar. I noticed a leaflet sent with by lloydstsb bank statement normally they go direct into the bin ...

mazhariqbal 08.11.2001 · Read full review
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One year on ...

Advantages: Loss leader!
Disadvantages: Shop around ...

...anything bad to say about Lloyds TSB as an insurance seller. The quote I had from them just over twelve months ago for contents insurance was incredibly competitive and beat all the others I had found hands down. They even added £15 in Marks and Spencers vouchers which made the whole deal even sweeter. The cover offered was no less than any of the others but at a much better price. All fine and good, you might think. Thankfully I've not needed ...
...might well go back to Lloyds if they can do any better. The one reason which might stop me from doing that was the hassle involved in finishing the policy at the end of the year. A direct debit is supposed to be easy to cancel, especially as I bank with Lloyds too, but not only were they unable to cancel it before premiums started to be collected at the new (higher) rate even with due warning, but they also dithered excessively in returning that ...

richardashdowne 26.02.2003 · Read full review
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Hole in the Wall theft happened to me Today

Advantages: good profit for the person that is copying peoples cards
Disadvantages: left with no money

My Bank is Lloyds TSB and like a lot of people I have a debit card and a cash point machine card. I have used this cash point card hundreds of times over the years and no problem. Like everyone I have heard of hole in the wall machines being marked so that they can copy your card and take money out. When I go to the hole in the wall I have checked that no one is looking at me typing in the pin number or looking over my shoulder. I have even looked ...
...are taken off. Lloyds could not have been nicer. I honestly cannot say to you do this or the other to make sure this does not happen to you as I dont exactly know how they done it but if and I hope that it never does, happen to you at least this will tell you what to do and what will happen. It really does leave a nastly taste in your mouth that anyone can do this and that you somehow had it happen to you. Please take care as as I found out it can ...

MAllen400 05.08.2009 · Read full review
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Don't waste your hard-earned

Advantages: Cheap
Disadvantages: The 'comparative' quotes system screwed to the nth degree

I've only had two claims with them in nearly 6 years, and both have been a nightmare. In both cases, they have taken comparative 'quotes' from high street suppliers - fair enough - except for two factors. One is the level of 'discount' between the two companies in each case, which makes their claims system a 'closed shop', forcing the customer to use that supplier or accept a pitiful settlement which bears no relation whatsoever to the original value ...
...about when I called to make my claim, so apparently my £450 glasses - which I could not do without (I'm minus 8.5 and minus 9.5 dioptres and most of the cost is in the lenses) Which I had to get replaced immediately in order to get to work - are only worth £289 in Dollond & Aitchison's world. Take the £50 excess off, and you can see my problem. My own quote from D&A for the same thing? £375. I wouldn't so much have minded the discrepancy, *if* the ...

Wellsprungalice 25.10.2006 · Read full review
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Unbeatable Home and Contents Insurance.

Advantages: Huge savings on a policy that give new for old cover.
Disadvantages: None

...contents insurance. This year though Lloyds TSB brought out a deal that was just too good to be true. With their insuredirect scheme they are offering double the discount if your renewal notice is below their quote. My renewal notice for buildings and contents with screentrade worked out at £104.49, which included a claim for flood damage. Insuredirect quote was £131.97 for a like for like policy, which was a difference of £27.48 Doubling this ...
...with insuredirect down to £77.01 for the year. They also sent me £40 worth of Asda vouchers to spend on my weekly groceries. This means the total cost worked out at £37.01 for the year. I am sure you will agree this is an outstanding saving. A point to note is that the policies must be like for like and is based on your renewal premium. You can also choose what vouchers you what from various high street stores. I chose Asda because we do our weekly ...

Mfortunes 07.05.2001 · Read full review
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Lloyds TSB

Advantages: Helpful bank, always try to help during financial difficulty.
Disadvantages: Try to sell you things you don't want, high bank charges.

I have been with Lloyds TSB literally all my life, they've always seemed to be a good bank to me, they won't lend me money as it is as I've never had credit and have been a student and never had a full time job, which is good, alot of banks don't care and will give money out to anyone regardless of whether they can pay it back or not, but I've never had this with Lloyds, the ony thing with them is the charges they put on your account for an unplanned ...
...on when I was at college gettign EMA, it gives you a Visa Electron card which means you can spend only whats in the account, but can use it at cash points and in many many shops. So, in colclusion, yes lloyds tsb is a good reputable bank!! :-) ...

stephbond89 30.05.2009 · Read full review
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Cheap cover, and freebies too

Advantages: Freebies, good cover, cheap
Disadvantages: None really

I have been with Lloyds TSB for 3 years now, ever since I convinced my stupid (now ex) boyfriend that insurance with your mortgage lender is not going to be the cheapest you can get!! Of course, they immediately saved us over £300. They also sent us £20 of M and S vouchers which I did not have a clue what to do with (so I spent them on underwear and cake!). Every year, I ring them up when I get my renewal notice, and they check their list of companies ...
...different company every year, without having to actually deal with anyone different. Also, if I chose a different company within their list, I count as a new customer, and get more vouchers! The good news is that they have expanded the amount of companies they offer vouchers for. Last year, I got £20 of Boots vouchers to spend on nappies, and now he is potty trained, this year I am having Tesco ones. You can still have M and S, or Sainsburys, Morrisons, ...

eeeekkk 18.07.2001 · Read full review
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Don't Be Fooled

Advantages: Automatically set up with C&G Mortgage
Disadvantages: Not Cheap at all

...my new house insured by Lloyds TSB for Buildings and Contents but the policy they gave did not include accidental damage. When I called them about this it took three phone calls to them to get this explained as the first two times I was on hold for over 30 minutes. I was quoted £47.50 per month for a twelve month contract. I rang them up to try to change the date that my payment was made and the premium was increased to £54 per month for 12 months ...
...was enough and rang them up to cancel my policy. this was done swifty and the gentleman in the cancellation department was very helpful but when he put me through to the sales team to see if they could quote me cheaper I was on hold for 20 minutes and then just gave up. They clearly have no customer relations and are only interested in taking as much money form me as possible I now have a new policy set up with another company that covers me for ...

milky83 25.10.2006 · Read full review
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ANOTHER BREAK IN I HOPE NOT

Advantages: Prompt pay out
Disadvantages: takes a while to answer phone

We have been joined with lloydstsb bank for some while now, and was offered the home insurance policy. Lloydstsb bank was very helpful and recommended their home contents policy. The one we have is good value it covers the contentsup to £50,000 with excess £50, valuables upto £10,000, office equipment,lock replacement,freezer contents and money & credit cards upto £300 you can add cycles for a little extra. Our policy cost was £60.33 for the year ...
...get a broken window last year and a damaged sterio, followed by lightening striking our tv ariel and blowing the tube inside the tv. Lloydstsb people were very helpful and the claim was settled very promptly. The only thing is that it takes a little while for them to answer the phone. ...

linda01865 07.12.2000 · Read full review
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Current Account at Lloyds TSB

Advantages: Online banking is okay
Disadvantages: Pushy sales staff, poor rates, unethical.

Lloyds TSB are becoming increasingly irritating with their in-branch pushy sales tactics. What used to be a five minute visit to the bank has now become 40 minutes as they try and sell you a mortgage, credit card, loan, insurance or an up grade to your account. If I do need to go into a Lloyds TSB branch, I mentally prepare myself before entering so that I am ready to speak assertively when the cashier asks ''There is something flashing up on your ...
...to someone about this? It could be important.'' Don't be fooled. This means they want to take you into a room to try and sell you products and you will feel very awkward about coming out of the room, 40 minutes later, without agreeing to insurance/ credit card/ mortgage. I was also getting a phone call every day at home until I asked to come off their marketing list . I find the sales tactics that they use most unprofessional and they have resulted ...

kitty08 29.10.2008 · Read full review
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Lloyds TSB home insurance claim

Advantages: fast, efficient, paid up
Disadvantages: none

...had my home insurance through Lloyds TSB for a number of years now. The web site is excellent and easy to use and when I needed the claims service it was spot on. Claimed for slates blown off the roof. Call went straight through, was agreed on the spot and the money paid straight into my bank account. Delighted with this quality of service. Ialso saw in the Guardian that lloyds had been voted the insurer with the best service by the flood victims ...

savviefella 07.06.2008 · Read full review
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What can i do

Advantages: your house is protected
Disadvantages: if you have past forget it

...insurance companies for my past, lloyds were my bank of which i was paid into my wages and had a loan and life insurance. i could not get a insurance deal off them, now that makes me angry becasue if my stuff got stolen it would be me that suffered, i know i paid for what i did but some companies are really out for what they can get. Has anyone get any ideas to what i can do? ...

projectlaughter 16.02.2001 (20.02.2001) · Read full review
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Excellent Bank.

Advantages: Customer serivce, very helpful, friendly
Disadvantages: NONE

I am staying with this bank and why? Because they are always friendly, helpful and I am always their number one priority - well at least i feel it!!! I went to this bank two years ago after having it recommended from a family member. Since then they have offered me lots of helpful advice on my financial situation and the best possible ways of dealing with my income/ outcome/ and cash flow. It is a well-established bank that has the customer's needs ...

sexy_long_legs 29.12.2003 · Read full review
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Quick review of Lloyds TSB

They are a great bank i have used them since i was about 5 LOL! They have some great saving rates and accounts for everyone! ...

Jamez727 29.12.2007
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Review of Lloyds TSB

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