Advantages: Good customer service Disadvantages: big late payment cost
I have had an MBNA Platinum Card for about 18 months and have to say that on the rare occasion that I have had any queries their customer service have been very helpful. As Owenski found, they do charge an £18 late payment fee - this has been charged to me three times and every time this has been due to my bank being late. Every time I have called them and they have taken the charge off my account straight away. The APR is very competitive (16%) ...
SHadleigh 26.09.2001
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of MBNA Co-branded
Advantages: Big limit?? Disadvantages: Too many to mention
...charity makes the most profit MBNA or the Cancer Breakthrough Trust.
MBNA have to be one of the worst credit card companies in the business. I have had an MBNA since I was 18 one of the few places to allow me a lovely rectangle of plastic and ever since I have had nothing but trouble.
I originally had a sliver card until I started university and I was offered an MBNA Huddersfield University card. So I duly filled it in and posted it - only to find ... ...(as on my other card!) and sent my card to my parents address and closed my current card. Hence here I was stuck in Huddersfield, my home is in Essex without a credit card and I couldn't close the new account because I didn't have the card number and I couldn't re-open my old card because the new one was still open.
I would not advise anyone to open a card unless they are going to have it for life. ...
CLChandler 29.03.2001
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of MBNA Co-branded
Advantages: It's a credit card! Disadvantages: No reward scheme to collect points/airmiles
I chose to get an MBNA card while at the Motor Show at Earl's Court last year -it was the lovely picture of the sports car on it that first caught my eye. Then it was low interest rate - fixed for 6 months....I have never had a problem with it. Even the way the statements are set out I find much better than my other credit cards. I suppose the only downside to this card is that I cannot collect points or airmiles with the money I spend on it, unlike ...
Deenie 15.11.2000
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of MBNA Co-branded
Advantages: You earn holiday points which can be exchanged when booking a holiday and also get discount with Thomas Cook Disadvantages: The special rate of 2.9% is only for 6 months
...to go for the latest MBNA credit card special offer which is basically a credit card linked to Thomas Cook with an interest rate of only 2.9% for 6 months. The great thing about this is that you can transfer any outstanding balances from other cards whose interest rates are much higher and sit back and watch the money you have saved every month. The added bonus is that you automatically get Thomas Cook holiday points for every time you use the card ...
PAT01 01.10.2000
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of MBNA Co-branded
|
