MBNA International Bank Loans

I took out an MBNA (then VIrgin) personal loan 4 years ago. The ease of the application at that time was good and the money came promptly. I am now told that you cannot get this loan via Virgin any more. I made payments regularly for 4 years and I now have another year to run. However in July last year I had problems due to the fact that somebody else owed me money and a payment was returned by my bank (NatWest). For this I received 38 pound charge ...
...and I was telephoned by MBNA where I live in Greece. I explained the situation and the girl was in fact sympathetic and I made a payment by debit card then and it was decided to spread the other outstanding payment over 2 months on top of my regular payment. The lady then said that the 50 pounds in charges would be waived due to my good payment record in the past. However, in November 50 pounds extra was taken from my account on top of my regular ...

Phweeter 04.05.2009 · Read full review
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Review of MBNA International Bank Loans

...have a credit card with MBNA - I will write a separate review about that - this will concentrate on my friends loan with them. My house mate had a loan with Virgin, and then took out a separate loan to buy a car. He approached Virgin to refinance the 2 loans, and was accepted. Having approached and been accepted by Virgin, it was quite a surprise when the paperwork came through from MBNA. If taking out a loan, then it's always worth checking who ...
...be with MBNA - but he ended up with them anyway. The loan itself was set up quite quickly and efficiently, but then these guys want every penny they can get, so it's in their interests to get you paying asap. The first problem was when he paid the money in to his bank account a day late. He doesn't really use his account, so he pays cash in when he needs to. He thought the payment was the 31st and it was the 29th. No problem really, the money was ...

sallyn1 06.04.2007 · Read full review
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Review of MBNA International Bank Loans

...my credit card company. The MBNA had always been very helpful before and this time was no different. The applacation time was very quick, this decision was almost instant and when they gave me the apr rate it was as good as the best advertised on the net. If you want a cheap loan with little hassle contact the MBNA. ...

jackodavid 30.11.2000 · Read full review
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Review of MBNA International Bank Loans

...decided to take out an MBNA credit card as I was bombarded on a weekly basis with leaflets telling me about the products the company were offering. 0% interest on balance transfers, cash back on purchases etc etc. Brilliant! So, in due course, my card arrived and all was ok. Then, last week, I recieved another mailing from them telling me that after "carefull" credit checks (which I didn't ask them to do) I was eligible for a £8000 ;oan. Once again, ...
...the ammount owing on my MBNA credit card! When asked about the wording "pre-approved", I was told that sometimes the computer program that selects its customers to be mailed, does not check thorougly enough!! I currently owe about £300 on the card.....if I agree to the loan, i will owe approx £750!! Think I might agree.....NOT! Having read through this opinion, i realise that it's structure is more about a personal experience with the company rather ...

cobnutty 17.03.2004 · Read full review
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Review of MBNA International Bank Loans