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Members Advice on Bankruptcy

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Super

fresh start, no more debts

financial restraints, bad credit rating, possibili...

This account only covers personal bankruptcy. I do not know anything about business bankruptcy and will not be able to comment on it. A couple of years ago everything in my life was on the up. I had a great job with a brilliant take home pay, a car and was going on holiday a couple of times a...

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Excellent

“A FRESH START!”

published 24/08/2004

anuls all debt that you cannot pay, gives you a fr...

affects your credit rating, gets put in the local ...

Here we go , quite an embarressing situation to discuss. But i thought if it helped someone ,somewhere contemplating whether to become "bankrupt" , then its worth while! We have struggled for many years trying to pay off debts, consolidating loans, taking more credit out to pay bills. ( Im sure...

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Satisfactory

Frees you of worry

feeling ashamed, financial restraints

Yesterday I went to court, to begin the process of winding up my personal and business affairs. It took me a long while to realise that I had no choice but to opt for Bankruptcy and it isn't necessarily the easy option. My business collapsed this year, after poor trading for several months. I...

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Not for me

“A Last Resort for Me”

published 24/03/2002

A fresh start

Ruined credit for a time, stigma, embarrassment

I actually suggested this category for Ciao several months ago. I haven't had the nerve to write this opinion until now. Bankruptcy isn't the credit standing death sentence that it used to be. After three years, some creditors are willing to lend money to the person who has been bankrupt if they...

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Excellent

“A New Start”

published 24/11/2006

Starting a fresh

Embarassment and what comes with it.

Ok, I'll try again! Ciao this is my original review, I wrote it, I haven't copied it, but I want to add some more and can't access the account from which I originally did this! PLEASE DO NOT REMOVE IT AGAIN!!. Thanks to everyone who reads it. It all came to a head October 2001. My latest child...

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Excellent

“Turning over a new leaf”

published 10/06/2004

A fresh start, clear all debts etc

Embarrassment, bad credit rating

It all came to a head October 2001. My latest child had just turned 1 and my husband had a business that unfortunately had gone wrong. We were borrowing credit left, right and centre and were getting deeper and deeper into debt, the only solution was bankruptcy. Bankruptcy has to be the last...

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Excellent

Relieves you of pressure from your creditors,Clear...

embarrassing,published in the local paper

I owed more than £20000 to catalogue companies,finance companies and credit cards. This Debt accrued over a period of 6 six years,I cannot believe I let myself get so deep into debt but it was so easy to do. I was a single mum of one and I bought all our clothes out of catalogues,it was the only...

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Excellent

“Information on Bankruptcy”

published 04/01/2008

Stress regarding the implications of Bankruptcy

Peace of mind that your finances have been sorted.

The process of bankruptcy is a complex one. I am going to try and explain it the best I can. Firstly, what is bankruptcy? Bankruptcy is an option for people who are unable to pay their debts. Bankruptcy will leave you free from overwhelming debts, and make sure your assets are shared out fairly...

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